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Merlin Amirtharaj

Director at UWHARRIE CAPITAL
Board

About Merlin Amirtharaj

Independent director of Uwharrie Capital Corp (UWHR); age 66; first elected 2019; current term expires 2026. Retired Associate Vice President, School of Business and Technology, Stanly Community College; prior software programmer/analyst. Education includes BS (University of Kerala), AA in Business Computer Programming, MBA (Finance, Pfeiffer University, 1992), and MS in MIS (Bellevue University, 2002). Serves on the Audit Committee; identified for IT/cybersecurity oversight competence.

Past Roles

OrganizationRoleTenureCommittees/Impact
Stanly Community CollegeAdjunct Instructor → Program Head → Department Head → Associate Dean → Dean → Associate Vice President, School of Business & Technology1988–July 2018Faculty Senate Chair; chaired several SACSCOC sub-committees; led North Carolina Computer Instruction Association leadership; hosted statewide NC Computer Instruction Conference (~280 attendees)
Knowledgeable Solutions, Inc.Software programmer/analystPrior to SCCApplied information technology experience relevant to board’s cybersecurity oversight

External Roles

OrganizationRoleStatus
Stanly County Community Foundation CommitteeVice Chair; Chair, Grants Sub-CommitteeCurrent
Main Street United Methodist Church (Albemarle)MemberCurrent
Former Stanly Memorial Hospital BoardDirectorPast
Stanly County Arts CouncilBoard memberPast
Albemarle Downtown Development Corporation BoardBoard memberPast

Board Governance

  • Independence: Independent under NASDAQ standards; not among directors flagged as non‑independent under SEC Rule 10A‑3(b). Audit Committee members (except Furr, Rankin, Swaringen) are independent; Audit Committee members are “financially literate.”
  • Committee assignments: Member, Audit Committee (Chair: Frank A. Rankin, III). Minutes from the Information Technology Steering Committee flow to the Audit Committee, aligning with her IT background.
  • Attendance: Board met 12 times in 2024; each director attended ≥75% of Board and committee meetings on which they served. Policy expects attendance at annual meeting; 16 of 17 directors attended the 2024 annual meeting.
  • Term/tenure: First elected 2019; current term expires 2026; Board size set at 14 directors across three staggered classes.
  • Board leadership/risk oversight: CEO is not on the Board; risk oversight via Board and committees including Audit, full‑Board HR/Comp and Nominating, and management-level ERM processes.

Fixed Compensation (Director Pay - 2024)

Component (2024)Amount
Fees Earned or Paid in Cash$10,700
Stock Awards$2,995 (stock retainer)
Option Awards
All Other Compensation
Total$13,695

Fee schedule details:

  • Board meeting fee: $725 per Board meeting; committee meeting fee: $100 per committee meeting; Audit Committee: $500 per meeting; additional $100/hour if Audit meeting exceeds 3 hours.
  • Annual director retainer: $4,000 (paid semi‑annually): $3,000 in company stock, $1,000 in cash. 2024 stock grants were 193 shares (June) and 178 shares (December).
  • Chair retainers: $7,500 annually for Board Chair, Vice Chair, and Audit Chair (paid monthly).

Performance Compensation

Award TypePerformance Metric(s)Vesting/TermsNotes
Director equity/awardsNone disclosed for directorsNot specified for directorsDirector pay comprised cash fees and a fixed-value stock retainer; no options granted in 2024; director option awards “—” in table.
Company equity plan contextN/A2015 Stock Grant Plan permits stock grants; CEO/Board administer; grants are in common stock with taxable income at purchase pricePlan describes stock grants (employees/directors/ICs) but does not specify performance metrics for director awards.

Other Directorships & Interlocks

CategoryDetail
Current public company boardsNone; the proxy states no director is, nor has been in the last five years, a director of any other company with a class of securities registered under the Exchange Act or an investment company.
Potential interlocks/conflictsNone identified related to Mrs. Amirtharaj; directors with 10A-3(b) independence exceptions are Furr, Morgan, Rankin, and Swaringen due to ordinary‑course bank transactions, not including Mrs. Amirtharaj.
Related‑party transactionsNo related‑party transactions involving Mrs. Amirtharaj disclosed; Item 404 examples provided relate to another (former) director’s immediate family members’ employment.

Expertise & Qualifications

  • Information technology and cybersecurity oversight: IT/MIS postgraduate degree; Novell and Microsoft certifications; Audit Committee oversees cybersecurity; IT Steering Committee reports to the Audit Committee.
  • Business/finance education and administration: MBA (Finance), leadership roles managing academic programs and committees.
  • Community and nonprofit governance experience (foundation and local boards).

Equity Ownership

MetricValue
Beneficial ownership (shares)4,727
Nature of ownershipShared voting and investment power over 4,727 shares
Ownership as % of shares outstanding* (Less than 1%); based on 7,061,777 shares outstanding as of April 6, 2025
OptionsNone; as of April 6, 2025 none of the identified individuals held stock options
Ownership policyNominees must comply with the Company’s Policy Statement and Guidelines for Director Stock Ownership (copy available upon request)

Governance Assessment

  • Strengths

    • Independent director and independent member of the Audit Committee; Audit Committee members deemed “financially literate.”
    • IT/MIS expertise aligns with the Board’s cybersecurity oversight mandate; IT Steering Committee escalates to Audit Committee where she serves.
    • Attendance compliance (≥75%) and structured, committee‑driven risk oversight; CEO not on the Board.
    • Director stock ownership guidelines exist and are required for nominees, supporting alignment.
  • Watch items / Potential red flags

    • No hedging policy adopted for directors/employees (company has “not adopted any practice or policy” on hedging) — investors may view this as a misalignment risk.
    • Cash‑heavy director pay mix with relatively small equity retainer (2024: $10,700 cash vs. $2,995 stock for Mrs. Amirtharaj), potentially limiting long‑term equity alignment.
    • Full Board serves as Human Resources & Compensation and Nominating Committees and did not meet independently in 2024 (though all members are independent under NASDAQ standards).
  • No specific conflicts identified for Mrs. Amirtharaj; not among directors with SEC Rule 10A‑3(b) independence exceptions; no related‑party transactions disclosed relating to her.