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Christopher J. Murphy IV

Director at 1ST SOURCE
Board

About Christopher J. Murphy IV

Christopher J. Murphy IV (age 55) has served on the 1st Source Corporation (SRCE) Board since 2011 and is Owner and Chief Executive Officer of Catharsis Productions, LLC, with approximately 25 years of entrepreneurial leadership experience in training, government contracting, and creative marketing. He holds a B.A. in Liberal Studies (Communications and Theatre) and an MBA from the University of Notre Dame and is noted to meet the criteria of an SEC “audit committee financial expert,” although he is not eligible to serve on the Audit Committee . He is the son of Chairman/CEO Christopher J. Murphy III .

Past Roles

OrganizationRoleTenureCommittees/Impact
Catharsis Productions, LLCCo-founder, Owner & CEO~25 years experience (as disclosed) Expertise in entrepreneurship, government contracting, creative marketing

External Roles

OrganizationRoleTenure/NotesCommittees/Impact
MEN (Men Endorsing Non-Violence), Illinois State SubcommitteeCo‑ChairpersonPrior service Community engagement
Interaction (non-profit)Board MemberPrior service Community engagement

Board Governance

  • Independence: Not independent under NASDAQ/Company guidelines; disclosed as “No” in Board independence matrix . Family relationship: Son of Chairman/CEO Christopher J. Murphy III .
  • Committee assignments: Executive Committee (member) and Trust & Investment Committee (member); no Governance/Nominating, Audit/Finance/Risk, Executive Compensation/Human Resources, or Loan & Funds Management committee roles .
  • Committee chair roles: None; current chairs include Birmingham (Exec Comp & HR), Fitzpatrick (Governance & Nominating, Lead Director), Torres (Audit/Finance/Risk), Schurz (Trust), Shrewsbury (Loan & Funds) .
  • Attendance and engagement: Board held 6 meetings in 2024 and no incumbent directors attended fewer than 75% of aggregate Board/committee meetings; Annual Meeting attendance in 2024 included all directors except Affleck‑Graves (Murphy IV attended) .
  • Lead Independent Director and executive sessions: Fitzpatrick serves as Lead Director; executive sessions of independent directors were held at each Board meeting in 2024 .

Fixed Compensation

ComponentAmountNotes
Annual Board Retainer$72,620Increased from $70,565 effective May 1, 2024
Board Meeting Fee$3,000 per meetingBoard held 6 meetings in 2024
Audit, Finance & Risk Committee Meeting Fee$3,000 per meetingNot applicable to Murphy IV (not a member)
Other Committee Meeting Fee$2,500 per meetingTrust & Investment Committee had 4 meetings in 2024
Committee Chair Fees$10,000–$20,000 depending on committeeNot applicable to Murphy IV (not a chair)

The proxy discloses director cash retainers and meeting fees; it does not describe a director equity grant program or director-specific equity compensation structure .

Performance Compensation

  • Not disclosed for directors; the proxy outlines executive incentive plans but provides director compensation as cash retainers and meeting fees without a director performance‑linked equity program .

Other Directorships & Interlocks

CategoryDisclosure
Current public company boardsNone disclosed for Murphy IV
Private/non-profit boardsMEN Illinois subcommittee (co‑chair), Interaction (board member)
Interlocks/potential conflictsFamilial relationship: son of Chairman/CEO and significant shareholder Christopher J. Murphy III (17.22% beneficial ownership with spouse aggregation noted); Murphy IV is not independent . Aunalytics vendor relationship exists at Board level (payments of $3,001,921 in 2024); interlocks include directors Affleck‑Graves (director of Aunalytics), Graham (CEO of Aunalytics), and Murphy III (director representing SRCE’s interests), highlighting related‑party oversight requirements .

Expertise & Qualifications

  • Audit committee financial expert qualification (meets SEC criteria), but not eligible to serve on Audit Committee .
  • Entrepreneurial and marketing expertise; government contracting experience .
  • Education: B.A. Liberal Studies (Communications & Theatre) and MBA, University of Notre Dame .

Equity Ownership

HolderShares Beneficially Owned% of Shares OutstandingSource Notes
Christopher J. Murphy IV148,3240.59% (computed from 148,324 ÷ 25,285,937)Shares outstanding: 25,285,937 as of record date ; individual holdings
Pledging/HedgingPolicy prohibits hedging, short sales, and derivatives; pledging allowed only for shares in excess of guideline holdings with prior approvalNot disclosed for Murphy IVCompany policy text

Governance Assessment

  • Board effectiveness: Murphy IV brings entrepreneurial and audit‑expertise credentials, but his non‑independent status due to familial relationship with the Chairman/CEO can impact perceived independence and investor confidence. Mitigants include majority independent Board, Lead Independent Director structure, and independent committee compositions for Governance/Nominating, Audit/Finance/Risk, and Executive Compensation/Human Resources .
  • Conflicts and related‑party exposure: The familial tie and Board‑level related‑party vendor arrangements (Aunalytics) elevate governance risk; oversight resides with the Audit, Finance & Risk Committee, which reviews related‑party transactions and enforces loan/credit policies with thresholds and Board approvals to manage conflicts .
  • Attendance/engagement: No attendance shortfalls; executive sessions held each Board meeting; Annual Meeting attendance met (except one director, not including Murphy IV), supporting engagement quality .
  • Director pay mix and alignment: Compensation appears cash‑oriented via retainers and meeting fees, without disclosed director equity grants, limiting direct equity alignment at the director level versus the executive ownership guideline program; however, Murphy IV holds 148,324 shares, providing meaningful personal alignment .
  • RED FLAGS: Non‑independence (family relationship with CEO/chair) ; Board‑level related‑party vendor exposure (Aunalytics) requiring strong oversight .