Tim Harder

Tim Harder is the Co-Founder and Chief Investment Officer at Quotient Wealth Partners, an independent wealth management firm based in Dallas, Texas. In this role, he leads the design and oversight of the firm's investment strategy and works closely with individual advisors to deliver tailored investment solutions focused on clients’ tax, income, risk, and retirement objectives. He draws on more than 25 years of experience guiding investments for both institutional and individual clients, including as a Managing Director at United Capital Financial Partners and a Vice President at Goldman Sachs Personal Financial Management.

Harder's investment expertise spans equities, fixed income, and alternative investments, with a notable focus on public markets, global equities, ETF allocation, and emerging markets—where he utilizes market capitalization-weighted approaches and takes a risk-managed, diversified perspective. He is recognized for his thoughtful strategy in navigating macroeconomic and geopolitical risks, specifically in sectors such as international and emerging market equities.

He holds both the CFA® (Chartered Financial Analyst) and CFP® (Certified Financial Planner) designations and earned his Bachelor of Science in Economics, with concentrations in finance and real estate, from The Wharton School at the University of Pennsylvania. Harder has led teams, served as president of the CFA Society of Colorado, and is known for his leadership in advancing portfolio management and best practices within the advisory industry.