Wealthnavi Inc.
WealthNavi Inc. is a leading Japanese fintech company headquartered in Tokyo, offering robo-advisory asset management and insurance advisory services. Founded in 2015, WealthNavi provides automated, algorithm-based portfolio construction and management for retail investors. As of 2024, the firm manages more than $6 billion in assets and is recognized as one of Japan's top robo-advisors. The company serves individual investors, helping users achieve their financial goals efficiently through AI-powered investment platforms, and launched online insurance advisory in 2024 to further broaden its offerings. The team is led by CEO Kazuhisa Shibayama. MUFG Bank acquired a 15.6% stake in WealthNavi in 2024.
Investment Strategy
WealthNavi applies a robo-advisor approach using financial algorithms to automate diversified global asset management for individual investors. The platform constructs portfolios based on user risk preferences, leveraging modern portfolio theory to optimize returns and minimize risk. WealthNavi invests primarily in exchange-traded funds (ETFs) across multiple asset classes and geographies, rebalances portfolios automatically, and focuses on low-cost, long-term growth strategies suitable for retail clients. In recent years, WealthNavi expanded its services to include digital insurance advisory, using data-driven solutions to enhance overall financial planning.
Top Holdings
Equity Positions (10)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
V VTI | VANGUARD TOTAL STOCK MARKET ETF | 37.60% | $4.06B | 12,362,762 | $195.82 | $328.17 | +$302.7M |
V VEA | VANGUARD FTSE DEVELOPED MARKETS ETF | 27.10% | $2.92B | 48,797,610 | $48.62 | $59.92 | +$173.4M |
A AGG | ISHARES CORE U.S. AGGREGATE BOND ETF | 9.67% | $1.04B | 10,411,748 | $106.88 | $100.25 | +$50.5M |
V VWO | VANGUARD FTSE EMERGING MARKETS ETF | 7.69% | $829.5M | 15,310,461 | $44.71 | $54.18 | +$55.3M |
I IAU | ISHARES GOLD TRUST | 4.81% | $518.9M | 7,130,543 | $43.13 | $72.77 | +$109.1M |