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Joseph Stunja

Director at Third Coast Bancshares
Board

About Joseph L. Stunja

Independent director (Class B) of Third Coast Bancshares, Inc. since 2013 and director of Third Coast Bank since 2008; age 72. Former Business Development Officer at the Bank (Aug 2016–Dec 2019). Education includes a B.S. in Industrial Engineering and an MBA from Pennsylvania State University. Background spans real estate development (past President, Friendswood Development Company) and brokerage (co-owner, RE/MAX Associates Northeast), with extensive civic leadership in Lake Houston-area institutions .

Past Roles

OrganizationRoleTenureCommittees/Impact
Third Coast BankBusiness Development OfficerAug 2016–Dec 2019Supported Bank’s business development strategy
Friendswood Development Company (Lennar/Exxon subsidiary)Past President34-year career; retired 2012Led development of Kingwood community; senior leadership roles
RE/MAX Associates NortheastCo-owner/operator1998–2010Operated one of Houston’s largest real estate agencies
San Jacinto River AuthorityDirector and TreasurerJun 2010–Jan 2016Financial oversight as Treasurer
Lake Houston Area Chamber of CommerceBoard member1993–2012Regional business advocacy
Lake Houston YMCABoard member1996–2002Community service
Kingwood Super Neighborhood CouncilDirector2002–2012Local governance
The Clubs of KingwoodBoard of Governors2003–2005Community engagement
Lake Houston Tax Increment Reinvestment ZoneCo-founder, former Chairmann/aLocal economic development

External Roles

  • No current public company directorships disclosed for Stunja in the proxy; prior board role noted at San Jacinto River Authority (public authority) .

Board Governance

  • Independence: Board affirmatively determined Stunja is independent (exceptions: Bart O. Caraway, Dennis Bonnen, Greg Bonnen) .
  • Board attendance: Board met 12 times in 2024; each director attended at least 75% of aggregate board and committee meetings during their service periods .
  • Committee assignments: Stunja is not listed on the Audit, Compensation, or Corporate Governance & Nominating Committees in 2024/2025.
    • Audit Committee members: Carolyn Bailey (Chair), W. Donald Brunson, Troy A. Glander, Shelton McDonald, David Phelps .
    • Compensation Committee members: Carolyn Bailey, Martin Basaldua, Troy A. Glander (Chair), Shelton McDonald, Tony Scavuzzo .
    • Corporate Governance & Nominating Committee members: Martin Basaldua (Chair), W. Donald Brunson, Troy A. Glander, Shelton McDonald .
  • Lead Independent Director: Dr. Martin Basaldua .

Fixed Compensation

ComponentAmountNotes
Company board meeting fee$333 per meeting Paid to non-executive officer directors
Bank board meeting fee$333 per meeting Paid to non-executive officer directors
TCCC board meeting fee$333 per meeting Paid to non-executive officer directors
Company quarterly stipend$5,000 per quarter Non-executive officer directors
Bank quarterly stipend$5,000 per quarter Non-executive officer directors
Committee meeting fees (Bank/Joint)See belowPer committee, plus chair stipends
CommitteeFee per meetingChair quarterly stipend
Directors’ Loan Committee$300 $1,000
Audit Committee$400 $1,375
ALCO$300 $938
Compensation Committee$250 $1,375
Director IT Committee$300 $750
Corporate Governance & Nominating$300 $1,375
Risk Committee$300 $750
2024 Director Compensation (Stunja)Amount
Cash fees$69,125
Stock awards (grant-date fair value)$19,981
All other compensation (life insurance premiums)$1,400
Total$90,506

Performance Compensation

  • Equity grants: Restricted stock granted annually to non-executive officer directors (except Tony Scavuzzo) with 2024 grant value of $19,981 to each eligible director .
Performance Metrics Tied to Director CompensationDisclosure
Financial/operational metrics (e.g., revenue, TSR)Not disclosed for director equity grants
Performance-conditioned vesting (PSUs/options)Not disclosed for directors; annual restricted stock grants

Other Directorships & Interlocks

  • Family relationships: No family relationship of first cousin or closer among directors/officers except between Dennis and Greg Bonnen; no family relation disclosed for Stunja .
  • Shared directorships: Not disclosed for Stunja .

Expertise & Qualifications

  • Industrial engineering and MBA credentials; senior leadership in real estate development and brokerage; extensive civic engagement in Lake Houston area .

Equity Ownership

Ownership DetailAmount
Total beneficial ownership (shares)222,267 (1.6%)
Held individually14,614
Stunja Family Trust (trustee)129,024
Options to purchase (exercisable/unexercisable status not specified)11,000 shares
Restricted stock outstanding (beneficial ownership footnote)962 shares; will vest May 30, 2025
Unvested restricted stock outstanding (as of 12/31/2024)1,594 shares
Shares issuable upon conversion of Series A Preferred (Trust)66,667 shares from 1,500 preferred
  • Hedging/pledging: Company prohibits hedging; limits pledging to pre-approved exceptions with demonstrated ability to repay without resorting to pledged securities .
  • Section 16 compliance: No delinquent filings noted for Stunja; two late Form 4s in 2024 were for other executives (Peacock, Bobbora) .

Governance Assessment

  • Strengths:
    • Independent director with deep local market ties and long board tenure; meets attendance thresholds and contributes to board continuity .
    • Meaningful share ownership including trust holdings and options; annual equity grants to directors support alignment .
    • Company policies restrict hedging and limit pledging, promoting alignment with shareholders .
  • Potential concerns/monitoring items:
    • Historical employee role (Business Development Officer through 2019); while board deems him independent, prior employment could be scrutinized for perceived independence—ongoing monitoring appropriate .
    • No disclosed performance conditions for director equity grants; compensation is primarily fixed plus time-based stock—investors may prefer stronger pay-for-performance for directors .
  • Shareholder sentiment signal:
    • 2024 election results: For 6,711,723; Against 1,683,697; Abstain 34,418; Broker non-vote 1,360,206, indicating majority support but with a notable “Against” count relative to some peers; track future voting trends .

Director Election Voting (2024)

DirectorForAgainstAbstainBroker Non-Vote
Joseph L. Stunja6,711,723 1,683,697 34,418 1,360,206

Committee Presence Summary (Stunja)

CommitteeMember?
AuditNo; members listed exclude Stunja
CompensationNo; members listed exclude Stunja
Corporate Governance & NominatingNo; members listed exclude Stunja
Bank committees (Directors’ Loan, ALCO, Risk, IT)Membership not disclosed per-director in proxy

Director Compensation Structure Notes

  • Non-exec directors receive meeting-based fees across Company, Bank, and TCCC; quarterly stipends at Company and Bank; committee meeting fees and chair stipends vary by committee (see tables above) .
  • Annual director equity grants are restricted stock; 2019 Omnibus Plan caps total annual non-employee director compensation (cash plus equity grant-date fair value) at $500,000 .

Related Party Transactions & Conflicts

  • Company reports related-person transactions policy with Audit Committee review; 2024 highlights include consulting fees paid to director Dennis Bonnen ($150,000); no specific related-party transactions disclosed for Stunja beyond director life insurance premiums .

Summary

  • Independent, well-tenured director with substantial local market and real estate leadership experience; attendance and ownership alignment are positive. Monitor independence optics given prior employee role and continue tracking director election support and any committee assignments or related-party disclosures affecting Stunja’s governance profile .