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James Rossi

Director at CITY HOLDING
Board

About James L. Rossi

Independent director (age 70) serving on City Holding Company’s board since 2001; licensed CPA with a Bachelor’s degree from West Virginia University. He is the Audit Committee Chair and designated an “audit committee financial expert,” reflecting deep accounting expertise and long-tenured bank-board experience in City’s footprint .

Past Roles

OrganizationRoleTenureCommittees/Impact
James Rossi, CPAOwner, public accounting practiceSep 1978 – Jul 2008Led an independent accounting firm
Valtronics, Inc.Chief Financial OfficerJul 2008 – May 2013Manufacturer-serving CFO experience
The Peoples National BankDirector1997 onward (historic)Joined bank board pre-merger
City National Bank of West VirginiaDirector1999 onward (historic)Local-market governance exposure
City Holding CompanyDirector2001 – PresentLong-tenured independent director
Pleasant Valley HospitalFinance & Audit Chair (prior)Through Oct 2022Hospital finance/audit leadership (prior)

External Roles

OrganizationRoleStatus/TimingNotes
Fruth Pharmacy (private)DirectorCurrentMulti-state retail pharmacy board role
Flesher, LLCMemberCurrentReal estate leasing & development
Mason County Development AuthorityPresidentCurrentLocal economic development leadership
Mason County Homeless ShelterAdvisory BoardPrior/ongoingCommunity involvement (stated in 2024)

Board Governance

  • Independence: Board deems Rossi independent under Nasdaq rules; no material relationships impacting independence .
  • Committee assignments: Executive Committee (member); Audit Committee (Chair and “audit committee financial expert”); not on Governance, Compensation, or Trust Committees .
  • 2024 meeting cadence: Board met 10 times; Audit 7; Governance 4; Compensation 2; Trust 2; independent directors met in executive session 9 times .
  • Attendance: All directors (except one due to medical issues) attended at least 75% of aggregate Board and committee meetings in 2024; all directors attended the April 24, 2024 annual meeting .

Fixed Compensation

YearFees Earned or Paid in Cash ($)Stock Awards ($)Total ($)
202358,800 31,978 90,778
202460,000 31,946 91,946
  • Standard director fee schedule: Board meeting $1,200; committee meeting $750; annual cash retainer $33,500; annual equity retainer $32,000; Audit Chair fee $10,000; Board Chair $55,000 .
  • Director equity retainer mechanics: 2024 award of 321 shares at $99.52/share on Feb 28, 2024 (prorated by months of service) .

Performance Compensation

Compensation MetricUsed in Director Pay?Source
ROATCE / ROAA / TSRNot used for directors (director pay is cash/equity retainers and meeting/chair fees)Director compensation structure lists fixed retainers and equity awards; no performance metrics disclosed for directors

City’s performance metrics (ROATCE/ROAA/TSR) apply to executive incentive plans, not to non-employee director pay .

Other Directorships & Interlocks

Company/InstitutionTypeRolePotential Interlock/Conflict Considerations
Fruth PharmacyPrivateDirectorCould be a customer of City National Bank; Company applies related-party transaction review threshold at ≥$120k . No specific related-party transactions disclosed.
Flesher, LLCPrivateMemberReal estate activities could involve banking services; Board pre-approves qualifying related-party transactions and enforces Regulation O procedures .

Expertise & Qualifications

  • Licensed CPA; extensive accounting and audit background; designated “audit committee financial expert” by the Board .
  • Decades of bank board service across Peoples National Bank, City National Bank, and City Holding Company .
  • Local market knowledge and leadership through Mason County development roles; experience as CFO in manufacturing and director in retail pharmacy .

Equity Ownership

As-of DateBeneficial Ownership (shares)Options (exercisable within 60 days)Shares Pledged as Collateral% of Shares Outstanding
Mar 21, 202419,233 0 ~0.13% (19,233 / 14,861,214)
Mar 24, 202518,233 0 ~0.12% (18,233 / 14,715,305)
  • Director stock ownership guidelines: Minimum 2,500 shares within six years; all directors in compliance as of the proxy date (guideline updated Feb 2025) .
  • Pledging/hedging restrictions: Directors prohibited from pledging Company stock or engaging in hedging transactions .

Governance Assessment

  • Board effectiveness: Rossi’s audit leadership and CPA designation strengthen financial oversight; Board schedules regular executive sessions and robust risk reporting across credit, liquidity, information security, and ERM .
  • Independence & alignment: Independent director with no material related-party relationships disclosed; adheres to ownership guidelines; no pledging; beneficial ownership ~0.12% supports alignment albeit below 1% .
  • Attendance & engagement: Met ≥75% attendance thresholds in 2024, and attended annual meeting—consistent engagement on Board and committee obligations .
  • Compensation structure: Director pay is balanced between cash retainers/meeting fees and annual equity grants; Audit Chair fee compensates oversight intensity; year-over-year cash increased modestly; equity retainer stable .
  • Conflicts/related-party risk: External roles in local entities (private company board, real estate LLC) present potential counterparty relationships typical for community banking; City enforces Regulation O and Board pre-approval processes; no specific related-party transactions reported .
  • Shareholder signals: Strong say‑on‑pay support (95.7% in 2024; 95.4% in 2023) reflects broader governance confidence and compensation discipline at the Company level .
  • RED FLAGS: None disclosed—no Section 16(a) delinquencies, no stock pledging/hedging, no repricing/modification of equity awards for directors, and no identified related-party transactions involving Rossi .

Insider Trading & Section 16 Compliance

ItemStatusSource
Delinquent Section 16(a) ReportsNone in FY2024 (Company believes all filing requirements were met)