- Carter Bankshares, Inc. reported **Net Income of $5,419 thousand** and **Diluted Earnings Per Share of $0.24** for Q3 2025.  **[1829576_0001829576-25-000071_carterinvestordeck3q25.htm:8]** 
- As of September 30, 2025, the company's **total assets reached $4,840,119 thousand**, with **total portfolio loans increasing by $239.8 million** year-over-year to **$3,835,653 thousand**.  **[1829576_0001829576-25-000071_carterinvestordeck3q25.htm:8]** **[1829576_0001829576-25-000071_carterinvestordeck3q25.htm:10]** 
- The company maintained a **strong capital position** with a Common Equity Tier 1 Ratio of **10.66%** and reported **$1.2 billion in total liquidity sources** as of September 30, 2025.  **[1829576_0001829576-25-000071_carterinvestordeck3q25.htm:7]** **[1829576_0001829576-25-000071_carterinvestordeck3q25.htm:9]** 
- The Nonperforming Loans to Portfolio Loans ratio was **6.74%** as of September 30, 2025, which significantly reduces to **0.78%** when excluding the largest nonperforming loan relationship.  **[1829576_0001829576-25-000071_carterinvestordeck3q25.htm:7]** **[1829576_0001829576-25-000071_carterinvestordeck3q25.htm:21]** 
- The company repurchased **809,601 shares** of common stock for **$14.0 million** under its 2025 program as of September 30, 2025.  **[1829576_0001829576-25-000071_carterinvestordeck3q25.htm:9]**

Carter Bankshares (CARE)