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Sharen Turney

Director at BREAD FINANCIAL HOLDINGS
Board

About Sharen J. Turney

Independent director of Bread Financial Holdings, Inc. (BFH) since 2019; age 68. Former CEO of Victoria’s Secret with deep retail, e-commerce, and marketing expertise; BA from the University of Oklahoma. She currently chairs BFH’s Compensation & Human Capital Committee (CHCC) and is a member of the Nominating & Corporate Governance (N&CG) Committee; she meets BFH’s independence standards under NYSE rules. Tenure on BFH’s board is ~6 years as of May 13, 2025, and she attended at least 75% of board/committee meetings in 2024.

Past Roles

OrganizationRoleTenureCommittees/Impact
Victoria’s SecretPresident & CEO2006–2016Led large-scale retail brand; digital/e-commerce expansion
Victoria’s Secret DirectPresident & CEO2000–2006Drove catalog and e-commerce growth
Neiman Marcus GroupExecutive roles incl. President & CEO, Neiman Marcus Direct~10 yearsLuxury direct marketing expertise
Gloria Jeans (Russia)CEONov 2018–Nov 2019International retail turnaround exposure
Happy Socks AB (Sweden)DirectorJan 2018–Nov 2019Fashion/accessories board experience
FULLBEAUTY BrandsDirectorJul 2016–Sep 2018Plus-size apparel portfolio oversight

External Roles

OrganizationRoleTenureCommittees/Impact
Paycom Software, Inc.Director; Chair, N&CG; Member, Comp CommitteeCurrentGovernance and compensation oversight at a public SaaS company
Academy Sports and Outdoors, Inc.Director (past 5 yrs)PriorMember, Compensation and N&CG Committees
University of Oklahoma FoundationDirectorCurrentChair, Audit; Member, Investment Committee

Board Governance

  • Committee leadership: CHCC Chair; N&CG member. No Audit or Risk & Technology service.
  • Independence: Board affirmed Turney has no material relationship with BFH; fully independent under SEC/NYSE rules.
  • Attendance: Board met 7 times in 2024; committees met Audit 20, CHCC 7, N&CG 4, Risk & Tech 4; each director attended ≥75% of meetings; all nominees attended the 2024 annual meeting.
  • Executive sessions: Non-management directors meet in regular executive sessions; CHCC holds CEO compensation sessions.
  • CHCC interlocks: No interlocking relationships exist between BFH executive officers or CHCC members and other companies’ boards/compensation committees.

Fixed Compensation

Component (2024–2025 Service Term)Amount ($)Notes
Board cash retainer95,000Paid quarterly in advance
CHCC Chair supplemental30,000Paid quarterly in advance
N&CG member retainer10,000Paid quarterly in advance
Special meeting feesOnly paid beyond thresholds; none reported for Turney in 2024 table
Total cash earned (2024)135,000Reported for Turney
Deferred cash elected67,500Turney deferred portion of cash fees
Deferred comp earnings (above-market)10,48411.0% credited rate in 2024; reduced to 10.0% for 2025
Annual equity award (TBRSUs)140,000One-year vest; Turney’s reported stock awards $141,177 (ASC 718)

Notes:

  • Non-employee directors receive TBRSUs that vest in one year, with optional deferral up to five years (409A).
  • Director stock ownership guidelines: 5x annual retainer; Hold ≥50% of net shares acquired at vesting until guideline met. As of Mar 31, 2025, all directors comply with holding requirements; all except Fawcett, Lakhwara, St. Clair comply with ownership guidelines—Turney is in compliance.

Performance Compensation

ElementMetric(s)Vesting/TermsFY2024 Status
Director equityNone (time-based RSUs)One-year vest; optional deferralNo performance metrics attached to director grants

Directors do not receive performance-based pay (no options or PBRSUs); equity grants are time-based to align interests while maintaining independence.

Other Directorships & Interlocks

CompanyRelationship to BFHInterlock Risk
Paycom Software, Inc.External directorship (SaaS HR/payroll)No BFH CHCC interlock identified; BFH discloses no CHCC interlocks or insider participation.
Academy Sports and Outdoors, Inc.Past external boardNo current interlock or related-party ties reported.
University of Oklahoma FoundationNonprofitNot a public company; no conflict disclosed.

Expertise & Qualifications

  • Retail/e-commerce leadership (Fortune 500 apparel), loyalty/marketing, and global operations experience; governance roles in audit and compensation at multiple boards.
  • Skills align with BFH’s customer-centric, tech-forward card/fintech model (marketing, digital engagement, brand partnerships).

Equity Ownership

HolderShares Beneficially Owned% of OutstandingRSUs Held (as of 12/31/2024)
Sharen J. Turney1,725 <1% (*) 17,009

Additional alignment and safeguards:

  • Shares outstanding: 48,141,920 (record date Mar 20, 2025).
  • Anti-hedging/pledging: Directors prohibited from hedging, shorting, holding in margin accounts, and pledging BFH securities.
  • Director holding requirements: Must hold ≥50% of net shares from vesting; Turney in compliance per March 31, 2025 status.

Governance Assessment

  • Strengths

    • Independent CHCC Chair with deep compensation oversight; CHCC uses an independent consultant (Meridian) and has robust clawback policy compliant with SEC/NYSE (Section 10D).
    • Clear responsiveness to shareholder feedback: 2024 say-on-pay support 82%; CHCC re-designed 2025 PBRSUs to add EPS (25%) and rTSR modifier (±10%), with ROTCE (75%)—a governance positive for pay-for-performance discipline.
    • No related-party transactions since beginning of 2024; Audit Committee reviews any potential related-party items under policy.
    • Strong director ownership and anti-hedging/pledging policies; one-year vesting on director RSUs with holding requirements.
  • Watch items

    • Say-on-pay at 82% suggests room to further strengthen alignment and disclosures; CHCC changes for 2025 mitigate this.
    • High audit committee meeting load (20 in 2024) indicates elevated risk oversight intensity; coordination with Risk & Technology essential.
  • RED FLAGS

    • None disclosed regarding attendance shortfalls, related-party exposure, hedging/pledging, or CHCC interlocks.
  • Implications for investors

    • Turney’s CHCC leadership and retail/e-commerce background support BFH’s customer/partner-driven card programs and human capital focus; compensation program changes under her chairmanship address investor concerns on performance rigor (EPS/ROTCE/rTSR), bolstering governance credibility.