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Nabeel Mahmood

About Nabeel Mahmood

Independent board nominee with 25+ years leading global technology organizations across cloud, AI/ML, data centers, ERP, and cybersecurity; Director since 2017, age 47 as of the 2025 proxy, with prior interim CIO engagement at the Bank in 2022 that affects independence status for three years . Current and recent roles include Managing Director at Mahmood LLC (2014–present), CIO at Instor (2020–present), SCB Global (2021–present), Managing Director at Nomad Futurist (2021–present), and prior CEO/Director positions in data center organizations .

Past Roles

OrganizationRoleTenureCommittees/Impact
QueraiPresident & CEO2019–2020Led technology and business transformation initiatives
DRT, Inc.CEO2018–2019Executive leadership in data center technology (role added in 2024 proxy)
International Data Centers Authority (IDCA)Director2018–2021Industry governance and standards involvement

External Roles

OrganizationRoleTenureNotes
Mahmood LLCManaging Director, CXO & Consultant2014–PresentAdvisory across large-scale tech transformations
InstorCIO2020–PresentEnterprise IT leadership
SCB GlobalExecutive2021–PresentUnified communications and cloud
Nomad FuturistManaging Director2021–PresentThought leadership in data centers/technology
  • No current public-company directorships disclosed; the proxy states no director serves on boards of SEC-reporting companies .

Board Governance

  • Independence: Board determined Mahmood is not independent for three years due to temporary employment as interim CIO in 2022 and a 2022 consulting agreement; exceptions to independence are Dennis R. Woods (CEO) and Mahmood .
  • Committees (2024–2025): Audit Committee (Quigley–Chair, Newby, Ellithorpe); Compensation Committee (Hammack, Tkacz); Corporate Governance/Nominating Committee (Ellithorpe, Hammack, Tkacz, Westerlund). Mahmood is not listed as a member of these committees .
  • Attendance: Board met nine times in 2024; all directors attended at least 75% except Jay Gill (missed four meetings) — implies Mahmood ≥75% attendance. In 2023, the Board met 11 times; no director attended less than 75% .
  • Annual meeting attendance: 2024 Annual Meeting attendees disclosed were Ellithorpe, Newby, Woods; Mahmood not listed among attendees .
  • Lead Independent Director: Kenneth D. Newby; independent directors held nine executive sessions in 2024 and eleven in 2023 .

Fixed Compensation

  • Structure: Director fees paid 50/50 in cash and stock; monthly Board fee $1,610; Chair +$345/month; Lead Director +$230/month; meeting fees: Executive Committee $230 (excludes Woods/Newby where noted), Governance/ALCO/401(k) $288, Audit/Comp/IT/Loan $403; chair fees: Audit/Comp/Governance/IT $575; 401(k) chair $403; stock awards typically vest quarterly on specified dates .
Metric20232024
Fees Earned or Paid in Cash ($)$21,112 $20,894
Stock Awards ($)$36,117 $22,674
Total ($)$57,229 $43,568
Stock Award TimingMar 1, Jun 1, Sep 1, Dec 1, 2023 Feb 27, Jun 25, Sep 24, Dec 17, 2024

Performance Compensation

Metric20232024
Director performance-based elementsNone disclosed; directors compensated via fixed fees and stock awards None disclosed; directors compensated via fixed fees and stock awards

Other Directorships & Interlocks

Company/OrganizationTypeRoleNotes
SEC-reporting public companiesPublicNoneProxy states no director serves on boards of SEC-reporting companies
IDCAIndustry/Non-profitDirector2018–2021

Expertise & Qualifications

  • Technology executive with deep expertise in Big Data, Cloud, ERP, IoT, AI/ML/NLP/RPA, mobility, unified communications, security, and data centers; experienced in M&A, global expansion, and business model transformation .

Equity Ownership

MetricMar 1, 2024Mar 1, 2025
Beneficial Ownership (shares)11,891 35,598
Percent of Class0.1% 0.2%
Stock Options exercisable within 60 days15,000 15,000
Non-employee director stock awards outstanding at year-endNone at 12/31/2023 None at 12/31/2024
  • No pledging or hedging disclosures specific to Mahmood; Company maintains an insider trading policy with blackout periods and prohibits misuse of MNPI .

Governance Assessment

  • Positive signals:

    • Strong technology expertise supports oversight of IT/cyber risk and digital strategy; tenure since 2017 provides continuity .
    • Attendance at least 75% in 2024; 100% threshold met across Board in 2023, indicating engagement .
    • No delinquent Section 16 filings reported for Mahmood in 2024–2025, suggesting compliance discipline .
    • Director pay delivered partly in stock, aligning director incentives with shareholder outcomes .
  • RED FLAGS / conflict indicators:

    • Independence: classified non-independent for three years due to 2022 interim CIO consulting role ($200,000 plus reimbursed expenses), creating potential related-party sensitivities and perceived conflicts on IT oversight or vendor decisions .
    • Not on key gatekeeper committees (Audit, Compensation, Governance/Nominating), which limits direct influence on core governance levers; however, it also mitigates independence concerns given his 2022 engagement .
    • Annual meeting attendance disclosure for 2024 did not list Mahmood among attendees, which can be viewed unfavorably by investors emphasizing public engagement, though Board meeting attendance was adequate .

Insider Filings Compliance

YearLate Section 16 Filings Attributed to MahmoodCompany Disclosure
2024None reported for Mahmood Late filings noted for Woods and Oberg only
2025None reported for Mahmood Late filings noted for Tkacz (one), Saunders and Yarbenet (two each)

Related-Party Transactions

  • 2022 Consulting Agreement: Mahmood engaged as Outsourced CIO; Company paid $200,000 plus travel reimbursements; Board classifies him as non-independent for three years as a result . Loans and banking relationships with directors are permitted on market terms; no Mahmood-specific lending disclosed .

Director Compensation Structure Analysis

  • Year-over-year shift: Total director compensation for Mahmood declined from $57,229 in 2023 to $43,568 in 2024, driven by lower stock award value; structure remained 50/50 cash/stock .
  • Equity awards to non-employee directors had no outstanding balances at year-end 2023 and 2024; no options or RSUs outstanding as of those dates (non-employee directors) .
  • No performance metrics or meeting-based variable bonuses disclosed beyond the fixed fee schedule .

Committee Assignments, Chair Roles, and Engagement

  • Committee memberships disclosed do not include Mahmood on Audit, Compensation, or Corporate Governance/Nominating in 2024; chair roles listed for other directors only .
  • Executive sessions occurred frequently (nine in 2024; eleven in 2023) under Lead Independent Director Ken Newby, enhancing independent oversight .

Other Notes for Investors

  • Board diversity disclosure highlights multi-disciplinary skills including technology, finance, and agriculture; Mahmood contributes technology depth within that matrix .
  • Director nomination criteria emphasize moral/ethical standards, availability, and commitment evidenced by personal investment; Mahmood meets tenure and skills criteria .

Summary Takeaway

Mahmood brings material technology expertise and sustained board service with adequate attendance and clean filing compliance, but his 2022 consulting engagement renders him non-independent through the three-year lookback, creating a governance sensitivity for investors focused on director independence and related-party exposure. Absence from Audit/Comp/Governance committees reduces direct influence on core oversight and mitigates conflict risk, while stock-based director pay supports alignment with shareholders .