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Compass Planning Associates Inc.

CIK:0002046823
Investment Adviser
$200M AUM
29 holdings
Greenfield, MA, United States
Founded:1996
3 employees
Latest filing:Sep 30, 2025

Compass Planning Associates, Inc. is an SEC-registered, fee-only investment adviser and financial planning firm headquartered in Greenfield, Massachusetts. Founded in 1996 by Jennifer Lane, Compass Planning specializes in providing true fee-only financial advice, personalized financial planning, and investment guidance for individuals and families. With a small, dedicated team including CFP® professionals and operational staff, the firm serves a broad range of clients seeking transparent, client-centered financial stewardship. The firm notably emphasizes conflict-free, client-first advice that avoids traditional sales-based compensation, serving clients both locally and online.

Investment Strategy

Compass Planning Associates provides real-life, fee-only financial planning with a focus on personalized, client-centered service. Their approach emphasizes holistic financial guidance that helps individuals and families navigate major life transitions, cultivate long-term relationships built on trust and transparency, and make informed decisions. The firm does not primarily use an assets-under-management compensation model, instead offering planning and advisory services tailored to clients’ needs. Investment recommendations are constructed based on each client's goals, incorporating comprehensive financial wellness rather than pushing proprietary products or commission-based solutions.

Top Buys
B
BIVVANGUARD BD INDEX FDS
+$6.1M
B
BSVVANGUARD BD INDEX FDS
+$4.6M
V
VGSHVANGUARD SCOTTSDALE FDS
+$3.0M
V
VBVANGUARD INDEX FDS
+$495.4K
V
VOOVANGUARD INDEX FDS
+$336.7K
Top Sells
S
SCHVSCHWAB STRATEGIC TR
-$2.6M
V
VTIVANGUARD INDEX FDS
-$2.2M
V
VEUVANGUARD INTL EQUITY INDEX F
-$1.8M
L
LMATLEMAITRE VASCULAR INC
-$978.0K
M
MGVVANGUARD WORLD FD
-$762.9K

Top Holdings

V
VTVVANGUARD INDEX FDS
+21.4%$23.3M
S
SPYSPDR S&P 500 ETF TR
+19.9%$21.7M
B
BIVVANGUARD BD INDEX FDS
+12.2%$13.3M
B
BSVVANGUARD BD INDEX FDS
+12.0%$13.1M
V
VEUVANGUARD INTL EQUITY INDEX F
+10.6%$11.6M

Equity Positions (29)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
V
VTV
VANGUARD INDEX FDS21.37%$23.3M124,931$169.52$186.49-$328.4K
S
SPY
SPDR S&P 500 ETF TR19.92%$21.7M32,600$586.13$666.18-$727.3K
B
BIV
VANGUARD BD INDEX FDS12.21%$13.3M170,447$76.62$78.09+$6.1M
B
BSV
VANGUARD BD INDEX FDS12.04%$13.1M166,435$78.02$78.91+$4.6M
V
VEU
VANGUARD INTL EQUITY INDEX F10.63%$11.6M162,429$57.64$71.37-$1.8M

Industry Allocation

SERVICES-PREPACKAGED SOFTWARE
+0.9%
FIRE, MARINE & CASUALTY INSURANCE
+0.3%