Andrew Terrell

Gary Tenner

Matthew Clark

Kelly Motta

Adam Butler

Andrew Steven Leischner

Christopher McGratty

Nicholas Moutafakis

- Cathay General Bancorp reported a net income of **$77,700,000** for Q3 2025, a **0.3% increase** compared to Q2 2025, with diluted earnings per share increasing **2.7%** to **$1.13**.  **[0000861842_2194303_1]** **[0000861842_2194303_3]** 
- During Q3 2025, the company repurchased **1,070,000 shares** of its common stock for **$50,100,000** under its June 2025 stock buyback program.  **[0000861842_2194303_1]** 
- Total gross loans increased by **$320,000,000** or **6.6% annualized** in Q3 2025, leading to an updated loan and deposit guidance of **3.5% to 5%** for both, up from the previous 3% to 4%.  **[0000861842_2194303_1]** 
- The net interest margin (NIM) increased to **3.31%** for Q3 2025 from 3.27% in Q2 2025, primarily due to a lower cost of funds.  **[0000861842_2194303_3]** 
- The provision for credit losses was **$28,700,000** in Q3 2025, compared to $11,200,000 in Q2 2025, including **$9,100,000** for two movie theater loans.  **[0000861842_2194303_1]**  Special mention loans increased from $310,000,000 to **$455,000,000** in Q3 2025, mainly due to the conservative downgrade of six loan relationships totaling **$145,000,000**.  **[0000861842_2194303_1]**

Cathay General Bancorp Reports Q3 2025 Earnings, Increases Loan and Deposit Guidance

- Cathay General Bancorp reported **net income of $77.7 million** and **diluted earnings per share of $1.13** for the third quarter of 2025.  **[861842_0001437749-25-031420_ex_873308.htm:0]** 
- The company's net interest margin increased to **3.31%** from 3.27% in the prior quarter, while the efficiency ratio improved to **41.84%** from 45.34%.  **[861842_0001437749-25-031420_ex_873308.htm:0]** 
- Total loans grew by **1.6% to $20.10 billion**, and total deposits increased by **2.6% to $20.52 billion** during the third quarter of 2025.  **[861842_0001437749-25-031420_ex_873308.htm:0]** 
- Cathay General Bancorp repurchased **1,070,000 common shares** at an average cost of **$46.81 per share**, totaling **$50.1 million** in Q3 2025.  **[861842_0001437749-25-031420_ex_873308.htm:0]** 
- Asset quality metrics showed total non-performing assets at **$198.7 million** as of September 30, 2025, with an allowance for loan losses covering **112.61%** of non-performing loans.  **[861842_0001437749-25-031420_ex_873308.htm:4]** **[861842_0001437749-25-031420_ex_873308.htm:3]**

Cathay General Bancorp Announces Third Quarter 2025 Results

CATHAY GENERAL BANCORP (CATY)