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L. Douglas Bagby

Vice-Chairman and Lead Director at SOUTHERN MISSOURI BANCORP
Board

About L. Douglas Bagby

L. Douglas Bagby, age 75, is an independent director and Vice-Chairman (lead director) of Southern Missouri Bancorp, Inc. (SMBC). He has served on the Boards of SMBC and Southern Bank since 1997; he was Chairman of the Board through June 30, 2022 and has served as Vice-Chairman since July 1, 2022 . Bagby’s background includes senior public-sector operating roles, bringing expertise in deposit services and credit to public units .

Past Roles

OrganizationRoleTenureCommittees/Impact
City of Poplar Bluff, MissouriCity ManagerSept 2003 – Jun 2014; earlier 2-year tenureCity leadership and public-sector financial/operational oversight
Poplar Bluff Municipal UtilitiesGeneral Manager14 years (prior to 2003)Utility operations management; public finance exposure
Poplar Bluff R-1 School BoardBoard Member6 yearsEducation sector governance

External Roles

  • No current public company directorships disclosed. Biography lists prior municipal and school board service; no other public company boards are indicated in the proxy .

Board Governance

TopicDetails
Board rolesVice-Chairman and lead director (presides over executive sessions; liaison to Chair/CEO)
IndependenceBoard determined Bagby is an “independent director” under NASDAQ Rule 5605(a)(2)
CommitteesAudit Committee (member); Compensation Committee (member)
Committee chairsAudit Chair: Charles R. Love; Compensation Chair: Dennis C. Robison (Bagby is not a chair)
AttendanceFY2025: No director attended fewer than 75% of Board and committee meetings; Board held 12 regular and 6 special meetings
Annual meeting attendance policyAll directors are expected to attend; all attended last year except the CEO due to extenuating circumstances
Shareholder engagementShareholders may write directly to the Board via L. Douglas Bagby, Vice-Chairman, 2991 Oak Grove Road, Poplar Bluff, MO 63901
Committee chartersAudit, Compensation, and Nominating charters available on investor relations site

Fixed Compensation

Director cash compensation and program structure:

  • Monthly retainer: $1,250/month for the Company Board and $1,250/month for the Bank Board; unchanged since August 2021 .
  • Regional loan approval committee fee (only for certain directors; not listed for Bagby): +$1,000/month .
MetricFY2024FY2025
Fees Earned or Paid in Cash$30,000 $30,000
Change in Pension Value/Non-qualified Earnings$2,628 $2,428
Total Director Compensation (cash + equity + other shown below)$53,038 $56,596

Notes:

  • Bagby is party to Southern Bank’s director retirement agreement program (applies to all directors except Steffens, Jones, McClain, Young). Upon board service termination on/after age 60 (other than for cause), five annual payments equal to prior year’s cash fees times a vesting percentage (50% after 5 years; 75% after 10; 100% after 15). Unfunded and unsecured obligations of Southern Bank .

Performance Compensation

Equity awards to non-employee directors are time-based restricted stock (no performance metrics disclosed for directors).

Grant YearInstrumentGrant DateSharesGrant-date Fair ValueVesting
2024Restricted StockFeb 8, 2024500$20,410 20% annually on Feb 9, 2025–Feb 9, 2029
2025Restricted StockFeb 18, 2025400$24,168 20% annually on Feb 9, 2026–Feb 9, 2030

Program structure notes:

  • All non-employee directors received the same share grant each year (excluding the CEO who is an NEO) .

Other Directorships & Interlocks

Company/OrganizationRoleNotes
No other public company directorships disclosed for Bagby in the proxy

Expertise & Qualifications

The Board’s skills matrix indicates Bagby’s expertise includes: Finance, Banking, Management, Compliance, Real Estate, Construction, Transportation, Health Care, Manufacturing, and Public Entities .

Equity Ownership

HolderShares Beneficially Owned% Outstanding
L. Douglas Bagby21,400 * (less than 1%)

Additional alignment/risk policies:

  • Hedging of company stock by directors is prohibited; pledging is discouraged and requires preclearance demonstrating ability to repay without resort to pledged securities; CEO has not permitted hedging arrangements as of the proxy date .
  • No stock options are disclosed for Bagby; options are specifically listed for other named individuals in footnotes (Bagby not among them) .

Governance Assessment

  • Strengths:

    • Long-tenured independent director with deep public-sector operating experience; Vice-Chairman/lead director role enhances independent oversight given combined CEO/Chair structure .
    • Active committee service on Audit and Compensation—key risk and pay oversight bodies .
    • Strong engagement signal: shareholder communications routed to Bagby as Vice-Chairman .
    • Anti-hedging and discouraged pledging policy aligns director/shareholder interests .
    • FY2025 Say-on-Pay passed (7,379,508 For vs 392,516 Against; 312,453 Abstain; 908,774 broker non-votes), indicating broad shareholder support for compensation practices .
  • Risks/Watch items:

    • Director retirement agreements (unfunded, unsecured) add a non-standard director benefit; monitor for potential entrenchment or misalignment over time .
    • Related-party/insider lending: while ordinary-course and on market terms per policy, aggregate loans to directors/executive officers totaled ~$14.4 million at 6/30/2025 (≈2.6% of consolidated equity); no individual loans are disclosed and no specific transaction is attributed to Bagby .
    • Equity awards to directors are time-based (no performance link), which is common but less performance-sensitive than PSU structures .
  • Compensation mix trend:

    • Bagby’s total director comp increased year-over-year (from $53,038 in FY2024 to $56,596 in FY2025), driven primarily by higher restricted stock fair value ($20,410 → $24,168); cash fees were unchanged .
  • Attendance/engagement:

    • FY2025: No director fell below 75% attendance; Board met 18 times (12 regular/6 special), indicating a high activity cadence .
    • FY2024 note: One director (not Bagby) was below 75% attendance; Bagby not cited as an exception .

Appendix: Key Tables

Director Compensation (Cash + Equity)

MetricFY2024FY2025
Fees Earned or Paid in Cash$30,000 $30,000
Stock Awards (Restricted Stock)$20,410 $24,168
Change in Pension Value/Non-Qualified Earnings$2,628 $2,428
Total$53,038 $56,596

Director Equity Grants (Details)

Grant YearGrant DateSharesFair ValueVesting Schedule
2024Feb 8, 2024500$20,410 20% annually on Feb 9, 2025–Feb 9, 2029
2025Feb 18, 2025400$24,168 20% annually on Feb 9, 2026–Feb 9, 2030

Equity Ownership

HolderShares% Outstanding
L. Douglas Bagby21,400 * (less than 1%)

Say-on-Pay (FY2025 Meeting Results)

ProposalForAgainstAbstainBroker Non-Votes
Advisory vote on executive compensation7,379,508392,516312,453908,774

Committee Memberships

CommitteeRoleChair
AuditMemberCharles R. Love
CompensationMemberDennis C. Robison
NominatingNot listed as a memberChair: Rebecca M. Brooks

Policies Relevant to Alignment/Conflicts

  • Hedging: Prohibited for directors/officers; CEO has not permitted any hedging .
  • Pledging: Discouraged; exceptions require preclearance and demonstration of repayment capacity .
  • Related-Party Transactions: Audit Committee approval/ratification policy; loans to insiders in ordinary course on market terms; aggregate loans to directors/executives ~$14.4 million at 6/30/2025; all performing .

No specific related-party transactions, option holdings, or share pledges are disclosed for Bagby in the latest proxy. All quantitative and biographical details above are taken from SMBC’s 2025 and 2024 definitive proxy statements and 2025 annual meeting 8-K .