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Carr Financial Group Corp.

CIK:0001931232
Investment Adviser
$554M AUM
188 holdings
Worcester, MA, US
Founded:1990
8 employees
Latest filing:Sep 30, 2025

Carr Financial Group Corporation is an independent, SEC-registered investment advisory firm headquartered in Worcester, Massachusetts. Founded in 1990, the firm provides comprehensive wealth management, retirement planning, financial planning, and investment advisory services. With a team of approximately 8-10 employees, Carr Financial Group primarily serves individual clients, including both high-net-worth and non-high-net-worth individuals, and a small number of charitable organizations and businesses. The firm is led by founding partner Richard Carr, with a focus on helping families and individuals achieve long-term financial goals.

Investment Strategy

Carr Financial Group offers personalized investment advisory services tailored to each client's goals and risk preferences. The firm provides discretionary portfolio management, constructing diversified portfolios with a focus on long-term growth and preservation of capital. Investments typically include a mix of equities, fixed income, and other asset classes, and client portfolios are regularly monitored and adjusted. The firm places strong emphasis on individualized planning, retirement solutions, and coordinated wealth strategies for families and individuals, reflecting a holistic, client-centered approach.

Latest 13F Filing Activity

Carr Financial Group Corp. filed their most recent 13F report on Sep 30, 2025 disclosing 187 equity positions with a total 13F market value of $364M. The fund increased holdings in SPDR Gold TR, Vanguard Specialized Funds, Vanguard BD Index FDS among other positions. Carr Financial Group Corp. reduced exposure to Schwab Strategic TR, Ishares TR, J P Morgan Exchange Traded F among others.

Top Buys
G
GLDSPDR GOLD TR
+$10.1M
V
VIGVANGUARD SPECIALIZED FUNDS
+$8.9M
B
BNDVANGUARD BD INDEX FDS
+$6.1M
E
EMXCISHARES INC
+$5.0M
I
IQLTISHARES TR
+$3.7M
Top Sells
S
SCHXSCHWAB STRATEGIC TR
-$15.8M
I
IJHISHARES TR
-$2.6M
H
HELOJ P MORGAN EXCHANGE TRADED F
-$2.5M
I
IBHEISHARES TR
-$2.0M
A
AVUVAMERICAN CENTY ETF TR
-$1.5M

Top Holdings

B
BNDVANGUARD BD INDEX FDS
+8.5%$31.0M
V
VIGVANGUARD SPECIALIZED FUNDS
+7.1%$25.7M
I
IQLTISHARES TR
+6.9%$25.0M
E
EMXCISHARES INC
+5.6%$20.3M
V
VTIVANGUARD INDEX FDS
+4.5%$16.3M

Equity Positions (187)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
VANGUARD BD INDEX FDS8.50%$31.0M416,423$72.72$74.37+$6.1M
VANGUARD SPECIALIZED FUNDS7.07%$25.7M119,281$187.50$215.79+$8.9M
ISHARES TR6.87%$25.0M566,384$41.98$44.19+$3.7M
ISHARES INC5.57%$20.3M300,268$60.65$67.51+$5.0M
VANGUARD INDEX FDS4.48%$16.3M49,744$213.79$328.17+$1.4M

Industry Allocation

COMMODITY CONTRACTS BROKERS & DEALERS
+4.3%
SEMICONDUCTORS & RELATED DEVICES
+3.4%
SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC.
+2.4%
SERVICES-PREPACKAGED SOFTWARE
+2.3%
PHARMACEUTICAL PREPARATIONS
+2.0%