Earnings summaries and quarterly performance for Amerant Bancorp.
Executive leadership at Amerant Bancorp.
Gerald P. Plush
Detailed
Chairman, President and Chief Executive Officer
CEO
CI
Carlos Iafigliola
Detailed
Senior Executive Vice President and Chief Operating Officer
JE
Juan Esterripa
Detailed
Senior Executive Vice President and Chief Commercial Banking Officer
SC
Sharymar Calderón
Detailed
Senior Executive Vice President and Chief Financial Officer
Board of directors at Amerant Bancorp.
AR
Ashaki Rucker
Detailed
Director
ED
Erin D. Knight
Detailed
Director
GM
Gustavo Marturet M.
Detailed
Director
JW
John W. Quill
Detailed
Director
LL
Lisa Lutoff-Perlo
Detailed
Director
MW
Millar Wilson
Detailed
Director
OA
Odilon Almeida Junior
Detailed
Lead Independent Director
OS
Oscar Suarez
Detailed
Director
PJ
Pamella J. Dana
Detailed
Director
Research analysts who have asked questions during Amerant Bancorp earnings calls.
Russell Gunther
Stephens Inc.
6 questions for AMTB
Also covers: ABCB, AUB, FBK +10 more
MR
Michael Rose
Raymond James Financial, Inc.
4 questions for AMTB
Also covers: BFST, BKU, BOKF +25 more
SS
Stephen Scouten
Piper Sandler & Co.
2 questions for AMTB
Also covers: ABCB, AUB, BKU +24 more
WL
Wood Lay
Keefe, Bruyette & Woods
2 questions for AMTB
Also covers: BKU, BMRC, BSVN +14 more
WL
Woody Lay
Keefe, Bruyette & Woods (KBW)
2 questions for AMTB
Also covers: BKU, BMRC, BOKF +15 more
Joseph Yanchunis
Raymond James
1 question for AMTB
Also covers: CASH, FINW, HBCP +5 more
Timothy Mitchell
Raymond James
1 question for AMTB
Also covers: BOKF, FSUN, HTH +6 more
WJ
William Jones
Truist Securities
1 question for AMTB
Also covers: ABCB, CRH, FERG +7 more
WJ
Will Jones
Keefe, Bruyette & Woods (KBW)
1 question for AMTB
Also covers: AMRZ, CFR, CODYY +6 more
Recent press releases and 8-K filings for AMTB.
Amerant Bancorp Inc. Announces Q4 2025 Results
AMTB
Earnings
Demand Weakening
Share Buyback
- Amerant Bancorp Inc. reported a significant decline in net income to $2.7 million and diluted earnings per share to $0.07 in Q4 2025, down from $14.8 million and $0.35 in Q3 2025, primarily driven by a substantial increase in noninterest expense to $106.8 million.
- The company's total assets decreased to $9.8 billion and total deposits to $7.8 billion in Q4 2025, compared to $10.4 billion and $8.3 billion in Q3 2025.
- Asset quality metrics deteriorated, with non-performing loans increasing to $171.4 million and NPAs/Total Assets rising to 1.91% in Q4 2025.
- For Q1 2026, Amerant Bancorp Inc. projects net interest margin to be in the 3.65-3.70% range and expenses to be approximately $70-$71 million, while continuing capital management actions including a $0.09 per share dividend and $13.0 million in share repurchases.
Jan 23, 2026, 2:00 PM
Amerant Bancorp Reports Q4 2025 Results and Outlines Strategic Plan
AMTB
Earnings
Guidance Update
Share Buyback
- Amerant Bancorp reported diluted EPS of $0.07 for Q4 2025, a significant decrease from $0.35 in Q3 2025, with total assets declining to $9.8 billion from $10.4 billion and Net Interest Margin (NIM) decreasing to 3.78% from 3.92%. The efficiency ratio worsened to 95.19% from 69.84%.
- The company's Non-Performing Assets increased to $187 million, or 1.9% of total assets, in Q4 2025, up from $140 million or 1.3% in Q3 2025, following extensive credit reviews.
- Amerant approved a three-year strategic plan focused on credit transformation, balance sheet optimization, and operational efficiency, aiming for an ROA close to 1% and an efficiency ratio close to 60% by year-end 2026.
- For Q1 2026, the company projects loan balances at similar levels to Q4 2025, with full-year 2026 loan growth estimated between 7%-9%, and expects net interest margin to be in the 3.65%-3.70% range.
- During Q4 2025, Amerant repurchased 737,334 shares at a weighted average price of $17.63 per share and declared a quarterly dividend of $0.09 per share.
Jan 23, 2026, 2:00 PM
Amerant Bancorp Reports Q4 2025 Results and Outlines Strategic Plan
AMTB
Earnings
Guidance Update
Share Buyback
- Amerant Bancorp reported diluted EPS of $0.07 for Q4 2025, a significant decrease from $0.35 in Q3 2025, with ROA at 0.10% and an efficiency ratio of 95.19%, largely impacted by increased expenses and decreased net income.
- The company has approved a three-year strategic plan to stabilize, optimize, and grow, focusing on credit transformation, balance sheet optimization (including reducing assets below the $10 billion watermark), and operational efficiency.
- Non-performing assets increased to $187 million or 1.9% of total assets in Q4 2025, up from $140 million or 1.3% in the prior quarter, driven by rigorous review efforts.
- For Q1 2026, the company projects net interest margin in the 3.65%-3.70% range and expenses of $70 million-$71 million, with full-year 2026 loan growth estimated between 7%-9%.
- Long-term financial targets include achieving a 1% Return on Assets and a 60% efficiency ratio by year-end 2026.
Jan 23, 2026, 2:00 PM
Amerant Bancorp Reports Q4 2025 Results and Outlines Strategic Plan
AMTB
Earnings
Guidance Update
Share Buyback
- Amerant Bancorp reported diluted income per share of $0.07 for Q4 2025, a decrease from $0.35 in Q3 2025, with the efficiency ratio rising to 95.19% from 69.84%.
- Total assets were intentionally reduced to $9.8 billion in Q4 2025, down from $10.4 billion in Q3 2025, by reducing wholesale funding and higher-cost deposits to stay below the $10 billion watermark.
- Non-Performing Assets increased to $187 million, or 1.9% of total assets, in Q4 2025, up from $140 million or 1.3% in the prior quarter, following extensive credit reviews.
- The company approved a three-year strategic plan focusing on credit transformation, balance sheet optimization, and operational efficiency, projecting 7%-9% loan growth for 2026 and targeting a 1% Return on Assets and 60% efficiency ratio by year-end 2026.
- In Q4 2025, Amerant Bancorp repurchased 737,334 shares at a weighted average price of $17.63 per share and declared a quarterly cash dividend of $0.09 per share.
Jan 23, 2026, 2:00 PM
Amerant Bancorp Inc. Reports Q4 and Full-Year 2025 Results
AMTB
Earnings
Dividends
Share Buyback
- Amerant Bancorp Inc. reported net income attributable to the Company of $2.7 million, or $0.07 per diluted share, for the fourth quarter of 2025, and $52.4 million, or $1.26 per diluted share, for the full-year 2025.
- Non-interest expense significantly increased by 37.2% to $106.8 million in Q4 2025 compared to $77.8 million in Q3 2025, leading to an efficiency ratio of 95.19% in Q4 2025, up from 69.84% in Q3 2025.
- Total non-performing assets rose by 33.6% to $186.9 million in Q4 2025, compared to $139.9 million in Q3 2025.
- The Company's Board of Directors declared a cash dividend of $0.09 per share of common stock on January 21, 2026, and repurchased 737,334 shares for $13.0 million in Q4 2025.
Jan 22, 2026, 10:01 PM
Amerant Bancorp Reports Fourth Quarter and Full-Year 2025 Results
AMTB
Earnings
Dividends
Share Buyback
- Amerant Bancorp reported net income attributable to the Company of $2.7 million or $0.07 per diluted share for the fourth quarter of 2025, a decrease from $14.8 million or $0.35 per diluted share in the third quarter of 2025.
- For the full-year 2025, net income attributable to the Company was $52.4 million or $1.26 per diluted share, a significant improvement from a net loss of $15.8 million or ($0.44) per diluted share for the full-year 2024.
- Total assets decreased to $9.8 billion and total deposits decreased to $7.8 billion in Q4 2025, representing declines of 6.1% and 6.2% respectively, compared to the prior quarter.
- Non-interest expense rose to $106.8 million in Q4 2025, a 37.2% increase from Q3 2025, resulting in an efficiency ratio of 95.19%.
- The Board of Directors declared a cash dividend of $0.09 per share of common stock on January 21, 2026, and the company repurchased 737,334 shares for approximately $13.0 million in Q4 2025.
Jan 22, 2026, 10:00 PM
Amerant Bancorp Inc. Announces Q3 2025 Results, Leadership Changes, and Updated Guidance
AMTB
Earnings
CEO Change
Guidance Update
- For Q3 2025, Amerant Bancorp Inc. reported net income of $14.8 million and diluted earnings per share of $0.35.
- Carlos Iafigliola was named Interim CEO and Director, and Odilon Almeida Jr. was appointed Board Chairman.
- The company's 4Q25 outlook for non-interest income, core expenses, and net interest margin remains unchanged, with core return on assets (ROA) potentially closer to 1%.
- Targeted cost reduction initiatives are expected to deliver $3-4 million per quarter (4-5% reduction) with a goal to reach 7-8% per quarter by year-end 2026.
- In Q3 2025, the company repurchased 487,657 shares for $10.0 million and intends to utilize the $13 million remaining in its authorized buyback program in Q4 2025.
Nov 10, 2025, 10:05 PM
Amerant Bancorp Announces CEO and Board Chair Transition
AMTB
CEO Change
Board Change
Management Change
- Amerant Bancorp Inc. announced a leadership transition, with Jerry Plush stepping down as Chairman and CEO, effective November 5, 2025.
- Carlos Iafigliola, previously Senior Executive Vice President and Chief Operating Officer, has been appointed Interim Chief Executive Officer.
- Odilon Almeida Jr., formerly Lead Independent Director, was appointed Board Chair.
- The Board will conduct a search for a permanent CEO, which is expected to include external candidates and Mr. Iafigliola.
Nov 6, 2025, 11:00 AM
Amerant Bancorp Inc. Announces CEO Transition and New Board Chair
AMTB
CEO Change
Board Change
Management Change
- Jerry Plush stepped down as Chairman and CEO of Amerant Bancorp Inc. effective November 5, 2025.
- Carlos Iafigliola, previously Senior Executive Vice President and Chief Operating Officer, was appointed Interim Chief Executive Officer effective November 5, 2025.
- Odilon Almeida Jr., formerly Lead Independent Director, was appointed Board Chair effective November 5, 2025.
- The Board will conduct a search for a permanent CEO, which is expected to include external candidates and Mr. Iafigliola.
Nov 5, 2025, 10:51 PM
Amarin Reports Q3 2025 Results, Focuses on Asset Quality Amidst Increased Non-Performing Assets
AMTB
Earnings
Guidance Update
Share Buyback
- Amarin's Q3 2025 net income was impacted by a higher provision for credit losses, resulting in a decrease in Return on Assets (ROA) to 0.57% and Return on Equity (ROE) to 6.21% compared to 0.91% and 10.06% respectively in Q2.
- The company's primary focus in Q3 was on asset quality over loan growth, with non-performing assets increasing to $140 million (1.3% of total assets) from $98 million (0.9% of total assets) in the prior quarter. Gross loans declined by $247.4 million to $6.9 billion.
- Despite these challenges, Amarin reported a strong net interest margin of 3.92% and net interest income of $94.2 million, an increase of $3.7 million quarter-over-quarter.
- For Q4 2025, the company projects net loan growth between $125 million to $175 million, a net interest margin of approximately 3.75%, and expects expenses to decrease to the range of $74 million to $75 million.
- Capital levels remain strong, with CET1 at 11.54%. The Board declared a quarterly cash dividend of $0.09 per share, and the company plans to utilize the $13 million remaining in its authorized share buyback program in Q4.
Oct 28, 2025, 12:30 PM
Quarterly earnings call transcripts for Amerant Bancorp.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more