- Muncy Columbia Financial Corporation reported **net income of $6,719,000**, or **$1.90 per share**, for the third quarter of 2025, an increase from $5,056,000, or $1.42 per share, for the third quarter of 2024.  **[731122_0002077096-25-000166_ea026162001ex99-1_muncy.htm:0]** 
- **Net interest income increased by $2,877,000** to **$15,651,000** for Q3 2025 compared to Q3 2024, with the **fully-tax equivalent net interest margin at 4.15%** for Q3 2025.  **[731122_0002077096-25-000166_ea026162001ex99-1_muncy.htm:0]** 
- **Total assets amounted to $1,654,950,000** at September 30, 2025, up from $1,595,958,000 at December 31, 2024, primarily due to a **$104,461,000 increase in total deposits**.  **[731122_0002077096-25-000166_ea026162001ex99-1_muncy.htm:0]** **[731122_0002077096-25-000166_ea026162001ex99-1_muncy.htm:3]** 
- **Non-performing assets rose to $15,536,000**, representing **0.94% of total assets**, at September 30, 2025, compared to $10,117,000, or 0.63% of total assets, at December 31, 2024.  **[731122_0002077096-25-000166_ea026162001ex99-1_muncy.htm:1]** 
- A **cash dividend of $0.45 per share** was paid to stockholders for the third quarter of 2025.  **[731122_0002077096-25-000166_ea026162001ex99-1_muncy.htm:1]** **[731122_0002077096-25-000166_ea026162001ex99-1_muncy.htm:5]**

MUNCY COLUMBIA FINANCIAL (CCFN)