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Odilon Almeida Junior

Lead Independent Director at Amerant Bancorp
Board

About Odilon Almeida Junior

Odilon Almeida Junior (age 63) was appointed an independent director of Amerant Bancorp (AMTB) on January 22, 2025. He holds an MBA from Fundação Getulio Vargas (1986) and a B.S. in Civil Engineering from Universidade de São Paulo (1982), with additional post-graduate education at MIT, Harvard Business School, Wharton, and the International Institute of Management. His core credentials include CEO-level leadership and global expertise in payments, digital transformation, and business integration across financial services and technology, with deep Florida market ties .

Past Roles

OrganizationRoleTenureCommittees/Impact
AdventOperating Partner2023–Present Private equity operating advisor; value creation and strategy
ACI Worldwide (NASDAQ: ACIW)CEO, President, Board Member2020–2022 Led strategy and growth acceleration
Western UnionPresident, Global Money Transfer; President Americas & Europe; President Americas; senior roles since 20022002–2019 Ran global operations and digital transformation initiatives
ADDventure, Inc.Founder & CEO2001–2002 Entrepreneurial leadership
BankBoston InternationalCMO & VP, Digital Ventures1998–2001 Digital ventures and marketing leadership

External Roles

CompanyRoleCommitteesTenure
NCR Atleos Corporation (NYSE: NATL)DirectorAudit; Nominating & Governance 2023–Present
Millicom International Cellular (NASDAQ: TIGO)Director (former)2015–2023
ACI Worldwide (NASDAQ: ACIW)Director (former)2020–2022

Board Governance

  • Independence: The Board determined Mr. Almeida Junior qualifies as an independent director under NYSE rules . The slate comprises 9 out of 10 independent nominees; independent-only Audit, Governance, and Compensation Committees; executive sessions led by the Lead Independent Director .
  • Committee assignments: As of the proxy date, he was not appointed to any AMTB board committees .
  • Attendance: 2024 Board held 18 meetings and 4 independent director executive sessions; all directors met at least 75% attendance except one retiring director (Mr. Almeida joined in 2025; 2024 attendance not applicable to him) .
  • Board practices: Directors may not serve on more than three other public company boards; no mandatory retirement age but resignation tender at 75; annual majority voting; robust director education and orientation .
Committee2024 MeetingsNotes
Audit11 100% independent membership
Compensation & Human Capital9 100% independent membership; clear charter incl. stock ownership oversight
Governance (Corporate Governance, Nominating & Sustainability)9 Oversees director succession, independence, evaluations, orientation
Risk6 Independent members; one director became independent in Jan 2025

Fixed Compensation

  • Structure effective January 1, 2024 for non-employee directors (policy baseline applicable to 2025 service): cash retainer, committee fees, chair/LID retainers, and annual equity RSUs .
ComponentAmountVesting/Terms
Board cash retainer$46,000 Paid in equal monthly installments
Audit Committee membership (each)$12,000
Other Committee membership (each)$10,000
Bank Trust Committee membership$5,000
Lead Independent Director retainer$35,000
Audit Chair retainer$18,000
Other Committee Chair retainer$15,000
Trust Committee Chair retainer$7,500
Annual equity grant (RSUs)$65,000 One-year vesting starting after annual meeting

Note: Mr. Almeida’s appointment was in January 2025; the 2024 director compensation table excludes him. The structure above is the program in effect setting expectations for 2025 grants/fees .

Performance Compensation

  • Non-employee directors receive time-based RSUs; no disclosed performance-based director awards (PSUs are used for executives) .
Performance MetricApplies to Director Pay?Notes
Relative TSR (3-year)No for directors; Yes for NEO PSUs Director RSUs are time-based
Core PPNR; Efficiency; ROAA; NPL/Loans; Deposits growth; Relative TSRExecutive metrics; not used for director pay

Other Directorships & Interlocks

External BoardPotential AMTB ConflictDisclosure
NCR Atleos (NATL)None disclosedServes on Audit and Nominating & Governance Committees
ACI Worldwide (ACIW)None disclosedFormer director/CEO; no AMTB related-party disclosures
Millicom (TIGO)None disclosedFormer director; no AMTB related-party disclosures

Compensation Committee interlocks: None requiring disclosure in 2024; one director had a related-party family employment (not Mr. Almeida) .

Expertise & Qualifications

  • CEO-level operator with payments and fintech expertise, M&A integration, global operations, digital transformation leadership; broad governance experience across public and private boards; respected in Florida market .
  • Formal education and executive programs across leading institutions (FGV, USP, MIT, HBS, Wharton, IIM) .

Equity Ownership

HolderShares (Voting)% of Voting OutstandingShares (Non-Voting)Notes
Odilon Almeida Junior500 ~0.0013% (500 / 38,986,099) 0 As of March 10, 2025
  • Shares outstanding: 38,986,099 Class A Voting; 2,934,282 Class A Non-Voting, as of March 10, 2025 .
  • Stock ownership guidelines: Non-employee directors must hold shares equal to 4x annual cash retainer; five years to comply; retain 50% of net shares until compliance; unearned performance awards and options do not count .
  • Hedging/pledging: Prohibited, including margin accounts; policy updated May 2024 .

Governance Assessment

  • Strengths

    • Independence confirmed; seasoned payments/fintech operator adds risk/commercial acumen to a regional bank board .
    • Robust governance infrastructure: independent-only committees, annual evaluations, majority voting, executive sessions, director education, and ownership guidelines; anti-hedging/pledging and clawback policy in place .
    • External Audit and Nominating & Governance committee experience at NATL enhances oversight skill transference to AMTB .
  • Watch items

    • New director not yet assigned to AMTB committees as of proxy date—monitor committee placement for fit (Audit/Risk/Technology) and workload .
    • Early-stage AMTB share ownership (500 shares) below long-run guideline; track accumulation over the 5-year compliance window .
    • Multi-board responsibilities must remain within AMTB’s limit of ≤3 other public boards; currently compliant with one external board .
  • Red flags

    • None disclosed for Mr. Almeida: no related-party transactions, hedging/pledging, or attendance issues noted; Section 16(a) compliance issues in 2024 did not involve him (appointment in 2025) .