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Brenda R. H. Williams

Director at MUNCY COLUMBIA FINANCIAL
Board

About Brenda R. H. Williams

Brenda R. H. Williams, age 52, has served as a director of Muncy Columbia Financial Corporation (Journey Bank) since 2021; she is an Attorney at Law with Gordner, Hess & Reimiller effective January 1, 2023 (formerly Dickson, Gordner & Hess), and the board notes her 20+ years of legal experience and civic leadership roles . The board classifies all directors other than the CEO and former Executive Chairman as independent under Nasdaq rules, which includes Ms. Williams .

Past Roles

OrganizationRoleTenureCommittees/Impact
Dickson, Gordner & HessAttorney at LawPrior to January 1, 2023 (former firm) Legal practitioner; board cites >20 years’ experience
Gordner, Hess & ReimillerAttorney at LawJanuary 1, 2023 – Present Legal practitioner; community leadership recognized

External Roles

OrganizationRoleTenureNotes
No other public company directorships disclosed .

Board Governance

  • Committee memberships: Member, Loan Committee (12 meetings in 2024; Chair: Willard H. Kile, Jr.) ; Member, Asset-Liability Management Committee (ALCO) (4 meetings in 2024; Chair: Robert P. Hager) .
  • Independence: Board determines 12 of 14 directors are independent; Ms. Williams is independent (executives Diehl and Glunk are not) .
  • Attendance: Company and Journey Bank boards each held 13 meetings in 2024, and each director attended at least 75% of aggregate board and committee meetings . In 2023, each board held 16 meetings, with the same ≥75% attendance expectation met .
  • Lead Independent Director: Bonnie M. Tompkins serves as Independent Lead Director and chairs independent sessions and Journey Bank’s Executive Committee (liaison to management, agenda approval, shareholder consultation) .

Fixed Compensation

  • Director fee structure (cash retainers and meeting fees; audit/lead independent add-ons; no equity grants disclosed):
Fee Component2023 (post-merger structure)20242025
Monthly Retainer$1,550 $1,550 $1,612
Monthly Board Fee$700 $700 $728
Committee Meeting Fee (per meeting)$350 $350 $364
Special Meeting Fee (per meeting)$450 $450 $468
Committee Chair Fee (per meeting)$600 $600 $624
Audit Committee Chair (annual)$12,000 $12,000 $12,480
Lead Independent Director (annual)$6,600 $6,600 $6,600
Chairman’s Fee (annual)$75,000 (Chairman Glunk)
  • Director compensation amounts (Ms. Williams):
Metric20232024
Director’s Fees ($)$27,215 $37,150
All Other Compensation ($)
Total ($)$27,215 $37,150

Notes:

  • Deferred director fee plans exist, but Ms. Williams is not listed among participants; interest credits reported for other directors only .
  • No director equity grants or stock-based compensation disclosed; the company states it does not currently have stock-based incentive plans for executives, and director compensation is presented solely as cash fees .

Performance Compensation

  • No performance-based or equity-linked director compensation (e.g., RSUs/PSUs/options) is disclosed for Ms. Williams; director compensation is fixed cash fees per retainer/meeting schedules .
  • Company insider trading policy prohibits directors and officers from hedging company stock through derivatives (puts, calls, collars, swaps, etc.), supporting alignment with shareholders .

Other Directorships & Interlocks

Company/OrganizationRoleCommittee RolesNotes
No other public company boards or interlocks disclosed for Ms. Williams .

Expertise & Qualifications

  • Legal expertise: >20 years as an attorney; current role at Gordner, Hess & Reimiller .
  • Board-relevant skills: Participation on ALCO and Loan Committees reflects engagement with interest rate risk, liquidity, and credit risk oversight .
  • Community leadership: Board cites leadership roles in civic organizations, emphasizing stakeholder ties within Journey Bank’s market area .

Equity Ownership

MetricAs of Feb 19, 2024As of Feb 14, 2025
Shares Beneficially Owned (whole shares)1,254 1,575
Percent of Shares Outstanding<1% <1%
Pledged as CollateralNone disclosed (pledge noted for W.B. McMichael, not Ms. Williams)

Notes:

  • The company states no 5%+ beneficial owners; directors and named executives as a group held ~7.53% (2024) and ~9.02% (2025), underscoring dispersed ownership; Ms. Williams’ holdings are modest but increased from 2024 to 2025 .

Governance Assessment

  • Independence and oversight: Ms. Williams is independent under Nasdaq standards and serves on ALCO and Loan Committees that met 4 and 12 times in 2024, respectively, suggesting active engagement in risk oversight .
  • Attendance and engagement: Boards held 13 meetings in 2024 and 16 in 2023; each director met at least the 75% attendance threshold both years, supporting baseline engagement standards .
  • Compensation alignment: Director pay is modest and cash-based; no equity grants or performance awards disclosed for directors, which limits explicit long-term pay-for-performance alignment but avoids option repricing/complexity risks .
  • Ownership alignment: Ms. Williams holds company shares, with a year-over-year increase; the insider trading policy prohibits director hedging transactions, which fosters alignment with shareholders .
  • Conflicts/related-party exposure: The bank extends services and credit to directors in the ordinary course under Regulation O and requires disinterested director approval for any nonstandard transactions; no specific related-party transactions or pledges disclosed for Ms. Williams, which reduces conflict risk .
  • Shareholder signals: In 2024, shareholders approved Say-on-Pay and voted to hold Say-on-Pay every three years, indicating general support for compensation practices and governance cadence .

Shareholder Vote Signals (context)

Proposal2024 Vote Result (For/Against/Abstain/Broker Non-Vote)
Say-on-Pay1,182,955 / 369,362 / 78,837 / 650,327
Say-on-Pay Frequency (1yr/2yr/3yr/Abstain/Broker Non-Vote)510,461 / 79,565 / 951,599 / 89,529 / 650,327 (3-year preferred)

RED FLAGS

  • None disclosed specific to Ms. Williams: no pledging, no related-party transactions beyond ordinary-course banking arrangements governed by Regulation O, no legal proceedings/investigations noted, and director attendance met policy thresholds .

Notes on Committee Activity (for 2024)

CommitteeMeeting CountChairMs. Williams Member?
Loan Committee12 Willard H. Kile, Jr. Yes
ALCO4 Robert P. Hager Yes
Risk Committee4 Todd M. Arthur No (not listed)
Audit Committee4 Edwin A. Wenner No (not listed)

Methodology and Sources

  • All information is sourced from the company’s 2025 and 2024 DEF 14A proxy statements and related 8-K filings; committee memberships, attendance, compensation, and ownership are cited inline and in tables .