About
Zach Garcia is Vice President at Lincoln Capital Management, based in Addison, Texas. In this role, he is responsible for overseeing capital deployment and managing lender relationships, with a particular focus on structuring Small Business Administration (SBA) 504 loans and other commercial financing solutions. He plays a key part of the executive leadership team, driving strategic initiatives to support small business growth through access to specialized lending services.
Garcia’s professional expertise centers on SBA-backed lending, commercial real estate finance, and business acquisition funding. Through his tenure at Lincoln Capital Management, he has been instrumental in facilitating funding for the establishment and expansion of small and mid-sized businesses, aiding various sectors that rely on government-guaranteed loans.
Garcia holds a degree from Texas A&M University, reflecting his strong academic foundation in finance and business management. With a robust track record in loan production and portfolio analysis, he is recognized for his deep knowledge of the SBA 504 Loan Program and his commitment to providing creative financial solutions that meet the unique needs of growing Texas businesses.
Career History
| Organization | Role | Date Range | Details |
|---|---|---|---|
| Lincoln Capital Management | Vice President | Jan 2022 to Present | — |
| Lincoln Capital Management, LLC | Assistant Vice President | Jul 2019 to Jan 2022 | — |
| Lincoln Capital Management, LLC | Analyst | Feb 2018 to Jul 2019 | — |
| American National Bank of Texas | Credit Analyst II | Oct 2017 to Feb 2018 | — |
| American National Bank of Texas | Credit Analyst | Jun 2016 to Oct 2017 | • Preparing, reviewing and analyzing the creditworthiness of all commercial loan originations and renewals by spreading company and personal financial statements into Bank’s software. • Preparing writ... |
| American National Bank of Texas | Internship | Jun 2015 to Aug 2015 | Following my internship, I was hired on full time role with American National Bank of Texas as a Commercial Underwriter after my graduation. |
Education
Texas A&M University
Bachelor of Business Administration (B.B.A.), Finance
2012 — 2016
Others at Lincoln Capital LLC (2)
| Name | Role | Location |
|---|---|---|
J Janet Chung | Executive Vice President | TX , United States |
 | Senior Vice President | TX , United States |