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Charles A. Anderson

Director at Triumph Financial
Board

About Charles A. Anderson

Independent director of Triumph Financial, Inc. (TFIN) since 2010; age 64. Co‑founder of Bandera Ventures, a real estate development and investment firm; previously Senior Executive Director at Trammell Crow Company overseeing the Development & Investment Group for the Western U.S. MBA and BBA from Southern Methodist University, summa cum laude. Current public company directorship: Highwoods Properties, Inc. (NYSE: HIW), board member and Investment Committee member since 2014 .

Past Roles

OrganizationRoleTenureCommittees/Impact
Trammell Crow CompanySenior Executive Director (Development & Investment Group – Western U.S.)Not disclosedSenior leadership in large-scale real estate development
Bandera Ventures, Ltd.Co‑FounderNot disclosedCo-founded firm focused on industrial development, distressed office, and long-term lease opportunities

External Roles

OrganizationRoleTenureCommittees
Highwoods Properties, Inc. (NYSE: HIW)DirectorSince 2014Investment Committee

Board Governance

  • Independence: The Board determined all current directors except Aaron P. Graft and Davis Deadman are independent; Anderson is independent .
  • Committees: Chair, Compensation Committee; Member, Nominating & Corporate Governance Committee .
  • Attendance: In 2024, the Board held 4 meetings and committees held 21; each director attended at least 75% of meetings of the Board and committees on which they served. Ten of eleven then-serving directors attended the 2024 annual meeting .
  • Say-on-Pay and Shareholder Votes (2025): Say‑on‑pay FOR 14,175,273; AGAINST 5,598,431; ABSTAIN 22,876; Broker non‑votes 1,192,046. Director nominees, including Anderson, received majority support (Anderson FOR 18,889,071; AGAINST 867,376; WITHHELD 40,133; Broker non‑votes 1,192,046). “1‑year” frequency received 18,699,845 votes. Shareholders approved the Fourth Amendment to the 2014 Omnibus Incentive Plan . Historical context: 2024 say‑on‑pay received approximately 95% support of votes cast (excluding broker non‑votes) .

Fixed Compensation

  • Structure and rates (Triumph Financial, Inc.; 2024):
    • Annual Board retainer: Chair $55,000 cash; $100,000 stock; Member $40,000 cash; $75,000 stock. Committee retainers: Audit Chair $37,500; member $12,500; Compensation Chair $12,000; member $3,000; Nominating & Corporate Governance Chair $12,000; member $3,000; Risk & Compliance Chair $30,000; member $10,000. Additional TBK Bank/affiliate board retainers also apply (separate cash and stock) .
  • 2024 Actual (Anderson):
    • Fees earned in cash: $55,000; Stock awards: $74,994; All other compensation: $10,000; Total: $139,994 .
Director Compensation (USD)2024
Cash Fees$55,000
Stock Awards (grant-date FV)$74,994
All Other Compensation (primarily TBK Bank/affiliate board fees)$10,000
Total$139,994
  • Hedging/Pledging policy: Directors and officers are prohibited from hedging (e.g., puts, calls, swaps, collars) and short sales; pledged shares do not count toward ownership guidelines. Pledging only by pre‑approved exception with clear ability to repay without using pledged securities .

Performance Compensation

  • Director equity awards are fully vested at grant (February 1 and July 1 grant cycles for director stock); no performance metrics apply to director equity .
ElementMetric(s)WeightingPayout Determination
Director Stock AwardsNone (time/fully vested at grant)N/AGrant-date fair value; fully vested on grant

Other Directorships & Interlocks

  • Current public boards: Highwoods Properties, Inc. (NYSE: HIW), Board and Investment Committee .
  • No disclosed interlocks with Triumph customers/suppliers/competitors from Anderson’s external roles. Related‑party exposure noted separately below.

Expertise & Qualifications

  • Senior leadership/operator experience (real estate development and investment) and public company board experience .
  • Education: BBA and MBA from Southern Methodist University; summa cum laude .

Equity Ownership

HolderCommon Shares Beneficially Owned% OutstandingWithin 60 Days (RS/RSU)Options Exercisable Within 60 DaysNotes
Charles A. Anderson128,551“*” (<1%)No footnote disclosures of pledging for Anderson; table shows “*” indicates <1%
  • Stock ownership guidelines: Non‑employee directors are expected to own shares equal to 5x annual cash retainer within 5 years of election and maintain thereafter; unvested options and unearned performance RSUs do not count .

Related-Party Transactions (Conflict Screening)

  • HPI Corporate Services LLC: The Company engaged HPI Corporate Services for real estate brokerage on HQ purchase, HQ lease expansion/extension, and factoring division office lease. Richard Anderson, Charles Anderson’s brother, is a minority investor in HPI Corporate Services. Brokerage fees paid by landlords for these transactions totaled $250,000 in 2024 and $100,832 in 2022 (none in 2023). The Nominating & Corporate Governance Committee approved the engagement, with Director Anderson abstaining, after reviewing market rates and HPI’s expertise .
    • RED FLAG: Family‑linked related‑party engagement exists, though offset by committee review, abstention, and disclosed third‑party payment structure .
  • Ordinary‑course banking relationships with officers/directors and affiliates occur on market terms; no related‑party loans flagged as problem loans as of the proxy date .

Compensation Structure Analysis (Director program YoY context)

Component20232024
Board Chair Cash Retainer (TFIN)$50,000 $55,000
Board Chair Stock (TFIN)$90,000 $100,000
Board Member Cash Retainer (TFIN)$35,000 $40,000
Board Member Stock (TFIN)$70,000 $75,000
TBK Bank Exec Loan Comm. Chair Cash$50,000 $35,000
  • Implications: Modest increase in core Board retainers (cash and stock), small decrease on a TBK Bank committee chair fee. No evidence of performance-linked director equity or option repricing. Equity remains fully vested at grant (lower alignment than performance‑based, but offset by ownership guidelines) .

Governance Assessment

  • Positives

    • Independent director; chairs Compensation Committee, providing direct accountability over pay practices; committee met four times in 2024 .
    • Board-level anti‑hedging and tightly controlled pledging policy; director ownership guidelines at 5x cash retainer support alignment .
    • Strong shareholder support for 2025 director slate and say‑on‑pay (majority approvals); prior year say‑on‑pay received ~95% support, indicating shareholder confidence in compensation oversight .
  • Watch items / RED FLAGS

    • Related‑party exposure via HPI Corporate Services (minority interest held by Anderson’s brother). While approved with abstention and third‑party payments, the familial link warrants continued monitoring of scope/fees to avoid perception of conflict .
  • Engagement/Attendance

    • Meets baseline attendance (≥75%); Board/committee cadence indicates active governance; strong attendance at annual meeting (10 of 11 in 2024) .
  • Overall view: Anderson brings deep real estate and public board experience; his chair role on Compensation positions him to influence pay‑for‑performance rigor. Governance structures (ownership guidelines, hedging/pledging limits, say‑on‑pay results) point to solid alignment, with the disclosed related‑party brokerage engagements the primary area for ongoing scrutiny .