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Brian D. Klingerman

Director at MUNCY COLUMBIA FINANCIAL
Board

About Brian D. Klingerman

Brian D. Klingerman, 51, is an independent director of Muncy Columbia Financial Corporation (CCFN) and its Journey Bank subsidiary, serving since 2014. He is Chief Executive Officer of JDK Management Co., LP and President of Columbia Ancillary Services, Inc.; he is also a member of the Central Columbia Education Foundation and previously served on the Central Columbia School Board. The board cites his “more than 25 years” of experience as a community business leader in Columbia County and central Pennsylvania.

Past Roles

OrganizationRoleTenureCommittees/Impact
JDK Management Co., LPChief Executive OfficerNot disclosedCommunity business leadership cited by board
Columbia Ancillary Services, Inc.PresidentNot disclosedCommunity business leadership cited by board
Central Columbia School BoardMemberPreviouslyCommunity engagement

External Roles

OrganizationRoleStatus
JDK Management Co., LPChief Executive OfficerCurrent
Columbia Ancillary Services, Inc.PresidentCurrent
Central Columbia Education FoundationMemberCurrent

Board Governance

TopicDetail
IndependenceIndependent (board evaluates under Nasdaq rules; all directors except Messrs. Diehl and Glunk are independent)
Board meetings 2024Company board: 13; Journey Bank board: 13
AttendanceEach director attended at least 75% of aggregate meetings of boards and committees served
Executive sessionsIndependent Lead Director (Bonnie M. Tompkins) presides at meetings of independent directors and serves as liaison with management
Committee membershipsJourney Bank Risk Committee (member); Journey Bank Loan Committee (member); Journey Bank Executive Committee (member)
Committee chair rolesNone (Risk Committee Chair: Todd M. Arthur; Loan Committee Chair: Willard H. Kile, Jr.; Executive Committee Chair: Bonnie M. Tompkins)

Committee Assignment Detail

CommitteeRole2024 MeetingsChair
Risk CommitteeMember4Todd M. Arthur
Loan CommitteeMember12Willard H. Kile, Jr.
Executive Committee (Journey Bank)MemberNot disclosedBonnie M. Tompkins

Fixed Compensation

Component (2024)Amount
Monthly retainer fee$1,550
Monthly board fee$700
Committee meeting fee (per meeting)$350
Special meeting fee (per meeting)$450
Committee Chair fee (per meeting, in lieu of committee meeting fee)$600 (Audit Chair receives $12,000 annually)
Component (2025 adjustments)Amount
Monthly retainer fee$1,612
Monthly board fee$728
Committee meeting fee (per meeting)$364
Special meeting fee (per meeting)$468
Committee Chair fee (per meeting, in lieu of committee meeting fee)$624 (Audit Chair $12,480 annually)
Director 2024 CompensationDirector’s FeesAll Other CompensationTotal
Brian D. Klingerman$36,150 $93 (interest under deferred fee plan) $36,246

Performance Compensation

ItemDisclosure
Stock awards (RSUs/PSUs), options, equity grantsNone disclosed for directors; Company states it does not currently have any stock-based incentive plans
Performance metrics tied to director payNone disclosed
Clawback provisions specific to director compensationNot disclosed (Company-wide Code and whistleblower policy disclosed)

Other Directorships & Interlocks

Company/EntityRolePotential Interlock/Conflict Note
JDK Management Co., LPCEONo related-party transaction with CCFN disclosed
Columbia Ancillary Services, Inc.PresidentNo related-party transaction with CCFN disclosed
Central Columbia Education FoundationMemberNon-profit role; no conflicts disclosed

Related-party transactions policy: Journey Bank provides banking services to directors and related interests in the ordinary course under Regulation O; any nonstandard dealings require approval by a majority of disinterested directors. No adverse features; all 2024 loans complied with Regulation O.

Expertise & Qualifications

  • Community business leader with 25+ years of experience in Columbia County and central Pennsylvania.
  • Active oversight on Risk and Loan Committees (risk management and credit risk governance).
  • Prior school board experience and current education foundation membership indicate local stakeholder engagement.

Equity Ownership

ItemValue
Total beneficial ownership (shares)8,978
Ownership % of outstanding shares<1% (less than 1.00% unless otherwise stated)
Shares pledged as collateralNone disclosed for Klingerman (pledging footnote applies to W. Bruce McMichael, Jr., not Klingerman)
Options (exercisable/unexercisable)Not disclosed; directors’ table presents whole shares only
Director deferred fee plan (2009 plan) accrued balance at 12/31/2024$5,800; interest accrual rate 1.54% in 2024; interest earned/accrued $93 in 2024

Governance Assessment

  • Strengths: Independent status; active participation on Risk and Loan Committees; board uses Independent Lead Director structure with executive sessions; attendance at least 75% across boards/committees; transparent director cash compensation structure.
  • Alignment: Beneficial ownership present; no pledging disclosed; anti-hedging policy applies to directors.
  • Compensation risk: Director pay is cash-based with modest fees; no equity grants or performance-based director compensation, limiting pay-for-performance alignment at the board level but consistent with small community bank practice.
  • Conflicts: No specific related-party transactions identified for Klingerman; any nonstandard transactions require disinterested director approval; Regulation O compliance noted.

RED FLAGS: None disclosed specific to Klingerman (no pledging; no related-party transactions flagged; attendance threshold met). Monitor for any future related-party dealings involving entities he leads and for shifts in compensation that reduce at-risk components.