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Jack L. Howard

President at STEEL PARTNERS HOLDINGS
Executive
Board

About Jack L. Howard

Jack L. Howard is President and a director of Steel Partners Holdings GP Inc., serving as President since July 15, 2009 and on the Board since October 18, 2011; age 63 as of the proxy record date. He holds a bachelor’s degree in finance from the University of Oregon and is a FINRA-registered broker-dealer with Series 7, 24, 55, and 63 licenses. Howard’s experience spans managerial and investing roles across public and private companies; he also serves as Executive Chairman of WebBank and was designated to SPLP’s Board by SP General Services LLC (the Manager), reflecting his dual executive-director role within a manager-managed governance structure .

Past Roles

OrganizationRoleYearsStrategic Impact
Steel Partners Holdings GP Inc.President; DirectorPresident since 2009; Director since 2011Leads management under Manager-led structure; inputs to Board risk oversight
SPLPAssistant Secretary; SecretaryAssistant Secretary 2009–2011; Secretary 2011–Jan 2012Corporate officer roles supporting governance and administration
HNHDirector; previously Vice Chairman & Principal Executive OfficerDirector since July 2005Oversight and executive leadership at affiliate
Steel ExcelDirector; previously Vice Chairman & Principal Executive OfficerDirector since Dec 2007Board leadership and principal executive responsibilities

External Roles

OrganizationRoleYearsStrategic Impact
WebBankExecutive ChairmanSince Feb 15, 2018Oversees bank performance; compensation linked to WebBank and SPLP metrics
Trinity Place Holdings Inc.Chairman of the BoardSince Feb 2025Real estate investment, development, and asset management oversight
Steel Connect, Inc.DirectorSince Dec 15, 2017Governance at portfolio company
SP General Services LLC (Manager)PresidentOngoingManages SPLP’s affairs; provides executive services under Management Agreement

Fixed Compensation

Howard does not receive salary from SPLP; his services as President are provided via the Management Agreement with the Manager. He receives cash compensation tied to his roles at subsidiaries (WebFinancial Holding Corporation and WebBank) .

Component ($)20232024
Salary (SPLP)$0 $0
Director fees – WFHC$386,136 $386,136
Director fees – WebBank$76,000 $76,000
All Other Compensation (subtotal above)$444,900 $462,136
Total Compensation (as reported)$1,045,515 $988,971

Notes:

  • Under the Management Agreement, SPLP pays the Manager a quarterly fee equal to 1.5% annualized of total partners’ capital plus incentive compensation; the Manager cannot identify the portion of cash compensation that relates solely to Howard’s SPLP services .

Performance Compensation

Howard’s performance pay is primarily the cash bonus under SPLP’s WebBank Bonus Plan, with clear metric weightings and payout mechanics . SPLP does not grant options or stock appreciation rights to directors, officers, or employees .

MetricWeightingTargetActual ResultPayoutVesting
WebBank Performance70%Threshold 80% of target; Max 135% if WebBank pre-tax income > $60.1mAchieved above thresholds (2024)114% of target ($526,835) for 2024Cash; paid
Individual Performance20%Assessed by Compensation CommitteeIncluded in 2024 assessmentIncluded in 114% payoutCash; paid
Company Performance (Total Steel Corporate Earnings: WebBank net income + EBITDA of rest of Company − corporate expenses/adjustments)10%Target payout if “Total Steel Corporate Earnings” > $219.0mAssessed for 2024Included in 114% payoutCash; paid

Two-year bonus outcomes:

YearTarget BasisPayout % of TargetBonus ($)
2023Not disclosed (methodology same plan)135%$600,615
2024100% of WFHC fees ($386,136) + WebBank fees ($76,000) = $462,136114%$526,835

Equity Ownership & Alignment

Ownership MetricValue
LP Units beneficially owned6,142,046 units
% of LP Units outstanding32.1%
Series A Preferred Units114,516 units held directly; EMH Howard, LLC holds 87,649 units
Unvested restricted LP Units (as of 12/31/2024)0
Options/SARsCompany does not grant options/SARs
Hedging policyHedging/monetization transactions prohibited except in limited, pre-approved circumstances
PledgingNo pledging by Howard disclosed; certificate restricts transfers including pledges that violate terms

Breakdown of Howard’s LP Unit beneficial ownership:

  • 2,071,121 LP Units held directly (including an entity 100% controlled by him) .
  • 1,551,652 LP Units owned by the II Trust (Howard trustee) .
  • 755,938 LP Units owned by the III Trust (Howard trustee) .
  • 1,648,540 LP Units owned by the Article V Trust (Howard trustee) .
  • 1 LP Unit owned by SPH SPV-I LLC (Howard sub-account) .
  • 114,794 LP Units owned by EMH Howard, LLC (Howard managing member; disclaims beneficial ownership except pecuniary interest) .

Context:

  • Voting rights cap: Absent banking regulatory approval, voting rights are forfeited with respect to all LP Units in excess of 9.9% (other than the General Partner, the Manager, or their affiliates) .
  • Directors and executive officers as a group beneficially own 16,249,010 LP Units (84.8%) .

Employment Terms

TermDisclosure
Employment agreement with SPLPHoward’s services provided via the Management Agreement; no separate SPLP salary
Manager compensation mechanicsManager receives 1.5% of total partners’ capital annually (paid quarterly) plus incentive compensation; Howard’s Manager-paid cash cannot be isolated as SPLP-only
Change-in-control economicsUnder Second A&R 2018 Plan, double-trigger (termination without cause or resignation for good reason within 2 years of change in control) accelerates vesting of outstanding equity awards; Howard had no unvested equity awards at FY-end 2024
Severance multiples; non-compete; non-solicitNot disclosed for Howard in proxy

Related party/affiliated arrangements:

  • Steel Services management services agreements with J. Howard, Inc. (100% controlled by Howard) and SPL (significant beneficial owner): monthly fee $1,246 for J. Howard, Inc. and $6,072 for SPL and affiliates; fees adjustable by agreement/amendment .
  • Conflicts process: LP Agreement deems affiliated transactions not a breach if approved by disinterested directors/Audit Committee/conflicts committee; unitholder vote of disinterested units; third-party terms; or fair and reasonable overall .

Board Governance

AttributeDisclosure
Board service startDirector since 2011; designated by SPGS as additional director per LP Agreement
Committee membershipsNot listed as a member of Audit, Compensation, or Corporate Governance & Nominating Committees
Committee leadershipAudit Chair: John P. McNiff; Compensation Chairwoman: Rory Tahari; Corporate Governance & Nominating Chair: John P. McNiff
Independence statusIndependent directors: McNiff, Karros, Benenson III, Rosen, Tahari; Howard is an executive director and not independent
Board meeting attendanceBoard met 9 times in 2024; each director attended ≥75% of Board/committee meetings; all directors attended 2024 Annual Meeting
Director compensationExecutive officers are not separately compensated for Board service at SPLP
Risk oversightBoard oversees strategy and risk under Executive Chairman leadership with crucial input from Howard (President)

Compensation Structure Analysis

  • Mix and trend: Howard’s compensation is largely at-risk cash bonus linked to WebBank/SPLP performance and individual metrics; no SPLP salary; no SPLP equity grants in 2023–2024 .
  • Year-over-year: Bonus decreased from $600,615 (135% of target) in 2023 to $526,835 (114% of target) in 2024; director fees were stable (WFHC $386,136; WebBank $76,000) .
  • Equity practices: Company does not grant options/SARs; Howard held no unvested restricted LP Units at FY-end 2024, reducing near-term vesting-related sell pressure .
  • Governance safeguards: Hedging policy prohibits hedging/monetization except with prior approval; related-party transactions subjected to disinterested oversight processes per LP Agreement .

Director Compensation (SPLP Board)

Non-management director program shown below for context; executive directors (including Howard) are not separately compensated for SPLP Board service .

Fee TypeAmount ($)
Annual cash retainer93,500
Audit Committee Chair (annual)41,600
Compensation Committee Chair (annual)20,800
Corporate Governance & Nominating Chair (annual)15,600
Per-committee meeting fee1,560
Annual equity (restricted LP units; granted quarterly; vest immediately)93,500

Say-on-Pay & Shareholder Feedback

  • Advisory vote on NEO compensation is proposed annually; Board recommends approval; frequency recommendation is “ONE YEAR” for future say-on-pay votes .

Equity Ownership Details (Quantitative)

MetricValue
LP Units Beneficially Owned (number; %)6,142,046; 32.1%
Series A Preferred Units (direct)114,516
Series A Preferred Units (EMH)87,649
Directors/executives group ownership16,249,010 LP Units; 84.8%

Performance Compensation Detail (2024 Plan Parameters)

ComponentParameterValue
Target bonus baseDirector fees at WFHC + WebBank$386,136 + $76,000 = $462,136
Payout rangeThreshold; Maximum80% threshold; 135% max
WeightingsWebBank; Individual; Company70%; 20%; 10%
Company metricTotal Steel Corporate Earnings (WebBank net income + EBITDA of rest of Company − corporate expenses/adjustments)Target payout if > $219.0m
WebBank metricPre-tax incomeMax payout if > $60.1m
2024 outcomePayout %; Bonus $114%; $526,835

Investment Implications

  • Alignment: Howard’s substantial beneficial ownership (32.1%) indicates strong economic alignment; absence of SPLP equity awards and unvested units in 2024 reduces near-term vesting-driven sale pressure .
  • Incentive design: Cash bonus tied to WebBank performance and Company earnings (EBITDA-inclusive metric) suggests focus on profitability and capital discipline; however, reliance on subsidiary-linked pay may dilute direct linkage to SPLP total unitholder returns .
  • Governance risk: Dual role (President and Director) designated by the Manager, combined with related-party service agreements (J. Howard, Inc.; SPL), introduces potential conflicts; mitigants include disinterested director/Audit Committee oversight under LP Agreement .
  • Control dynamics: Insider group beneficially owns ~84.8% of LP Units; voting rights cap above 9.9% applies to non-affiliates, reinforcing incumbent influence and potentially limiting external governance pressure .

Dual-role implication: Howard’s executive-director status and affiliation with the Manager (designating his Board seat) raise independence considerations; SPLP’s structure addresses conflicts through formal approval standards but investors should monitor related-party arrangements and Manager-driven compensation governance .

Data Appendix

  • Board meetings and attendance in 2024, committee compositions and independence, and Annual Meeting attendance: .
  • Director independence and designation mechanics: .
  • Executive compensation summary and narrative: .
  • Bonus plan specifics and outcomes: .
  • Equity plan and change-in-control vesting: .
  • Equity compensation plan totals: .
  • Ownership table and footnotes: .
  • Related party transactions and Steel Services agreements: .
  • Hedging policy and equity award practices: .
  • Certificate transfer restrictions (including pledging language): .

Investment Implications

  • Near-term trading signals: Lack of SPLP equity grants and zero unvested LP Units for Howard diminishes forced-selling risk; bonus outcomes are sensitive to WebBank pre-tax income thresholds and consolidated EBITDA, creating a performance-linked catalyst in banking and operating segments .
  • Retention risk: Compensation via the Manager and subsidiary roles (WFHC/WebBank) plus large ownership stake reduce voluntary departure risk; absence of disclosed severance/non-compete terms at SPLP adds uncertainty around potential transitions .
  • Governance watch items: Monitor related-party fee updates (J. Howard, Inc. and SPL agreements), Manager fee/incentive arrangements, and any changes to say-on-pay outcomes or committee independence; high insider ownership and Manager designations can entrench control, making shareholder engagement outcomes particularly relevant .