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Mark Kutner

About Mark E. Kutner

Dr. Mark E. Kutner is an independent director of SPFX, serving since the company’s 2017 foundation. He is a practicing physician and healthcare entrepreneur with leadership roles across clinical practice, clinical trials, primary care networks, and insurance-linked ventures. Education: CCNY School of Biomedical Education; MD from SUNY Stony Brook; residency in Internal Medicine at Northwestern; fellowships at Johns Hopkins School of Medicine (Pulmonary/Critical Care/Sleep) and Johns Hopkins School of Hygiene and Public Health (Environmental Health Sciences). Age references in proxies: 61 (2022), 62 (2023), 65 (2024), 66 (2025) . Tenure on SPFX board since 2017; independence affirmed under Nasdaq rules .

Past Roles

OrganizationRoleTenureCommittees/Impact
Suncoast Research GroupFounder; Chief Medical OfficerSince 1994Phases 2–4 clinical trials for major pharma and biotech
Baptist Hospital of MiamiFounder and first Medical Director of sleep labNot disclosedBuilt sleep medicine capability
Orange ACODirector2015–2018Board director during rapid growth of Medicare ACO
Physicians Health Alliance (affiliated with UnitedHealthcare)Chairman; Founding memberPresentValue-based management services organization leadership
Farmacia Express (Costa Rica)Co-founderNot disclosedIntroduced toll-free prescription delivery in country
Colombian Sleep LabsFounderNot disclosedDevelopment of sleep medicine facilities

External Roles

OrganizationRoleStatusNotes
PrimeHealth Physicians (largest independent primary care in South Florida)Co-founder; Chairman of BoardPresentPrimary care network leadership
America Traditions & Modern USA Property Casualty (Florida insurers)Co-founder; Board memberPresentProperty casualty insurance board roles
Suncoast Research GroupFounder; CMOPresentClinical trials leadership since 1994
Physicians Health AllianceChairman; Founding memberPresentValue-based care infrastructure

Board Governance

  • Independence: Board determined Dr. Kutner is independent under Nasdaq rules; he serves on standing committees .
  • Committees: Audit Committee member (with Scott Howell, MD, and John Leavitt, DBA); Compensation Committee member (added in 2025 with Howell and Hoechner) .
  • Audit Committee financial expert: Scott Howell designated; Dr. Kutner is not designated as the “financial expert” .
  • Attendance: No director attended fewer than 75% of meetings in 2023 and 2024; Board meetings held 3 (2023) and 5 (2024); 6 in 2022 .
  • Lead independent director role: Board states it has not appointed a lead outside director (governance caution) .
CommitteeMembershipChairMeeting Frequency (most recent disclosed year)
AuditMember (Howell, Kutner, Leavitt); all independent; Howell is financial expert Not disclosed4 meetings in FY2024; 4 in FY2023; 4 in FY2022
CompensationMember as of 2025 (Howell, Kutner, Hoechner); independent Not disclosedNot disclosed
NominatingStanding committee (membership not specified for Kutner) Not disclosedNot disclosed

Fixed Compensation

  • SPFX paid no director compensation for Board service in 2022, 2023, and 2024; executive officers received compensation for their executive roles only .
  • Historical equity-only director compensation in 2021: stock award fair value of $2,650 to Dr. Kutner; no cash fees disclosed .
YearFees Earned ($)Stock Awards ($)Total ($)
2021$0 $2,650 $2,650
2022$0 $0 $0
2023$0 $0 $0
2024$0 $0 $0

Performance Compensation

  • No performance-based director compensation metrics (e.g., TSR, revenue growth, ESG) are disclosed for Dr. Kutner; SPFX reports no director compensation for 2022–2024 .
  • 2023 proxy proposed authorization to issue up to 1,400,000 warrants to directors, officers, and consultants; this structure can create equity-linked incentives but is not tied to specific performance metrics in the proxy .
ItemMetric/TermsYearStatus
Stock awardsFair value $2,6502021Granted
Warrant pool authorizationUp to 1,400,000 common stock purchase warrants to directors/officers/consultants2023Proposal recommended by Board

No vesting schedules, performance hurdles, clawbacks, or change-in-control terms are disclosed for director awards in the proxies reviewed .

Other Directorships & Interlocks

Company/InstitutionSegmentRolePotential Interlock/Conflict Consideration
America TraditionsProperty & Casualty InsuranceCo-founder; Board memberSPFX finances insurance premiums; board role at insurer could create perceived conflicts if there are transactions; no specific related-party transaction disclosed in proxies
Modern USA Property CasualtyProperty & Casualty InsuranceCo-founder; Board memberSame considerations as above; no specific transactions disclosed in proxies
PrimeHealth PhysiciansHealthcare (Primary Care)Co-founder; ChairmanHealthcare leadership not directly overlapping with SPFX operations
Physicians Health AllianceValue-based careChairman; Founding memberHealthcare services; no SPFX overlap disclosed
Orange ACOMedicare ACOPrior Director (2015–2018)Historical role; no current interlock
  • Related-party framework: SPFX requires independent director review/approval of related-party transactions; proxies reference 10-K notes for details (not enumerated in proxies) .

Expertise & Qualifications

  • Clinical and operational expertise: Internal medicine, pulmonary/critical care/sleep medicine; founder/operator across clinical trials and healthcare delivery organizations .
  • Board and governance experience: Chairs large independent primary care network; multiple insurer board roles; governance background highlighted by SPFX as valuable for organizational structure, strategy, performance measurement, and oversight .

Equity Ownership

  • Beneficial ownership (as of September 1, 2024): 241,500 common shares (5.7% of class); 50,000 Series A Convertible Preferred (30.1% of class) .
  • Instruments: Warrants exercisable within 60 days reflected in beneficial ownership methodology; prior footnotes specify Class W4 ($4 strike, five-year), W4A ($4 strike, five-year), W12 ($12 strike, five-year) .
SecurityAmountPercent of ClassNotes
Common Stock241,5005.7%Includes shares and within-60-day exercisables per methodology
Series A Convertible Preferred50,00030.1%Percent of Series A class
Warrants (Class W4)15,000N/A$4.00 strike; five-year term (footnotes in prior proxies)
Warrants (Class W12)50,000N/A$12.00 strike; five-year term
Warrants (Class W4A)50,000N/A$4.00 strike; five-year term

Section 16(a) compliance: SPFX reports that all required ownership reports for FY2023 and FY2024 were timely; late filings in FY2022 were by Krogol and Hoechner, not Kutner .

Insider Trades

YearForm 4 Filings for KutnerNotes
2022None reported lateCompany disclosed late filings by Krogol and Hoechner; none cited for Kutner
2023In complianceCompany reports all required filings in compliance
2024In complianceCompany reports all required filings in compliance

Governance Assessment

  • Strengths:

    • Independence affirmed; active service on Audit and Compensation Committees; consistent attendance at/above 75% threshold .
    • Significant equity ownership (common and preferred), aligning interests with shareholders; instruments include warrants providing long-term exposure .
    • Diverse operating experience across healthcare and insurance enhances board oversight of risk and strategy .
  • Cautions and potential red flags:

    • No lead independent director appointed (limits counterbalance to combined Chair/CEO authority) .
    • External board roles at property & casualty insurers could create perceived conflicts if SPFX transacts with these entities; proxies do not disclose specific related-party transactions; SPFX relies on independent director review for any such transactions .
    • Director compensation structure lacks performance-based metrics, vesting schedules, clawbacks, or explicit ownership guidelines in proxies reviewed; limited transparency on director equity grant mechanics beyond 2021 and warrant authorization proposal .
  • Net view:

    • Board effectiveness supported by committee participation and attendance; equity alignment is high. Governance oversight would be strengthened by a lead independent director designation and clearer disclosure of director-specific ownership guidelines, performance conditions for any equity grants, and any related-party transactions involving entities where Dr. Kutner holds board roles .