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Tandem Financial, LLC

CIK:0002049157
Investment Adviser
$291M AUM
50 holdings
Greenwood Village, CO, United States
Founded:2018
6 employees
Latest filing:Jun 30, 2025

Tandem Financial, LLC is an SEC-registered investment adviser headquartered in Greenwood Village, Colorado. Founded in 2018 by Michael Franklin and Ryan Erickson, the firm provides investment and wealth management services for individuals (including high-net-worth clients), charitable organizations, and some retirement plans. With 6 employees, the firm emphasizes personalized wealth management and fiduciary retirement plan services for its clients, guiding them to build, manage, and preserve wealth.

Investment Strategy

Tandem Financial manages most client accounts on a discretionary basis, making buy and sell decisions within an agreed-upon risk allocation without client pre-approval. Their investment and wealth management practice includes developing diversified portfolios tailored to each client's financial goals, risk tolerance, and time horizon. For retirement plan sponsors, Tandem serves as an ERISA 3(38) investment manager, selecting, monitoring, and replacing plan investments, and providing annual investment review reports. They utilize a blend of ETFs, mutual funds, and other investment vehicles to ensure diversification and flexibility in client portfolios.

Latest 13F Filing Activity

Tandem Financial, LLC filed their most recent 13F report on Jun 30, 2025 disclosing 48 equity positions and 2 options positions with a total 13F market value of $107M. The fund increased holdings in Schwab Strategic TR, SPDR S&P 500 Etf TR, Invesco Exch TRD SLF Idx FD among other positions. Tandem Financial, LLC reduced exposure to Ishares TR, First TR Exchange-traded FD, Ishares TR among others.

Top Buys
F
FNDESCHWAB STRATEGIC TR
+$8.4M
S
SPYSPDR S&P 500 ETF TR
+$4.7M
I
IUSINVESCO EXCH TRD SLF IDX FD
+$3.4M
X
XSWSPDR SERIES TRUST
+$2.5M
I
IMCGISHARES TR
+$2.4M
Top Sells
I
IWDISHARES TR
-$3.1M
K
KNGFIRST TR EXCHANGE-TRADED FD
-$3.0M
I
IWFISHARES TR
-$2.5M
V
VBKVANGUARD INDEX FDS
-$2.1M
C
CXWCORECIVIC INC
-$1.2M

Top Holdings

G
GDXVANECK ETF TRUST
+8.8%$9.4M
S
SPYSPDR S&P 500 ETF TR
+8.6%$9.3M
F
FNDESCHWAB STRATEGIC TR
+7.9%$8.4M
V
VGLTVANGUARD SCOTTSDALE FDS
+7.0%$7.5M
I
IMCGISHARES TR
+6.7%$7.2M

Equity Positions (48)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
VANECK ETF TRUST8.81%$9.4M181,429$33.91$52.06-$795.1K
SPDR S&P 500 ETF TR8.64%$9.3M14,950$600.37$617.85+$4.7M
SCHWAB STRATEGIC TR7.88%$8.4M255,799$33.01$33.01+$8.4M
VANGUARD SCOTTSDALE FDS6.97%$7.5M133,132$55.35$56.12-$1.1M
ISHARES TR6.67%$7.2M89,169$76.69$80.23+$2.4M

Options Positions (2)

TickerSecurityActionTypeNotional ValueContractsUnderlying PricePremium PaidChange (Contracts)Change (Value)
INVESCO QQQ TRNew
Put
$496.5K9$551.64$551.64+9+$496.5K
SPDR S&P 500 ETF TRNew
Put
$247.1K4$617.85$617.85+4+$247.1K

Industry Allocation

COMMODITY CONTRACTS BROKERS & DEALERS
+3.6%
ELECTRICAL WORK
+1.7%
METAL MINING
+1.2%
SERVICES-PREPACKAGED SOFTWARE
+1.2%
CIGARETTES
+1.0%