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Stephen G. Muzzy

Independent Director at Strategic Student & Senior Housing Trust
Board

About Stephen G. Muzzy

Stephen G. Muzzy (age 57) is an independent director of Strategic Student & Senior Housing Trust, Inc. (STSR) since February 2018 and serves as Audit Committee Chairman; he is also a member of the Nominating & Corporate Governance and Compensation Committees . He has 20 years of commercial banking experience across real estate and construction lending and holds a B.A. in Social Ecology (UC Irvine) and an MBA (Pepperdine) .

Past Roles

OrganizationRoleTenureCommittees/Impact
MF PartnersPartnerOct 2012 – presentCommercial real estate investment focus
OneWest BankSenior Vice PresidentMar 2012 – May 2014Senior lending roles
JPMorgan Chase (Middle Market Banking)Senior Vice President and Senior BankerJan 2011 – Mar 2012Middle market lending
Wells Fargo (Commercial Banking)Vice President and Senior Relationship ManagerAug 2007 – Jan 2011Relationship management; prior roles incl. VP, BDO, RM, Store Manager from 1994
Commerce National BankVice PresidentFeb 2006 – Aug 2007Commercial lending

External Roles

OrganizationRoleTenureNotes
Strategic Storage Trust VI, Inc. (SST VI)Independent DirectorCurrentAffiliate of Sponsor
Strategic Storage Growth Trust, Inc. (SSGT)Independent DirectorThrough Jan 2019Merged into SmartStop in Jan 2019
Strategic Storage Trust IV, Inc. (SST IV)Independent DirectorPrior rolePreviously served; timing not specified
Hoag Hospital FoundationDirectorCurrentCommunity/non-profit role

Board Governance

  • Board size: three directors; two independent (Chappell, Muzzy) .
  • No Lead Independent Director due to small board size; both independent directors share oversight .
  • Audit Committee: Muzzy (Chair), Chappell; Muzzy designated “audit committee financial expert”; 5 meetings in 2024 .
  • Nominating & Corporate Governance Committee: Chappell (Chair), Muzzy; 6 meetings in 2024 .
  • Compensation Committee: Chappell (Chair), Muzzy; 2 meetings in 2024 .
  • Board meetings: 6 in 2024; each director attended at least 75% of board and committee meetings .
  • Independence: Board determined Muzzy meets NYSE “independent” definition .
CommitteeRole2024 Meetings
AuditChair5
Nominating & Corporate GovernanceMember6
CompensationMember2

Fixed Compensation

ComponentAmount/StructureNotes
Annual cash retainer (independent director)$30,000 Effective May 1, 2018
In-person board/committee meeting fee$1,000 per meeting Regular meetings
Audit Committee Chair meeting fee$2,000 per Audit Committee meeting Chair premium
Other committee chair meeting fee$1,500 per committee meeting Not applicable to Muzzy (not chair)
Telephonic regular meeting fee$1,000 per meeting Regular scheduled
Telephonic special meeting fee$250 per meeting Special meetings
Per-day fee cap$2,000/day; $2,500/day for Audit Chair if AC meets Daily cap

2024 Actual Director Compensation (Stephen G. Muzzy):

Metric2024
Fees Earned or Paid in Cash ($)$46,750
Stock Awards (Grant-date fair value, $)$7,925
Option Awards ($)$0
All Other Compensation ($)$491 (life insurance premium reimbursement)
Total ($)$55,166

Perquisites:

  • Director life insurance premium reimbursement: $491 attributed to Muzzy for 2024 .

Performance Compensation

  • Equity program: Restricted stock under Employee and Director Long-Term Incentive Plan (Plan); vest ratably over four years; used to align interests and incentivize service .
  • Initial grant: 2,500 shares to each independent director at first award; annual grants of 1,250 shares upon each re-election; vest ratably over 4 years .
  • As of 12/31/2024: Muzzy total restricted stock awards 11,250; 8,125 vested; 3,125 unvested .
Award TypeGrant MechanicsVestingGranted to DateVestedUnvested
Restricted Stock2,500 initial; 1,250 upon each re-election Ratable over 4 years 11,250 8,125 3,125

No performance metrics (e.g., revenue/EBITDA/TSR) tied to director equity awards disclosed; awards are time-based .

Other Directorships & Interlocks

CompanyRelationshipPotential Interlock/Conflict Context
SST VI (public non-traded REIT)Independent Director Sponsored by affiliate; shared governance ecosystem may require conflict oversight by independent directors
SSGT (merged Jan 2019)Former Independent Director Sponsor-affiliated entity
SST IVFormer Independent Director Sponsor-affiliated entity

Expertise & Qualifications

  • Audit committee financial expert designation; deep banking, lending, and real estate experience .
  • Education: B.A. Social Ecology (UC Irvine), MBA (Pepperdine) .
  • Committee experience across Audit, Nominating & Corporate Governance, and Compensation .

Equity Ownership

Beneficial Ownership (as of March 31, 2025):

HolderShares% Outstanding
Stephen G. Muzzy8,125.00 <1%

Restricted Stock Vesting Status (as of December 31, 2024):

MetricShares
Total RS granted to date11,250
Vested8,125
Unvested3,125

Hedging/Pledging:

  • The company discloses it does not have a hedging policy for employees, officers, and directors at this time .

Governance Assessment

  • Independence and role: Muzzy is an NYSE-defined independent director and Audit Committee Chair; designated audit committee financial expert, strengthening oversight of financial reporting and controls .
  • Engagement: Board met 6 times in 2024; each director attended ≥75% of meetings; Audit/Nominating/Compensation committees met 5/6/2 times, respectively, indicating active committee work .
  • Shareholder support: 2025 director election showed strong support for Muzzy (6,297,599 For; 793,743 Withheld) .
  • Compensation alignment: Modest cash retainer/meeting fees plus time-based restricted stock awards; no performance metrics; annual equity grant fair value of $7,925 in 2024 suggests controlled equity compensation; life insurance premium reimbursement present .
  • Conflicts oversight: As member of Nominating & Corporate Governance Committee, Muzzy participates in reviewing and approving affiliate-related transactions under charter standards; numerous affiliate dealings (Advisor, Property Manager, Former Dealer Manager, Preferred Investor) were reviewed by independent directors in 2024 .
  • Structural considerations:
    • No Lead Independent Director due to small board size (3 directors), which concentrates oversight among two independents .
    • No hedging policy is a governance red flag for alignment risk; investors often prefer explicit anti-hedging/anti-pledging policies for directors .
    • Externally advised REIT model with extensive affiliate transactions requires vigilant independent oversight; committees explicitly handle conflicts under charter .

Shareholder Vote Results (2025 Annual Meeting)

Proposal/DirectorVotes ForVotes Withheld/AgainstAbstained
Director: Stephen G. Muzzy6,297,599 793,743
Director: Brent Chappell6,291,388 799,954
Director: H. Michael Schwartz6,266,229 825,113
Ratify BDO USA, P.C.6,313,626 301,368 476,348

RED FLAGS

  • No hedging policy for directors disclosed (alignment risk) .
  • Extensive related-party arrangements with Sponsor/Advisor/affiliates requiring ongoing independent review (conflict potential) .
  • No Lead Independent Director given small board size .
  • Director life insurance premium reimbursements (optics/perquisite sensitivity) .

Overall, Muzzy’s audit expertise and committee leadership bolster board effectiveness, but investors should monitor conflict management rigor and the absence of an explicit hedging policy as potential governance risks .