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AMERISERV FINANCIAL INC /PA/ (ASRV)

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Earnings summaries and quarterly performance for AMERISERV FINANCIAL INC /PA/.

Research analysts covering AMERISERV FINANCIAL INC /PA/.

Recent press releases and 8-K filings for ASRV.

AmeriServ Financial Reports Increased Earnings for Q4 and Full Year 2025
ASRV
Earnings
Dividends
Revenue Acceleration/Inflection
  • AmeriServ Financial reported net income of $1,442,000 and diluted earnings per share of $0.09 for the fourth quarter of 2025, marking a 62.2% improvement in net income from the fourth quarter of 2024. For the full year 2025, net income was $5,612,000 and diluted EPS was $0.34, a 61.9% increase in EPS compared to full year 2024.
  • The improved financial performance in 2025 was primarily driven by increased revenue, specifically a $6.2 million increase in net interest income and a 34-basis point increase in net interest margin for the full year, alongside a favorable decline in non-interest expense.
  • The Board of Directors declared a $0.03 per share quarterly common stock cash dividend, payable February 17, 2026, to shareholders of record on February 2, 2026.
  • Book value per common share increased by 11.2% to $7.22 and tangible book value per common share grew by 12.9% to $6.39 at December 31, 2025, compared to December 31, 2024.
Jan 20, 2026, 2:05 PM
AmeriServ Financial Reports Increased Earnings for Q4 and Full Year 2025 and Declares Quarterly Dividend
ASRV
Earnings
Dividends
Revenue Acceleration/Inflection
  • AmeriServ Financial reported net income of $1,442,000 and diluted EPS of $0.09 for Q4 2025, representing a 62.2% improvement in net income from Q4 2024. For the full year 2025, net income was $5,612,000 and diluted EPS was $0.34, a 61.9% increase in EPS from FY 2024.
  • The improved financial performance in 2025 was primarily driven by increased revenue, including a $6.2 million increase in net interest income and a 34-basis point increase in net interest margin for the full year, coupled with a favorable decline in non-interest expense.
  • The Board of Directors declared a $0.03 per share quarterly common stock cash dividend, payable February 17, 2026, to shareholders of record on February 2, 2026.
  • As of December 31, 2025, book value per share increased 11.2% to $7.22 and tangible book value per share increased 12.9% to $6.39. Wealth management assets also grew 4.8% to $2.7 billion.
Jan 20, 2026, 1:00 PM
AmeriServ Financial strengthens strategic partnership with SB Value Partners
ASRV
New Projects/Investments
  • AmeriServ Financial, Inc. (ASRV) and SB Value Partners, L.P. (SBV) entered into an Amended and Restated Consulting Agreement on January 6, 2026, expanding the scope of SBV's strategic consulting services.
  • The agreement extends the partnership until the earlier of April 15, 2029, or the termination of the Cooperation Agreement, and includes new Phase II Consulting Services focused on developing business plans, setting goals for revenue/AUM/cash, and improving shareholder relations across various business lines.
  • As compensation, ASRV will issue 350,000 shares of Common Stock to SBV and 83,000 shares to SBV employees. Additionally, ASRV will pay SBV $20,000 per month in cash and reimburse up to $20,000 per month for the base salaries and benefits of two seconded SBV employees during the Phase II Consulting Period.
  • Following the share issuance, SB Value Partners' beneficial ownership in AmeriServ will increase to approximately 1,645,051 shares, representing about 9.7% of the outstanding Common Stock.
Jan 7, 2026, 2:00 PM
AmeriServ Financial Reports Increased Earnings for Q3 and First Nine Months of 2025
ASRV
Earnings
Dividends
Revenue Acceleration/Inflection
  • AmeriServ Financial, Inc. reported net income of $2,544,000 and $0.15 diluted EPS for Q3 2025, marking a 115.0% improvement in net income from Q3 2024.
  • For the first nine months of 2025, net income reached $4,170,000 and diluted EPS was $0.25, representing a 56.3% increase in EPS compared to the same period in 2024.
  • The company's net interest income increased by $2.1 million (23.9%) in Q3 2025 and $4.8 million (18.2%) for the first nine months of 2025, with the net interest margin improving to 3.27% for Q3 2025 and 3.13% year-to-date.
  • As of September 30, 2025, total assets were $1.46 billion, shareholders' equity was $114.6 million, and book value per common share was $6.94, an increase of 6.0% from September 30, 2024.
  • A quarterly cash dividend of $0.03 per share was declared, payable on November 17, 2025, to shareholders of record on November 3, 2025.
Oct 21, 2025, 1:06 PM
AmeriServ Financial Reports Strong Q3 and Nine-Month 2025 Earnings
ASRV
Earnings
Dividends
Revenue Acceleration/Inflection
  • AmeriServ Financial, Inc. (ASRV) reported net income of $2,544,000 and diluted earnings per share of $0.15 for the third quarter of 2025, representing a 115.0% improvement in net income compared to the third quarter of 2024.
  • For the nine months ended September 30, 2025, net income reached $4,170,000, with diluted earnings per share of $0.25, an increase of 56.3% in EPS from the prior year's nine-month period.
  • This strong performance was primarily driven by a 23.9% increase in net interest income for Q3 2025 and an 18.2% increase for the first nine months of 2025, with the net interest margin improving to 3.27% in Q3 2025.
  • Non-interest expense favorably declined by 3.9% for the first nine months of 2025, while the provision for credit losses increased significantly to $3.4 million for the nine-month period.
  • The company paid a cash dividend of $0.03 per share for each quarter in 2025.
Oct 21, 2025, 12:00 PM