Jim Saulnier & Associates, LLC
Jim Saulnier & Associates, LLC is an SEC Registered Investment Adviser (RIA) headquartered in Fort Collins, Colorado. Founded to guide clients—particularly retirees—through the complexities of retirement planning, the firm provides fee-based financial planning and wealth management services focused extensively on retirement income solutions. Led by Jim Saulnier, CFP, the firm emphasizes an educational approach, personalized service, and a menu-based pricing model. With a small, credentialed team, they cater to individuals and families who want tailored retirement planning and ongoing guidance through the intricacies of post-working life.
Investment Strategy
Jim Saulnier & Associates, LLC concentrates on comprehensive retirement planning, guiding clients through asset decumulation, social security optimization, and overall financial management throughout retirement. Rather than focusing solely on asset growth, the firm's strategy emphasizes asset consumption strategies, risk management, and personalized retirement income planning. Leveraging diversified investment portfolios and a fee-only service model, their philosophy is rooted in providing clients with confidence and comfort in managing retirement’s uncertainties, using a well-refined Secure Retirement Income Process™ developed over two decades.
Top Holdings
Equity Positions (91)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
A AOR | ISHARES TR | 11.88% | $17.4M | 283,024 | $59.17 | $61.57 | +$3.3M |
A AOA | ISHARES TR | 8.36% | $12.3M | 146,993 | $79.19 | $83.40 | +$3.9M |
V VEA | VANGUARD TAX-MANAGED FDS | 5.11% | $7.5M | 131,497 | $51.48 | $57.01 | +$454.7K |
V VBIL | VANGUARD INSTL INDEX FD | 3.51% | $5.1M | 68,076 | $75.47 | $75.55 | +$1.2M |
B BIL | SPDR SERIES TRUST | 3.32% | $4.9M | 53,020 | $91.81 | $91.73 | -$2.0M |