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Ronda Shrewsbury

Director at 1ST SOURCE
Board

About Ronda Shrewsbury

Ronda Shrewsbury, 59, has served on the Board of 1st Source Corporation (SRCE) since 2021. She is President and CEO of RealAmerica, LLC with over 33 years in real estate development, and holds a B.S. in Finance/Real Estate from Indiana University’s School of Business; she qualifies as an audit committee financial expert under SEC guidelines . She is an independent director per SRCE’s Corporate Governance Guidelines .

Past Roles

OrganizationRoleTenureCommittees/Impact
RealAmerica, LLCPresident & CEO (primary owner/founder)~30 yearsStrategic direction for four WBE-certified, vertically integrated companies; expertise in development, design, construction, property management
Young Presidents’ Organization (YPO)Chapter Chair (IN, IL); Central U.S. Regional Board; International Forum CommitteeVarious (past service)Multiple leadership roles supporting executive peer networks and governance engagement

External Roles

OrganizationRoleTenureCommittees/Impact
Legacy25 (non-profit)FounderCurrentProvides support/services for affordable housing communities
Indianapolis ZooImmediate Past Chair, BoardCurrentPhilanthropic governance in community institution
Indiana Affordable Housing CouncilPast President; Chair, Governmental Affairs CommitteePastIndustry advocacy in affordable housing
Near North Development CorporationBoard member (past)PastCommunity development governance

Board Governance

  • Independence: Board determined Shrewsbury is independent under NASDAQ rules and SRCE guidelines .
  • Committee memberships:
    • Audit, Finance & Risk Committee (member; 6 meetings in 2024)
    • Executive Compensation & Human Resources Committee (member; 4 meetings in 2024)
    • Loan & Funds Management Committee (Chair; 12 meetings in 2024)
  • Attendance: Board held 6 meetings in 2024; no incumbent director attended fewer than 75% of aggregate Board and committee meetings; Shrewsbury attended the 2024 Annual Meeting (all except Mr. Affleck‑Graves attended) .
  • Lead Independent Director: Daniel B. Fitzpatrick; executive sessions of independent directors occurred at each Board meeting in 2024 .
CommitteeRole2024 Meetings
Audit, Finance & RiskMember6
Executive Compensation & HRMember4
Loan & Funds Management (Bank committee)Chair12

Fixed Compensation

ComponentAmount/Terms
Annual Board Member Retainer$72,620 (increased from $70,565 effective May 1, 2024)
Board meeting fee (per meeting attended)$3,000
Audit, Finance & Risk Committee meeting fee$3,000 per meeting
Other Board committee meeting fee$2,500 per meeting
Committee Chair FeesGovernance & Nominating $20,000; Audit, Finance & Risk $15,000; Executive Compensation & HR $15,000; Loan & Funds Management $10,000; Trust & Investment $10,000; Executive Committee $0

Notes:

  • As Chair of the Loan & Funds Management Committee, Shrewsbury is eligible for the $10,000 chair retainer .

Performance Compensation

ItemDisclosure
Director equity awards (RSUs/Options)None disclosed for directors in 2025 proxy; director compensation consists of cash retainers and meeting fees
Performance-tied director metricsNone disclosed/applicable

Other Directorships & Interlocks

CategoryDisclosure
Current public company boardsNone disclosed
Notable external boards (non-profit/community)Legacy25 (founder), Indianapolis Zoo (Immediate Past Chair), Indiana Affordable Housing Council (Past President/Chair), Near North Development Corporation (board)
Interlocks/potential conflictsNo specific related-party transactions involving Shrewsbury disclosed; ordinary-course banking transactions with directors/officers noted generally; Aunalytics relationships involve other directors (Murphy III, Affleck‑Graves, Graham)

Expertise & Qualifications

  • Extensive real estate development, design, construction, and management expertise across affordable, market-rate, senior living, and self-storage properties; tax credit financing (LIHTC, historic), HUD and other financing products .
  • Audit committee financial expert qualification under SEC guidelines .
  • Active Indiana Principal Broker License .
  • B.S. Finance/Real Estate, Indiana University School of Business .

Equity Ownership

MetricAmount
Common shares beneficially owned10,378
Shares outstanding (record date)25,285,937
Ownership as % of shares outstanding~0.041% (10,378 ÷ 25,285,937)
Pledged sharesNo pledging disclosed; policy restricts pledging/hedging for directors/NEOs, with limited collateral use only for shares exceeding ownership guidelines and requiring prior approval
Vested vs. unvestedNot disclosed for directors (no director equity awards disclosed)

Insider Trades

DateFormSummarySource
02/05/2024Form 4Statement of changes in beneficial ownership
08/05/2024Form 4Statement of changes in beneficial ownership
08/06/2025Form 4Statement of changes in beneficial ownership (PDF)

Governance Assessment

  • Strengths: Independent director with audit financial expert designation; active across three key committees, including chairing a lending oversight committee; strong meeting attendance; alignment via personal share ownership; cash-focused director pay minimizes equity-related conflicts .
  • Oversight quality signals: Lead Independent Director structure with executive sessions at each Board meeting in 2024; robust committee cadence (A&F&R 6x; Comp 4x; Loan 12x) supports risk oversight and compensation governance .
  • Conflicts/related-party exposure: No Shrewsbury-specific related-party transactions disclosed; ordinary-course banking relationships for directors/officers are subject to stringent Board-approved lending policies; Aunalytics related-party transactions involve other directors, not Shrewsbury .
  • Attendance & engagement: Met SRCE’s attendance expectations (≥75% across Board/committees) and attended the 2024 Annual Meeting, signaling engagement .
  • RED FLAGS: None disclosed regarding hedging/pledging, legal proceedings, option repricing, or say‑on‑pay issues tied to Shrewsbury; Company say‑on‑pay received 89% approval in 2023 (triennial vote cadence), indicating broader investor support for compensation governance .