Sign in

Kelly Banya

Managing Director and Senior Equity Research Analyst at BMO Nesbitt Burns Inc.

Kelly Bania is a Managing Director and Senior Equity Research Analyst at BMO Capital Markets, specializing in food retail and distribution with coverage across 19 publicly traded companies, including major retailers and food distributors. She has issued over 165 stock ratings, predominantly in the Retail/Wholesale and Consumer Staples sectors, with approximately 36% Buy ratings and 63% Hold ratings, and her coverage includes companies listed on NASDAQ and NYSE. Beginning her finance career at Morgan Stanley, Bania later moved to Bank of America’s investment banking division and then spent nine years at a leading U.S. investment dealer before joining BMO in 2013, where she has earned recognition on Institutional Investor-ranked teams. She holds a BA in economics from the University of San Diego with minors in business administration and French, and maintains professional credentials relevant to equity research, with expertise in public finance and sector analysis.

Kelly Banya's questions to DOLLAR TREE (DLTR) leadership

Question · Q2 2026

Kelly Banya asked about the key factors driving Dollar Tree's updated gross margin outlook of 50 basis points expansion, including the impact of pricing actions, freight, and other contributing factors.

Answer

CFO Stuart Glendinning explained that the gross margin outlook involves many moving parts, including freight benefits, inventory revaluation, and mark-ons, which are partially offset by higher markdowns. He emphasized the company's focus on maintaining a strong gross margin through its 'five levers' strategy.

Ask follow-up questions

Get Instant Answers from SEC Filings & Earnings Calls

Ask complex financial questions and get precise answers in seconds. Fintool scans millions of documents to surface insights beyond timely human analysis.

Search across 8,000+ companies
Access millions of SEC filings & transcripts
Get answers cited to the source
Try Fintool for Free

Trusted by leading investment firms and analysts