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Nancy Yao

About Nancy Yao

Independent Trustee of abrdn National Municipal Income Fund (VFL); serving since the close of business on July 7, 2023. Year of birth: 1972. MBA, Yale School of Management; AB in Diplomacy & World Affairs, Occidental College. Career spans 25+ years across Asia, finance, and governance; current academic roles teaching financial accounting and governance at Yale’s David Geffen School of Drama. External affiliations include the National Committee on U.S.-China Relations (board member) and the Council on Foreign Relations (member) .

Past Roles

OrganizationRoleTenureCommittees / Impact
Goldman SachsFinance roles (not further specified)Not disclosedGlobal finance exposure
Yale-China AssociationExecutive/leadership experience (not further specified)Not disclosedNonprofit governance experience
CFRAResearch/finance roles (not further specified)Not disclosedFinancial and research analysis background

External Roles

OrganizationRoleTenureNotes
David Geffen School of Drama at Yale UniversityAssistant Professor (Adjunct) and Assistant DeanCurrentTeaches financial accounting and governance
National Committee on U.S.-China RelationsBoard MemberCurrentU.S.–China policy and governance network
Council on Foreign RelationsMemberCurrentForeign policy/geo-economics forum

Board Governance

  • Independence: Classified as an Independent Trustee (not an “interested person” under the 1940 Act) .
  • Committee assignments: Member, Audit Committee; Member, Nominating & Corporate Governance Committee. Each standing committee is composed entirely of Independent Trustees and NYSE‑independent .
  • Board structure: Board has three Independent Trustees and one Interested Trustee; the Chair is Independent (Todd Reit) .
  • Meeting cadence and attendance (FY ended Sep 30, 2024): Board (4), Audit (4), Nominating & Corporate Governance (2); each Trustee attended at least 75% of the aggregate meetings of the Board and committees served .
  • Executive sessions: Independent Trustees meet in executive session at least quarterly and retain separate independent counsel .
  • Election and support: For 2025, Yao was elected by preferred shareholders (preferred-only vote); reported result showed 990 votes “for.” Preferred shares outstanding were 990 and 100% were voted at the meeting, representing a quorum .

Fixed Compensation

Component (FY ended Sep 30, 2024)Amount
Aggregate compensation from VFL$52,500
Total compensation from abrdn Fund Complex$408,198
Bonus/profit sharing/pension/retirement plansNone; the Fund does not have any such plans

Note: Officers are paid by the Adviser; trustees (including Yao) receive fees. Committee fee breakdown or retainers not itemized in the excerpted disclosures .

Performance Compensation

Performance-linked elementMetrics / TermsStatus
Annual incentive/bonusN/ANot provided; Fund states no bonus/profit sharing plans for trustees
Equity awards (RSUs/PSUs/options)N/ANot disclosed in proxy materials reviewed
Clawbacks/COC/severanceN/ANot disclosed in proxy materials reviewed

Other Directorships & Interlocks

Company/EntityTypeRoleCommitteesNotes
NonePublic companyProxy lists no other public company directorships for Yao
National Committee on U.S.-China RelationsNonprofitBoard MemberNot disclosedExternal nonprofit board
Council on Foreign RelationsNonprofitMemberExternal policy organization membership

Expertise & Qualifications

  • Financial and research analysis experience in and covering the Asia region; background in world affairs .
  • Academic governance/finance educator (financial accounting and governance) .
  • Broad governance perspective via nonprofit board roles and CFR membership .

Equity Ownership

HolderDollar Range in VFLAggregate Dollar Range Across abrdn Family
Nancy Yao$10,001 — $50,000 Over $100,000
  • Aggregate insider ownership: Trustees and officers collectively owned less than 1% of VFL’s outstanding equity securities as of Aug 9, 2025 .
  • Conflicts screen: None of the Independent Trustees or their immediate family members owned shares of the Investment Adviser or any entity controlling/controlled by it (other than registered investment companies), as of Aug 9, 2025 .
  • Ownership guidelines/pledging/derivatives: Not disclosed in the proxy materials reviewed .

Insider Trades (Section 16)

DateFormTransactionShares / PriceNotes
The Fund reports that all Reporting Persons timely filed required Section 16(a) reports for the fiscal period ended Sep 30, 2024; no specific transactions are detailed in the proxy .

Governance Assessment

  • Strengths (investor confidence signals)

    • Independent Trustee with membership on both key committees (Audit; Nominating & Corporate Governance); committees are fully independent and NYSE‑independent, with quarterly executive sessions and independent counsel support .
    • Attendance met or exceeded the 75% threshold; Board and committees maintain regular cadence (4/4/2 meetings in FY 2024) .
    • Personal ownership in VFL ($10k–$50k) and over $100k across the abrdn fund family indicate some alignment; no ownership of the Adviser/affiliates by Independent Trustees reduces conflict risk .
    • Re-elected by preferred shareholders in 2025; results show 990 votes for Yao (preferred-only vote), consistent with 100% preferred participation at the meeting .
  • Considerations / potential flags to monitor

    • Aggregate trustee/officer ownership of VFL is <1%, which can be perceived as modest overall insider alignment at the fund level even though Yao has a personal stake .
    • Yao’s total compensation across the abrdn Fund Complex ($408,198) reflects service on multiple registrants (8), which concentrates a meaningful portion of compensation within the complex; independence remains structurally safeguarded under the 1940 Act and NYSE standards, but investors often monitor complex-wide fee reliance for potential soft conflicts .
    • Auditor history note: 2023 auditor change tied to adviser change (independence matters); no disagreements or reportable events thereafter. While not linked to Yao personally, it is a broader governance backdrop item for the Board’s oversight environment .

No related-party transactions, equity awards, clawbacks, or ownership guidelines for directors were disclosed in the reviewed proxy materials; no Section 16 filing delinquencies reported for FY 2024 .