Earnings summaries and quarterly performance for CATHAY GENERAL BANCORP.
Executive leadership at CATHAY GENERAL BANCORP.
Board of directors at CATHAY GENERAL BANCORP.
AK
Ann Kono
Detailed
Director
AT
Anthony Tang
Detailed
Director
EW
Elizabeth Woo
Detailed
Director
FF
Felix Fernandez
Detailed
Director
JJ
Jane Jelenko
Detailed
Director
MH
Maan-Huei Hung
Detailed
Director
NC
Nelson Chung
Detailed
Lead Independent Director
PW
Peter Wu
Detailed
Director
RS
Richard Sun
Detailed
Director
SW
Shally Wang
Detailed
Director
Research analysts who have asked questions during CATHAY GENERAL BANCORP earnings calls.
Andrew Terrell
Stephens Inc.
8 questions for CATY
Also covers: AVBH, BANC, BANR +18 more
GT
Gary Tenner
D.A. Davidson & Co.
6 questions for CATY
Also covers: ABCB, AVBH, AX +20 more
KM
Kelly Motta
Keefe, Bruyette & Woods
5 questions for CATY
Also covers: AX, BANR, BOH +20 more
MC
Matthew Clark
Piper Sandler
4 questions for CATY
Also covers: AVBH, BANC, BANR +24 more
AB
Adam Butler
Piper Sandler
2 questions for CATY
Also covers: BMRC, CVBF, FFWM +2 more
AS
Andrew Steven Leischner
Keefe, Bruyette & Woods
1 question for CATY
Also covers: FFBC, FHN, FULT +3 more
Christopher McGratty
Keefe, Bruyette & Woods
1 question for CATY
Also covers: ASB, BAC, BANC +35 more
NM
Nicholas Moutafakis
Keefe, Bruyette & Woods
1 question for CATY
Also covers: FIBK
Recent press releases and 8-K filings for CATY.
Cathay General Bancorp Reports Strong 2025 Results and Provides 2026 Loan Growth Target
CATY
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Cathay General Bancorp reported strong 2025 results, with full-year net income of $315.1 million (up 10.2% year-over-year) and Q4 net income of approximately $90.5 million.
- Performance was driven by margin expansion, loan growth, and lower cost of funds, leading to an improved efficiency ratio and a net interest margin of 3.30% for the year and 3.36% in Q4.
- The company's Q4 EPS of $1.33 surpassed analysts' expectations of $1.23, and management set a 2026 loan growth target of roughly 3.5%–4.5%.
- Wall Street reaction was mixed, with analysts raising some price targets but noting concerns over higher-than-expected loan loss provisions and slowing net interest margin momentum.
Jan 23, 2026, 7:30 AM
Cathay General Bancorp Reports Strong Q4 and Full Year 2025 Results, Provides 2026 Guidance
CATY
Earnings
Guidance Update
Share Buyback
- Cathay General Bancorp reported a net income of $90.5 million for Q4 2025, an increase of 16.5% from Q3, with diluted earnings per share rising to $1.33. For the full year 2025, net income reached $315.1 million, up 10.1% from 2024.
- The company repurchased 1.1 million shares for $51.9 million in Q4 2025, with $12 million remaining under its current buyback program.
- Credit quality improved, with net charge-offs at $5.4 million and non-accrual loans decreasing by $53.3 million to $112.4 million (0.6% of total loans) in Q4 2025. Provisions for credit losses also decreased to $17.2 million.
- Total deposits increased by $373 million (7.6% annualized) in Q4 2025, contributing to a net interest margin increase to 3.36%. For 2026, the company forecasts loan growth of 3.5% to 4.5%, deposit growth of 4% to 5%, and a net interest margin between 3.4% and 3.5%.
Jan 22, 2026, 11:00 PM
Cathay General Bancorp Reports Q4 and Full Year 2025 Results
CATY
Earnings
Share Buyback
Guidance Update
- Cathay General Bancorp reported net income of $90.5 million for Q4 2025, a 16.5% increase from Q3, and diluted earnings per share of $1.33, up 18.3%. For the full year 2025, net income was $315.1 million, a 10.1% increase from 2024.
- In Q4 2025, the company repurchased 1.1 million shares for $51.9 million, with $12 million remaining under its June 2025 buyback program, which is expected to be completed in early February. A new buyback program is planned after approvals.
- The net interest margin (NIM) increased to 3.36% in Q4 2025 from 3.31% in Q3, and is projected to range between 3.4% and 3.5% for 2026.
- Total gross loans grew by $42 million in Q4 2025, and loan growth for 2026 is expected to be between 3.5% and 4.5%. Total deposits increased by $373 million in Q4, with expected deposit growth for 2026 ranging between 4% and 5%.
- Non-accrual loans decreased by $53.3 million to $112.4 million as of December 31, 2025, representing 0.6% of total loans. Provisions for credit losses were $17.2 million in Q4, compared to $28.7 million in Q3.
Jan 22, 2026, 11:00 PM
Cathay General Bancorp Reports Strong Q4 2025 Earnings and Provides 2026 Outlook
CATY
Earnings
Guidance Update
Share Buyback
- Cathay General Bancorp reported a net income of $90.5 million and diluted earnings per share of $1.33 for Q4 2025, marking increases of 16.5% and 18.3% respectively from Q3. For the full year 2025, net income reached $315.1 million, up 10.1% from 2024.
- The company repurchased 1.1 million shares for $51.9 million in Q4 2025, with $12 million remaining under its current buyback program.
- The net interest margin (NIM) increased to 3.36% in Q4 2025 from 3.31% in Q3, and is projected to range between 3.4% and 3.5% for 2026.
- Total deposits grew by $373 million, or 7.6% on an annualized basis, during Q4 2025, with an expectation for deposit growth between 4% and 5% for 2026.
- Non-accrual loans decreased by $53.3 million to $112.4 million in Q4 2025, representing 0.6% of total loans, and provisions for credit losses were $17.2 million in Q4.
Jan 22, 2026, 11:00 PM
CATY Announces Fourth Quarter and Full Year 2025 Results
CATY
Earnings
Guidance Update
Share Buyback
- Cathay General Bancorp reported Net Income of $90.5 million and Diluted EPS of $1.33 for the fourth quarter of 2025.
- For Q4 2025, the company achieved a Return on Average Assets (ROAA) of 1.49% and a Return on Average Equity (ROAE) of 12.27%, with an Efficiency Ratio of 41.36%.
- As of December 31, 2025, Total Loans were $20.2 billion and Total Deposits were $20.9 billion. The company also repurchased 1.10 million shares at an average cost of $47.15 per share during the fourth quarter.
- Management provided Full Year 2026 guidance, estimating loan growth of 3.5% to 4.5%, deposit growth of 4% to 5%, and a Net Interest Margin (NIM) ranging between 3.40% and 3.50%.
Jan 22, 2026, 11:00 PM
Cathay General Bancorp Announces Fourth Quarter and Full Year 2025 Results
CATY
Earnings
Share Buyback
- Cathay General Bancorp reported net income of $90.5 million and diluted earnings per share of $1.33 for the fourth quarter of 2025, and net income of $315.1 million and diluted earnings per share of $4.54 for the full year 2025.
- The company's net interest margin increased to 3.36% in Q4 2025 from 3.31% in Q3 2025.
- Total loans grew by 4.0% to $20.15 billion and total deposits increased by 6.1% to $20.89 billion for the year ended December 31, 2025.
- During the fourth quarter of 2025, Cathay General Bancorp repurchased 1,099,803 shares at an average cost of $47.15 per share, totaling $51.9 million.
- Total non-performing assets decreased by 26.8% to $143.7 million as of December 31, 2025, compared to December 31, 2024.
Jan 22, 2026, 10:19 PM
Cathay General Bancorp Announces Strong Fourth Quarter and Full Year 2025 Results
CATY
Earnings
Share Buyback
- Cathay General Bancorp reported a net income of $90.5 million and diluted earnings per share of $1.33 for the fourth quarter of 2025, an increase of 16.5% in net income compared to the third quarter of 2025. For the full year 2025, net income was $315.1 million, up 10.2% from 2024, with diluted EPS of $4.54.
- The net interest margin increased to 3.36% in the fourth quarter of 2025 from 3.31% in the third quarter of 2025, and for the full year 2025, it was 3.30%, up from 3.04% in 2024.
- Total loans grew 4.0% to $20.15 billion and total deposits increased 6.1% to $20.89 billion in 2025 compared to 2024.
- Total non-performing assets decreased 26.8% to $143.7 million as of December 31, 2025, compared to December 31, 2024. Additionally, the company repurchased 1,099,803 shares for $51.9 million during the fourth quarter of 2025.
Jan 22, 2026, 9:30 PM
Cathay General Bancorp Reports Q3 2025 Earnings, Increases Loan and Deposit Guidance
CATY
Earnings
Guidance Update
Share Buyback
- Cathay General Bancorp reported a net income of $77,700,000 for Q3 2025, a 0.3% increase compared to Q2 2025, with diluted earnings per share increasing 2.7% to $1.13.
- During Q3 2025, the company repurchased 1,070,000 shares of its common stock for $50,100,000 under its June 2025 stock buyback program.
- Total gross loans increased by $320,000,000 or 6.6% annualized in Q3 2025, leading to an updated loan and deposit guidance of 3.5% to 5% for both, up from the previous 3% to 4%.
- The net interest margin (NIM) increased to 3.31% for Q3 2025 from 3.27% in Q2 2025, primarily due to a lower cost of funds.
- The provision for credit losses was $28,700,000 in Q3 2025, compared to $11,200,000 in Q2 2025, including $9,100,000 for two movie theater loans. Special mention loans increased from $310,000,000 to $455,000,000 in Q3 2025, mainly due to the conservative downgrade of six loan relationships totaling $145,000,000.
Oct 21, 2025, 10:00 PM
Cathay General Bancorp Reports Q3 2025 Results
CATY
Earnings
Guidance Update
Share Buyback
- Cathay General Bancorp reported net income of $77.7 million and earnings per share of $1.13 for Q3 2025, representing increases of 0.3% and 2.7% respectively, compared to Q2 2025.
- During Q3 2025, the company repurchased 1.07 million shares of its common stock for $50.1 million under its stock buyback program.
- Total gross loans increased by $320 million, or 6.6% annualized, and total deposits increased by $515 million, or 10.5% annualized, leading to an updated loan and deposit guidance range of 3.5% to 5%.
- The net interest margin improved to 3.31% for Q3 2025 from 3.27% for Q2 2025, with management anticipating further increases with future rate cuts.
- Credit quality metrics included net charge-offs of $15.6 million and an increase in special mention loans to $455 million, while non-accrual loans decreased by $8.5 million to $165.6 million as of September 30, 2025.
Oct 21, 2025, 10:00 PM
Cathay General Bancorp Reports Q3 2025 Net Income and Raises Loan Guidance
CATY
Earnings
Guidance Update
Share Buyback
- Cathay General Bancorp reported net income of $77.7 million for Q3 2025, a 0.3% increase from Q2 2025, with earnings per share rising 2.7% to $1.13.
- Total gross loans increased $320 million, or 6.6% annualized, in Q3 2025, leading to an updated loan and deposit guidance from 3%-4% to 3.5%-5%.
- The net interest margin (NIM) improved to 3.31% for Q3 2025 from 3.27% in Q2 2025, with the NIM for September reaching 3.38%.
- Credit quality metrics showed an increase in net charge-offs to $15.6 million and special mention loans to $455 million in Q3 2025, while non-accrual loans decreased to $165.6 million.
- During Q3 2025, the company repurchased 1.07 million shares of its common stock for $50.1 million.
Oct 21, 2025, 10:00 PM
Quarterly earnings call transcripts for CATHAY GENERAL BANCORP.
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