Kelman-lazarov, Inc.
Kelman-Lazarov, Inc. is a wealth management firm headquartered in Memphis, Tennessee. Founded by Ronald J. Lazarov and Martin S. Kelman, they have provided customized financial planning and investment advisory services since 1979 and 1981, respectively, and became an SEC-registered investment adviser in 1993. The firm specializes in serving individuals, families, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. With fewer than 25 employees, Kelman-Lazarov emphasizes personalized financial counsel and long-term relationships across generations, focusing on clients' goals and financial well-being.
Investment Strategy
Kelman-Lazarov, Inc. employs a strategic asset allocation approach that focuses on understanding each client’s return objectives, risk tolerance, and constraints. They develop diversified portfolios primarily comprising exchange-traded funds, open-ended and closed-end mutual funds, emphasizing tax efficiency, expense ratios, and style consistency. Their advice is highly personalized, aiming to create comprehensive financial plans addressing retirement, education funding, estate planning, insurance needs, and investment asset allocation, with recommendations tailored for the client's circumstances and long-term financial goals.
Top Holdings
Equity Positions (120)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
F FNDX | SCHWAB STRATEGIC TR | 9.28% | $57.3M | 2,334,201 | $12.80 | $24.54 | +$3.4M |
S SCHG | SCHWAB STRATEGIC TR | 8.84% | $54.6M | 1,867,657 | $10.89 | $29.21 | +$8.8M |
M MOAT | VANECK ETF TRUST | 8.32% | $51.4M | 547,529 | $53.22 | $93.79 | +$4.1M |
G GSIE | GOLDMAN SACHS ETF TR | 6.15% | $38.0M | 957,305 | $27.90 | $39.66 | +$3.7M |
G GSLC | GOLDMAN SACHS ETF TR | 4.59% | $28.3M | 233,364 | $65.06 | $121.38 | +$458.6K |