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J. Michael Adams Jr.

Non-Executive Chairperson of the Board at AMERISERV FINANCIAL INC /PA/
Board

About J. Michael Adams, Jr.

Independent director and Non-Executive Chairman of the Board at AmeriServ Financial, Inc. (ASRV); age 64, director since 2000. He holds a BS from Carnegie Mellon University and a JD from the University of Pittsburgh, with career credentials spanning corporate law, government, and board leadership; he is Chair of the Nominating/Corporate Governance Committee and serves on the Executive Committee .

Past Roles

OrganizationRoleTenureCommittees/Impact
Pennsylvania Department of Community and Economic DevelopmentChief CounselNot disclosedLegal/regulatory expertise relevant to bank governance and compliance
Mike Adams & Associates, LLCManaging MemberSince 2021Consulting in law, business, and government; supports governance and strategy oversight

External Roles

OrganizationRoleTenureNotes
AmeriServ Wealth Advisors (subsidiary)DirectorNot disclosedNo additional compensation for meetings; indicates internal oversight alignment across subsidiaries

Board Governance

AttributeDetails
Independence statusBoard determined all current directors except the CEO (Stopko) are independent; Adams is independent
Board leadershipNon-Executive Chairman; roles separated from CEO to strengthen oversight and risk governance
Committee assignmentsChair, Nominating/Corporate Governance; Member, Executive Committee
Committee structure/attendance2024: Board 13 meetings; audit 8; compensation 2; nominating 2; investment/ALCO 4; technology 4; executive 1. Two executive sessions. Each director attended at least 75% of combined Board/committee meetings and attended the 2024 annual meeting
Audit committee financial expertDesignated: Daniel A. Onorato (not Adams)
Governance documentsCodes of ethics and committee charters available on investor site

Fixed Compensation

ComponentAmountNotes
Cash fees (2024)$110,538Board/committee meeting fees; includes monthly Chair retainer of $9,000 for Board and subsidiaries
Equity retainer (2024)$27,536Annual retainer paid in common stock; 10,602 shares purchased in the open market, allocated at average price
Committee chair retainer$2,500/yearPaid to committee chairs; Adams chairs Nominating/Corporate Governance
Meeting fees (2024)$1,000 ASRV Board; $750 Bank Board; $600 committeeFrequently no compensation for special/telephonic/limited-purpose committee meetings
Director compensation approachBenchmarking vs similar asset-size peer banks; encourage stock ownership via stock retainer and facilitation of using fees to buy shares

Performance Compensation

Equity/Bonus ElementGrant Size/StructureVestingPerformance Metrics
Annual director equity retainer10,602 shares of common stock (avg $27,500 value)N/A (open-market purchased)None; equity is a fixed retainer, not performance-conditioned
2021 Equity Incentive Plan eligibilityDirectors may participate (plan allows RSAs/options)Not disclosed for Adams in 2024Director compensation focused on cash and stock retainer; no director options disclosed in 2024 table

Other Directorships & Interlocks

CategoryCurrentPrior 5 YearsNotes
Public company boardsNoneNoneReduces external interlock risk
Private/non-profit/academic boardsAmeriServ Wealth Advisors (subsidiary)Not disclosedNo extra comp; internal alignment

Expertise & Qualifications

  • Corporate/legal and government background; prior Chief Counsel enhances regulatory and compliance oversight .
  • Long-tenured board leadership with non-executive chair responsibilities; governance and strategy oversight experience .
  • Education: BS (Carnegie Mellon), JD (University of Pittsburgh) .

Equity Ownership

MeasureAmountNotes
Beneficial ownership163,040 sharesIncludes 23,897 shares held in voting trust for his parents (Adams as voting trustee) and 50 shares held for his child
Ownership % of class<1%“*” indicates less than 1% of outstanding shares (16,519,267 as of record date)
Pledged/hedged sharesNone disclosed for AdamsCompany generally prohibits hedging/pledging post-9/1/2015 unless pre-approved; footnotes identify pledging by Pasquerilla, not Adams
Options/derivativesNone disclosed for directorsOutstanding option tables cover NEOs only; director compensation table shows cash and stock, no options for Adams

Governance Assessment

  • Strengths: Independent Non-Executive Chair model with clear separation from CEO; robust committee structure; semi-annual independence reviews; directors (including Adams) ≥75% attendance in 2024; governance documents publicly available .
  • Alignment: Annual director stock retainer and facilitation of using fees to purchase shares promotes ownership; Adams beneficially owns 163,040 shares; no disclosed hedging/pledging for Adams .
  • Potential conflicts/related-party exposure: No specific related-party transactions disclosed for Adams; board notes certain transactions for other directors (e.g., Laurel Holdings janitorial services) and SB Value agreements; audit committee oversees related-party approvals . As Nominating/Corporate Governance Chair, Adams is positioned to oversee governance amid SB Value Cooperation/Consulting Agreements (including potential issuance of 350,000 performance fee shares upon price/C-of-C triggers), which are notable shareholder influence dynamics to monitor .
  • Watch items: Company permits limited pledging under board-approved exceptions (not applied to Adams per footnotes); broader board-level arrangements with SB Value incorporate voting alignment and potential equity issuance upon triggers—monitor governance implications and independence optics during performance-linked milestones .

Insider Trades and Section 16 Compliance

  • Delinquent Section 16(a) reports: Based solely on review of Forms 3 and 4, all required reports were filed on time; proxy does not itemize specific transactions by director. No delinquencies disclosed for 2024 .