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George B. Bell

Director at UNITED COMMUNITY BANKS
Board

About George B. Bell

George B. Bell (age 64) is an independent director of United Community Banks, Inc. (UCB), serving since 2022. He is a veteran information technology executive in financial services, with prior senior roles at Truist/BB&T and Bank of America; he holds an MBA from East Carolina University and a BS in Mathematics from Barton College .

Past Roles

OrganizationRoleTenureCommittees/Impact
Truist Financial CorporationEVP, Software Engineering Group Head II; Business Management Manager2019–2021Led cross-functional tech leadership across HR, Legal, Business Management; executed major conversions; operating leverage in business office .
BB&T (predecessor to Truist)Senior Technology leadership roles2002–2019Led application development/support; global sourcing; faster payments; co-chaired African American Affinity group .
Bank of AmericaSenior technology manager~1994–2002Managed nationwide CIF/Teller/ATM/Debit/Call Center apps; M&A system migrations; initial component-based dev; CRM migration; offshore support .
BB&T (early career)Technology and MIS roles~1982–1994Developed marketing database; ALM forecasting; relational processing; client/account aggregation .

External Roles

OrganizationRoleTenureNotes
Constellation Quality Health (non-profit)Independent Director2024–presentHealthcare consultancy; independent governance role .
UNC Charlotte Cybersecurity SymposiumBoard memberCurrentAffiliation noted; emphasis on cybersecurity leadership .

Board Governance

  • Committees: Audit Committee (member); Risk Committee (member). Audit met 8 times in 2024; Risk met 4 times; Bell is not a chair on either committee .
  • Independence: The Board affirmatively determined Bell is independent under NYSE and SEC rules; only the CEO is non-independent .
  • Attendance and engagement: Each incumbent director attended at least 75% of aggregate Board and committee meetings in 2024; all directors attended the 2024 Annual Meeting. Independent directors hold executive sessions at each regular Board meeting led by the Lead Director .
  • Oversight relevance: Risk Committee receives quarterly cybersecurity updates (testing, penetration, metrics) and annual program review from the CIO—aligned with Bell’s technology/cyber background .

Fixed Compensation

Component2024 Schedule (Jan 1, 2024)2024 Schedule (Sept 1, 2024)
Board cash retainer (Directorship)$50,000$60,000
Audit – Member$10,000$12,500
Audit – Chair$15,000$20,000
Risk – Member$10,000$12,500
Risk – Chair$12,500$20,000
Nominating & Corp Gov – Member/Chair$7,500 / $10,000$8,750 / $15,000
Talent & Compensation – Member/Chair$7,500 / $10,000$8,750 / $15,000
Executive – Member$7,500$8,750
Equity retainer (Board)$65,000$75,000
Rationale: Adjusted September 1, 2024 to maintain positioning near the 50th percentile of peers; Aon served as independent compensation consultant .
Director (2024)Cash Fees ($)Stock Awards ($)Total ($)
George B. Bell$75,001$65,006$140,007
Notes: 2024 director RSU grant (time-based) on May 15, 2024 for 2,413 shares at $26.94 per share; vests the day before the next annual meeting; outstanding at year-end .

Citations: .

Performance Compensation

  • Director equity is time-based RSUs (no PSUs/options) granted annually on election date; vesting occurs the day before the following year’s annual meeting. 2024 RSU shares for directors were 2,413 (except prorated for new appointee); grant-date fair value for Bell: $65,006 .
  • No performance metrics are tied to director equity (RSUs are time-based), distinguishing director pay from NEO PSUs which use ROAA percentile and TSR modifiers .
MetricInstrumentGrant DateShares/UnitsFair ValueVesting
Annual director equityTime-based RSUsMay 15, 20242,413$65,006Vests day before 2025 annual meeting .

Other Directorships & Interlocks

TypeEntityRolePublic Company?Potential Interlock/Conflict
CorporateNoneNoBoard table shows “Other Public Boards: 0” for Bell .
Non-profitConstellation Quality HealthIndependent DirectorNoNo UCB-related transaction disclosed .

Expertise & Qualifications

  • Board Matrix: Bell brings executive management, strategic planning, technology/cybersecurity, banking industry, corporate governance, risk management, and CSR perspectives to the Board (matrix checkmarks under Bell across these categories) .
  • Education: MBA, East Carolina University; BS Mathematics, Barton College .
  • Technical/governance strengths: Information technology development, project execution, system design, customer information management, organizational optimization, M&A integration; emphasis on customer-centric innovation .

Equity Ownership

  • Stock ownership guidelines for nonemployee directors: Minimum value equal to 3× annual cash retainer within five years; must retain 100% of net after-tax shares granted until guideline met. Anti-hedging and anti-pledging policy applies to directors (no pledging, no hedging, no derivatives) .
  • Beneficial ownership specifics for Bell (total shares, vested/unvested) were not disclosed in the cited sections; directors’ 2024 RSUs were outstanding at year-end as noted .

Governance Assessment

  • Board effectiveness: Bell’s technology/cybersecurity experience directly complements UCB’s Risk Committee oversight of information security and cyber threats; his Audit Committee participation supports financial controls oversight .
  • Independence and conflicts: Affirmed independent; no related-party transactions involving Bell disclosed for 2024; anti-hedging/pledging policy strengthens alignment .
  • Engagement: Audit and Risk committees met regularly; directors met attendance expectations; independent executive sessions reinforce oversight culture .
  • Compensation alignment: Director pay is split between cash retainers/committee fees and annual time-based equity; September 2024 increases were peer-driven to the 50th percentile, not discretionary windfalls. Bell’s mix in 2024: $75,001 cash vs $65,006 equity (approx. 54% cash / 46% equity), supporting alignment with shareholders via stock ownership guidelines .
  • Shareholder signals: Say-on-pay support of 97.7% at 2024 meeting indicates strong investor confidence in overall compensation governance policies and practices (context for board oversight) .

RED FLAGS

  • None disclosed for Bell: no related-party transactions, no hedging/pledging, no low attendance flags, no public-company interlocks; Audit Committee “financial expert” designation is held by James, Richlovsky, and Shaver (not Bell), but Bell’s committee roles match his technology/risk expertise .

References

  • UCB DEF 14A (April 2, 2025): Director nominee bio, committee assignments, independence, attendance, director compensation, ownership guidelines, risk/cyber oversight, say-on-pay .
  • UCB IR Director page and profile PDF .
  • UNC Charlotte Cybersecurity Symposium profile .