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Tradeweb Markets Inc. (TW)·Q4 2024 Earnings Summary
Executive Summary
- Q4 2024 revenue was $463.3M, up 25.2% YoY; diluted EPS $0.66 and adjusted diluted EPS $0.76, with net income margin 34.5% and adjusted EBITDA margin 52.8% .
- Broad-based strength: rates set a record revenue quarter; money markets surged on ICD integration; credit hit record fully-electronic U.S. high-yield share (7.9%); total ADV reached $2.292T (+36.7% YoY) .
- Board raised quarterly dividend 20% to $0.12, signaling confidence in cash generation; FY 2025 guidance introduced: adjusted expenses $970–$1,030M, non-GAAP tax rate ~24.5–25.5%, CapEx $99–$109M, LSEG market data ~$90M (maintained) .
- Stock catalysts: sustained share gains in U.S. Treasuries and credit protocols, ICD cross-sell ramp in 2025, and regulatory milestone (SEC SBSEF approval for TW SEF LLC) to expand swap execution capabilities .
What Went Well and What Went Wrong
What Went Well
- Rates delivered a record quarter driven by record U.S. government bonds and mortgages ADV, plus r8fin/Yieldbroker contributions; rates revenue +25.3% YoY .
- Credit momentum: record fully electronic U.S. high-yield TRACE share (7.9%); U.S. credit ADV +23.7% YoY; European credit ADV +11.6% YoY .
- ICD integration fueling money markets: money markets revenue +166.5% YoY; money markets ADV +82.5% YoY .
- Management tone: “2024 was a banner year… strong fourth quarter, driven in part by a favorable market environment” — CEO Billy Hult .
- Treasury leadership: institutional U.S. Treasuries market share >50% vs main competitor for third consecutive quarter; wholesale streaming and sessions growing .
- Swaps strength: global swaps revenue +37% YoY; core risk market share set a record; expanding across G‑11 and EM currencies .
What Went Wrong
- Average variable fees per million trended down in several categories (e.g., cash credit −12% YoY; total −10.4%) reflecting mix and plan changes, pressuring pricing yield .
- Adjusted expenses +24.8% YoY as TW accelerated investments (tech/data, marketing, consulting), tempering margin expansion in-quarter (52.8% vs 53.0% LY) .
- Overall swaps market share dipped to 20.8% due to lower European client-related compression volumes (lower fee rate business), despite core risk share records .
- Retail credit revenues down 11% YoY on tough muni tax-loss comp from Q4’23 .
Financial Results
Segment revenues ($USD thousands):
KPIs:
Guidance Changes
Additional capital management signals: $1.3B cash & equivalents; FY 2024 free cash flow $808.9M; $0.12 dividend declared (payable Mar 17, 2025) .
Earnings Call Themes & Trends
Management Commentary
- “2024 was a banner year for Tradeweb… The year culminated with a strong fourth quarter, driven in part by a favorable market environment that created additional tailwinds for our global business.” — Billy Hult, CEO .
- “Our rates business produced a record revenue quarter… Credit was led by strength in U.S. and European corporate bonds… Money markets was led by the addition of ICD… Equities posted double-digit revenue growth.” — Billy Hult (prepared remarks) .
- “We will continue to invest in the business in 2025… adjusted expenses to range from $970M to $1.03B… we believe we can drive adjusted EBITDA and operating margin expansion compared to 2024.” — Sara Furber, CFO .
- “Record fourth quarter market share of 25% [U.S. Treasuries] drove revenue growth of 23% year-over-year… Automation continues to be an important theme.” — Billy Hult .
Q&A Highlights
- Swaps mix shift: Risk-on trading environment and reduced compression activity supported higher long-tenor fee per million and market share in core risk; management remains bullish on swaps growth amid macro uncertainty .
- Digital assets strategy: Focused on trusted data, smart contracts, tokenization; partnerships with GS DAP, Securitize, Alphaledger, Canton Network to pragmatically remove workflow friction .
- Expense agility: ~50% variable/discretionary cost base (performance comp, exchange fees, marketing/T&E, hiring cadence) enables operating leverage even if revenue moderates .
- Treasury protocols: Lower-volatility backdrop favors streaming/sessions; TW leading in emerging protocols while still targeting CLOB share gains .
- Credit priorities: Laser focus on innovation (PT upgrades, RFQ Edge, AI-driven analytics, dealer inventory access); pricing is not the lead lever—client value and differentiation are .
- ICD integration: Core metrics strong (99% retention, 13% client growth); treasuries to be offered on ICD mid-2025; international cross-sell underway .
Estimates Context
- S&P Global Wall Street consensus (revenue/EPS) was unavailable due to SPGI daily request limit at time of analysis; therefore, explicit beat/miss vs estimates cannot be determined.
- Given in-quarter performance and FY 2025 guidance (maintained ~$90M LSEG data revenue; adjusted expenses growth to support initiatives), sell-side models may adjust upward for money markets, rates volumes, and occupancy/capex timing; watch for mix-driven fee-per-million assumptions (cash credit −12% YoY in Q4) .
Key Takeaways for Investors
- Revenues and EPS accelerated in Q4 with strong margin profile (Net income margin 34.5%; adjusted EBITDA margin 52.8%); momentum is broad across asset classes .
- ICD integration is materially accretive to money markets revenue and sets up 2025 cross-sell (treasuries on ICD platform mid-year) and corporate treasury wallet expansion .
- Credit leadership deepening via RFQ Edge, portfolio trading, sessions; record U.S. HY electronic share (7.9%) and resilient U.S. IG share (18.3%) underpin 2025 share capture potential .
- U.S. Treasuries share gains (>50% institutional vs competitor) and wholesale protocol adoption (streaming/sessions) are durable catalysts in low-volatility regimes .
- Swaps core risk share at record and revenue +37% YoY despite overall share impact from lower compression volumes; SEC SBSEF approval broadens opportunity set .
- Investment cadence rising (tech/data, consultants, occupancy) but management expects operating margin expansion in 2025, supported by variable cost base and scale .
- Dividend raised 20% to $0.12 reflecting confidence in FCF ($808.9M FY’24); ongoing buybacks add capital return optionality .
Notes:
- Where estimates comparisons are absent, S&P Global consensus was unavailable at query time due to request limits.