- CNB Financial Corporation completed its **largest acquisition in company history**, ESSA Bancorp, Inc., on **July 23, 2025**, which added **$2.1 billion** in total assets and **$1.5 billion** in deposits.  **[736772_0000736772-25-000196_ccne10-30x2599x1.htm:0]** **[736772_0000736772-25-000196_ccne10-30x2599x1.htm:5]** 
- For the third quarter ended September 30, 2025, net income available to common shareholders was **$6.0 million**, or **$0.22 per diluted share**, while adjusted earnings (excluding merger and integration costs) were **$22.5 million**, or **$0.82 per diluted share**.  **[736772_0000736772-25-000196_ccne10-30x2599x1.htm:1]** **[736772_0000736772-25-000196_ccne10-30x2599x1.htm:2]** **[736772_0000736772-25-000196_ccne10-30x2599x1.htm:18]** 
- Total revenue for Q3 2025 increased to **$77.7 million**, up from $61.2 million in Q2 2025, primarily due to the ESSA acquisition.  **[736772_0000736772-25-000196_ccne10-30x2599x1.htm:9]** 
- The provision for credit losses rose to **$18.5 million** in Q3 2025, largely due to a **$16.4 million reserve** established for non-PCD loans acquired in the ESSA acquisition.  **[736772_0000736772-25-000196_ccne10-30x2599x1.htm:12]** 
- Net interest margin (NIM) improved to **3.69%** for Q3 2025, compared to 3.60% in Q2 2025.  **[736772_0000736772-25-000196_ccne10-30x2599x1.htm:1]** **[736772_0000736772-25-000196_ccne10-30x2599x1.htm:9]**

CNB FINANCIAL CORP/PA (CCNE)