Sign in

Lutz Financial Services LLC

CIK:0001737112
Investment Adviser
$2B AUM
97 holdings
Omaha, NE, US
Founded:2011
21 employees
Latest filing:Jun 30, 2025

Lutz Financial Services LLC is an Omaha, Nebraska-based investment adviser firm founded in 2011. The firm provides financial planning, investment advisory services, and retirement plan management primarily to individuals (including high net worth), pension and profit sharing plans, and some businesses. As of June 2025, it manages approximately $2.3 billion in assets across more than 2,100 accounts, mostly on a discretionary basis. With around 20-21 employees, the firm specializes in serving clients locally and regionally, especially in Nebraska and the Midwest.

Investment Strategy

Lutz Financial Services LLC focuses on comprehensive financial planning and investment management tailored to individuals, high net worth clients, and retirement plans. Their investment approach prioritizes diversification, long-term growth, and risk management. The firm utilizes a mix of ETFs, mutual funds, and individual securities, as reflected in their portfolio holdings which include major index funds such as VOO, SPYV, IJH, and BND. They emphasize personalized strategies to meet client goals and regularly adjust portfolios according to market dynamics and client risk profiles.

Top Buys
V
VOOVANGUARD INDEX FDS
+$13.2M
I
IJHISHARES TR
+$5.3M
S
SCHXSCHWAB STRATEGIC TR
+$5.1M
S
SCHMSCHWAB STRATEGIC TR
+$5.0M
M
MUBISHARES TR
+$4.8M
Top Sells
V
VTEBVANGUARD MUN BD FDS
-$11.4M
S
SCHPSCHWAB STRATEGIC TR
-$1.2M
S
SLYVSPDR SERIES TRUST
-$929.3K
V
VTIPVANGUARD MALVERN FDS
-$575.8K
I
IVEISHARES TR
-$537.8K

Top Holdings

V
VOOVANGUARD INDEX FDS
+10.7%$138.4M
S
SPYVSPDR SERIES TRUST
+9.0%$115.5M
I
IJHISHARES TR
+7.0%$90.4M
B
BNDVANGUARD BD INDEX FDS
+6.8%$87.5M
V
VTEBVANGUARD MUN BD FDS
+4.8%$61.7M

Equity Positions (97)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
V
VOO
VANGUARD INDEX FDS10.75%$138.4M243,696$314.62$568.03+$13.2M
S
SPYV
SPDR SERIES TRUST8.97%$115.5M2,206,774$33.89$52.34+$2.7M
I
IJH
ISHARES TR7.02%$90.4M1,457,901$41.84$62.02+$5.3M
B
BND
VANGUARD BD INDEX FDS6.79%$87.5M1,188,284$76.12$73.63+$2.8M
V
VTEB
VANGUARD MUN BD FDS4.79%$61.7M1,259,230$49.77$49.03-$11.4M

Industry Allocation

FIRE, MARINE & CASUALTY INSURANCE
+0.2%
SEMICONDUCTORS & RELATED DEVICES
+0.2%
SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC.
+0.1%
SERVICES-PREPACKAGED SOFTWARE
+0.1%
ELECTRONIC COMPUTERS
+0.1%