Sign in

Aaron P. Graft

Vice Chairman, Chief Executive Officer, and President at Triumph Financial
Board
Since 2010
Age
47 years
Education
Earned a Bachelor of Arts, cum laude, and a Juris Doctorate, cum laude, from Baylor University.
Tenure
Founded Triumph Financial, Inc. in 2010 and currently serves as Vice Chairman, Chief Executive Officer, and President.

Also at Triumph Financial

ADN
Adam D. Nelson
Executive Vice President and General Counsel
DV
David Vielehr
President of LoadPay
EJS
Edward J. Schreyer
Executive Vice President and Chief Operating Officer

About

Aaron P. Graft is a seasoned executive with a strong foundation in financial services, having earned his Bachelor of Arts and Juris Doctorate, both cum laude, from Baylor University.

Beginning his career at a prominent law firm focused on distressed loan workouts, he gained valuable experience before founding Triumph Financial, Inc. His early professional roles included leading multi-family and commercial real estate projects, which established his reputation in managing complex financial challenges.

Since joining the company in 2010, he has progressively assumed greater responsibilities, ultimately holding the roles of Vice Chairman, Chief Executive Officer, and President. His leadership at Triumph Financial, Inc., along with his involvement in affiliated financial institutions, underscores a commitment to strategic growth and operational excellence.

$TFIN Performance Under Aaron P. Graft

Past Roles

OrganizationRoleDate RangeDetails
Fulbright & Jaworski, LLP (now Norton Rose Fulbright LLP) Attorney N/ASpecialized in distressed loan workouts
Triumph Land and Capital Management, LLC Founder and President N/AOversaw multi-family and commercial real estate projects and led acquisition of distressed debt pools
Baylor University Hankamer School of Business Advisory Board Advisory Board Member N/AServed on the advisory board

External Roles

OrganizationRoleDate RangeDetails
TBK Bank, SSB Vice Chairman and Chief Executive Officer N/AN/A
Triumph Financial Services LLC Vice Chairman N/AN/A
The Bank of the West of Thomas, Oklahoma Director and Vice Chairman N/AN/A

Fixed Compensation

Data from  FY 2024
Component NameAmountPayment ScheduleAdditional Details
Salary$725,000 2024Base annual salary
Bonus$0 2024No bonus awarded
All Other Compensation$70,265 2024Includes 401(k) Contribution: $13,800, Club Memberships: $50,090, Executive Health: $6,375

Performance Compensation

Data from  FY 2024

Equity Awards

MetricDetailValue
Grant DateAward Grant DateMay 1, 2024
Grant Date Stock PricePrice per share$72.00
Performance RSUs - Target SharesShares awarded12,586
Performance RSUs - Maximum SharesMaximum shares eligible44,050
Restricted Stock UnitsShares awarded6,293
Stock OptionsNumber of options12,148
Option Exercise PricePrice per share$72.00
Option ExpirationExpiration DateMay 1, 2034
Equity Fair Value (Performance Shares)Valuation (Bank group per share)$107.70
Valuation (Fintech group per share)$121.73
Equity Fair Value (RSUs)Valuation per share$72.00
Equity Fair Value (Options)Black-Scholes value per option share$37.30
Performance Metric - Relative TSRVesting percentagesBelow 25th: 0%, 25th: 50%, 50th: 100%, 75th: 150%, 90th: 175%
Performance Metric - Absolute TSR ModifierModifier conditionNo modifier if TSR ≤ 30%

Non-Equity Incentive Plan Compensation

MetricDetailValue
Threshold PayoutMinimum payout$152,250
Target PayoutTarget payout$435,000
Maximum PayoutMaximum payout$848,250
Overall Performance PercentageAchievement level (resulting payout)85% (Actual payout: $369,750)
Banking Segment Pre-Tax Net IncomeAchievement compared to target69% of target
Payments Segment EBITDA MarginAchievement and margin detail136% of target, 8.6% margin (Q4)
Factoring Segment Invoice AgingAchievement and invoice collection efficiency120% of target, 96.2% collected within 45 days
Individual/Business ObjectivesAchievement compared to target100% of target
Payment TimingPayment yearEarned in 2024, paid in 2025