Rpoa Advisors, Inc.
RPOA Advisors, Inc. (doing business as Retirement Planners of America) is an SEC-registered investment advisory and wealth management firm headquartered in Plano, Texas. Founded in 2011, the firm is owned primarily by the Moraif Family Exempt Irrevocable Trust and led by President and CEO Kenneth A. Moraif. RPOA specializes in financial planning and investment management for pre-retirees and retirees, serving over 6,500 households across 48 states as of mid-2024. With approximately 14 offices in Texas, Arizona, California, and Oklahoma, RPOA employs teams of credentialed advisors to assist clients with retirement, estate, tax, and Social Security planning.
Investment Strategy
RPOA employs the 'Invest and Protect' strategy, which aims to provide unlimited upside potential with a tolerable downside, prioritizing protection of principal especially for clients approaching or in retirement. The firm tailors its investment advice to focus on asset growth and risk mitigation, employs tactical asset allocation, and utilizes a proprietary formula to help decide when to exit or re-enter the market. Client portfolios primarily use ETFs and diversified allocations targeting growth and income, with special attention to risk management and cashflow planning to ensure clients' savings last throughout retirement.
Top Holdings
Equity Positions (6)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
B BKLC | BNY MELLON ETF TRUST | 43.88% | $1.72B | 13,435,929 | $92.51 | $128.38 | +$217.7M |
B BKAG | BNY MELLON ETF TRUST | 28.12% | $1.11B | 25,943,647 | $42.46 | $42.60 | +$21.0M |
B BKMC | BNY MELLON ETF TRUST | 11.68% | $459.0M | 4,229,542 | $92.02 | $108.52 | +$47.5M |
B BKIE | BNY MELLON ETF TRUST | 9.73% | $382.5M | 4,271,163 | $74.00 | $89.55 | +$47.7M |
B BKHY | BNY MELLON ETF TRUST | 5.78% | $227.2M | 4,665,743 | $47.38 | $48.70 | -$550.6K |