Total Revenue

Declined by 3.4% (from $3,200.3M to $3,091.6M)

Total revenue decreased likely due to pressures from a significant drop in net income and underlying operational challenges seen in Q1 2025, which contrasts with the higher revenue levels in Q1 2024. This reflects both softer sales and adverse investment factors relative to the previous period. " "

Premium Income

Increased by 3.6% (from $2,610.3M to $2,702.9M)

Premium income rose as improved sales and in-force block growth continued from historical trends; however, despite the modest YoY increase, the pace of growth remained similar to prior periods, sustaining healthy premium performance even amid broader market headwinds. " "

Net Income

Collapsed by over 50% (from $395.2M to $189.1M)

Net income experienced a dramatic decline largely driven by significant net investment losses and other adverse operating factors in Q1 2025 when compared to the relatively strong performance in Q1 2024, indicating severe pressure on profitability year-over-year. " "

Basic Net Income Per Common Share

Fell from $2.05 to $1.06

The basic earnings per share dropped sharply in line with the net income collapse, compounded by a similar share count from the previous period, reflecting a more than 50% reduction and highlighting the impact of reduced profitability on shareholder returns. " "

Unum International Revenue

Increased by 6.7% (from $258.1M to $275.3M)

Revenue in the international segment improved due to stronger performance in key markets (notably increased premium income from Unum Poland and Unum UK) compared to prior periods, signaling robust underlying growth in international markets. " "

Corporate Revenue

Increased by 27.8% (to $23.9M)

Corporate segment revenue surged compared to the previous period, suggesting a rebound or structural shift in this segment, likely due to improved operational performance and favorable adjustments that contrast with the general softness in total revenue. " "

Operating Cash Flow

Increased by 18.6% (from $298.3M to $353.6M)

Operating cash flow improved significantly driven by better working capital adjustments and cash collections, even as net income fell. This suggests non-cash adjustments and favorable changes in receivables and other balance‐sheet items helped bolster liquidity compared to Q1 2024. " "

Stockholders’ Equity

Increased by 9.8% (to $11,214.0M)

Equity expanded in part due to the accumulation of prior period savings and improved comprehensive income elements, which outweighed the impact of dividends and share repurchases. This marks a continuation of the strength observed in previous periods that supported a healthier balance sheet " "