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Christopher Drahozal

Director at UNITED FIRE GROUP
Board

About Christopher R. Drahozal

Christopher R. Drahozal, age 63, has served as an independent director of United Fire Group, Inc. since 1997. He is the John M. Rounds Professor of Law at the University of Kansas School of Law (since 1994) and an internationally known scholar focused on the law and economics of dispute resolution, particularly arbitration; he previously served as a special advisor to the Consumer Financial Protection Bureau (2012–2016). He has held prior legal roles including private practice and clerkships with the Iran-U.S. Claims Tribunal, the U.S. Court of Appeals for the Fifth Circuit, and the U.S. Supreme Court.

Past Roles

OrganizationRoleTenureCommittees/Impact
University of Kansas School of LawJohn M. Rounds Professor of Law1994–presentLeading academic in arbitration and dispute resolution
CFPBSpecial Advisor (Arbitration in consumer financial services)2012–2016Policy advisory on arbitration clauses
University of Iowa College of LawMason Ladd Distinguished Visiting ProfessorFall 2015, Fall 2018Visiting academic appointment
Iran-U.S. Claims TribunalLaw ClerkPre-1994International claims adjudication experience
U.S. Court of Appeals for the Fifth CircuitLaw ClerkPre-1994Federal appellate clerkship
U.S. Supreme CourtLaw ClerkPre-1994Supreme Court clerkship
Private practice (Washington, D.C.)AttorneyPre-1994Litigation/arbitration practice

External Roles

OrganizationRoleTenureNotes
The McIntyre FoundationDirectorNot disclosedServes as director; foundation holds UFCS shares included in his beneficial ownership

Board Governance

  • Independence: UFCS board determined 10 of 11 directors are independent; Mr. Drahozal is independent under Nasdaq rules.
  • Board leadership: Independent Chairperson; separate CEO and Chair roles endorsed.
  • Attendance: Board met four times in 2024; all directors attended ≥75% of board and committee meetings and attended the 2024 annual meeting.
  • Executive sessions: Independent directors held four executive sessions in 2024.
  • Risk oversight: Serves on Risk Management Committee; board and risk committees oversee ERM and cybersecurity with quarterly updates.
CommitteeRoleNotes
Audit CommitteeMemberSigned 2025 Audit Committee Report; not designated audit committee financial expert (experts are Carlton, Noyce, Clancy)
Executive CommitteeMemberMeets between board meetings; engages on strategic initiatives
Risk Management CommitteeMemberOversees enterprise risk, ESG-related emerging risks, cybersecurity

Fixed Compensation

Component (2024)Amount ($)Notes
Fees Earned or Paid in Cash98,000Reported 2024 director cash fees
Applicable fee schedule (reference)Base annual retainer $80,000; committee chair/member retainers per schedule

Performance Compensation

Equity Award (2024)Grant DateShares (#)Grant Date Fair Value ($)Vesting
RSUs (Non-Employee Director Plan)May 20243,21973,837Vest one year after grant (scheduled May 15, 2025)
  • No performance-vested director equity; annual director RSUs are time-based under the Non-Employee Director Plan.

Other Directorships & Interlocks

ItemDetails
Familial relationshipMr. Drahozal is a first cousin by marriage to director Scott L. Carlton (also independent)
Public company boardsNone disclosed for Mr. Drahozal
Non-profit/academic boardsThe McIntyre Foundation (director)

Expertise & Qualifications

  • Academic and regulatory expertise (academia & education; regulatory & government; corporate governance).
  • Internationally known arbitration scholar; deep dispute resolution and legal-economic background.

Equity Ownership

MetricAmountNotes
Total beneficial ownership (shares)800,120Includes direct, trusts, and foundation holdings
Ownership as % of shares outstanding3.15%As of record date March 24, 2025
Breakdown8,262 (individual); 40,011 (revocable trust FBO Mr. Drahozal); 243,086 (revocable trust FBO spouse); 441,863 (The McIntyre Foundation); 66,898 (J. Scott McIntyre Trust FBO Kaye Drahozal Family, co-trustees Mr./Mrs. Drahozal)Footnote (3) detail
Shares pledgedNoneCompany notes none of disclosed shares are pledged
Director stock ownership guidelines100 shares on joining; 5,000 shares within five years; all directors complyAlignment requirement; compliance affirmed
Anti-hedging/anti-pledging policyProhibits hedging and pledging by directorsRevised Aug 18, 2023

Governance Assessment

  • Positives:
    • Independent status with multi-committee service (Audit, Executive, Risk) enhances oversight breadth.
    • Strong meeting engagement and regular executive sessions; independent chair structure supports board effectiveness.
    • Robust governance policies: clawback, anti-hedging/pledging, updated bylaws for universal proxy, ESG oversight embedded across committees.
    • Director equity and ownership guidelines strengthen alignment; no pledging.
  • Potential red flags / monitoring items:
    • Familial relationship with another director (Carlton) could raise perceived independence concerns, though both are deemed independent under Nasdaq rules.
    • Significant beneficial ownership tied to The McIntyre Foundation and family trust networks; monitor related-party transactions (none disclosed for 2024).
    • Concentrated shareholder influence: Dee Ann McIntyre holds 11.8%—monitor governance dynamics and board responsiveness to minority holders.

Shareholder sentiment: Say-on-pay support ~97% in 2024; historically ~98% average over five years—signals broad investor confidence in compensation governance.