Sensible Financial Planning & Management, LLC.
Sensible Financial Planning & Management, LLC is a US-based registered investment adviser headquartered in Waltham, Massachusetts. Founded in 2002, the firm specializes in providing comprehensive financial planning and investment management services primarily to individuals, including those with high net worth, as well as a limited number of charitable organizations. Sensible Financial employs approximately 18 professionals and is known for its client-centric, analytical, and evidence-based approach to investment advice.
Investment Strategy
Sensible Financial employs a disciplined, evidence-based investment management strategy that emphasizes broad diversification, low-cost index funds, and asset allocation tailored to each client's financial goals and risk tolerance. The firm constructs globally diversified portfolios, focusing on minimizing costs and taxes while maximizing the probability of clients achieving their desired long-term financial outcomes. Sensible Financial avoids market timing and relies on academic research to guide its asset selection and rebalancing strategies.
Top Holdings
Equity Positions (35)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
S SCHP | SCHWAB STRATEGIC TR | 15.31% | $80.6M | 3,021,995 | $28.36 | $26.68 | -$177.2K |
B BNDX | VANGUARD CHARLOTTE FDS | 15.09% | $79.5M | 1,605,019 | $53.28 | $49.51 | +$3.2M |
U USIG | ISHARES TR | 13.60% | $71.6M | 1,392,426 | $52.09 | $51.44 | -$944.7K |
M MBB | ISHARES TR | 13.16% | $69.3M | 738,128 | $97.23 | $93.89 | +$4.6M |
V VOO | VANGUARD INDEX FDS | 4.61% | $24.3M | 42,741 | $281.43 | $568.03 | +$3.7M |