Earnings summaries and quarterly performance for Bogota Financial.
Executive leadership at Bogota Financial.
Board of directors at Bogota Financial.
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Recent press releases and 8-K filings for BSBK.
Bogota Financial Corp. Reports Q3 2025 Results
BSBK
Earnings
Share Buyback
Demand Weakening
- Bogota Financial Corp. reported net income of $455,000, or $0.04 per basic and diluted share, for the three months ended September 30, 2025, compared to a net loss of $367,000 for the comparable prior year period. For the nine months ended September 30, 2025, net income was $1.4 million, or $0.11 per basic and diluted share, which included a one-time death benefit of approximately $543,000.
- Total assets decreased 4.7%, or $45.7 million, to $925.8 million at September 30, 2025, from $971.5 million at December 31, 2024, primarily due to decreases in cash and cash equivalents and net loans.
- Net loans decreased 6.0% to $669.2 million at September 30, 2025, from $711.7 million at December 31, 2024, while total deposits increased 0.7% to $646.8 million over the same period.
- Non-performing assets increased to $20.5 million, representing 2.21% of total assets, at September 30, 2025, compared to $14.0 million at December 31, 2024.
- The company received regulatory approval for a share repurchase program of up to 237,590 shares and had repurchased 4,821 shares as of September 30, 2025.
Nov 3, 2025, 9:38 PM
Bogota Financial Corp. Reports Net Income for Q3 and Nine Months Ended September 30, 2025
BSBK
Earnings
Share Buyback
New Projects/Investments
- Bogota Financial Corp. reported net income of $455,000, or $0.04 per basic and diluted share, for the three months ended September 30, 2025, compared to a net loss of $367,000 in the prior year period. For the nine months ended September 30, 2025, net income was $1.4 million, or $0.11 per basic and diluted share, up from a $1.2 million net loss in the comparable prior year period, which included a one-time death benefit of approximately $543,000.
- Net interest income significantly increased, rising 46.6% to $3.9 million for the three months ended September 30, 2025, and 38.9% to $11.2 million for the nine months ended September 30, 2025, compared to the respective prior year periods.
- As of September 30, 2025, total assets decreased by $45.7 million (4.7%) to $925.8 million from December 31, 2024, primarily due to a $42.5 million (6.0%) decrease in net loans and a $21.0 million (40.2%) decrease in cash and cash equivalents, partially offset by a $20.4 million (14.6%) increase in securities.
- The company initiated a share repurchase program for up to 237,590 shares of its common stock, and as of September 30, 2025, 4,821 shares have been repurchased for $42,000.
Nov 3, 2025, 9:10 PM
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