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CITY HOLDING (CHCO)

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Earnings summaries and quarterly performance for CITY HOLDING.

Research analysts covering CITY HOLDING.

Recent press releases and 8-K filings for CHCO.

City Holding Company Announces Record Q3 2025 Results and Dividend Increase
CHCO
Earnings
Dividends
Revenue Acceleration/Inflection
  • City Holding Company reported record quarterly net income of $35.2 million and diluted earnings of $2.41 per share for the third quarter ended September 30, 2025.
  • The company's Board of Directors approved a 10.0% increase in the quarterly cash dividend to $0.87 per share, payable October 31, 2025.
  • Net interest income increased by 3.7% to $61.1 million in Q3 2025, up from $58.9 million in Q2 2025, with the net interest margin rising from 3.95% to 4.04%.
  • Gross loans grew by 1.7%, or $73.6 million, to $4.41 billion at September 30, 2025, while credit quality remained stable with nonperforming assets to total loans and other real estate owned at 0.32%.
  • City National Bank's regulatory capital ratios, including a Common Equity Tier I ratio of 15.8% and a Total Risk-Based Capital ratio of 16.3% at September 30, 2025, are significantly above levels required to be considered "well capitalized".
Oct 22, 2025, 2:45 PM
City Holding Reports Record Q3 Earnings Driven by Loan Growth
CHCO
Earnings
Dividends
Guidance Update
  • City Holding Company (CHCO) reported record quarterly net income of $35.2 million and diluted earnings of $2.41 per share for the quarter ended September 30, 2025, driven by strong loan growth and higher net interest income.
  • The company's net interest margin improved to 4.04%, with a return on assets of 2.11% and return on tangible equity of 22.5%.
  • Credit quality remained stable, with nonperforming assets steady at 0.32%, and the company maintained a robust Common Equity Tier 1 capital ratio of 17.19%.
  • City Holding raised its quarterly dividend by 10% to $0.87 per share, though analysts remain cautious due to the lack of forward guidance, maintaining a consensus "hold" rating.
Oct 22, 2025, 12:29 PM
City Holding Company Announces Record Q3 2025 Results
CHCO
Earnings
Dividends
Revenue Acceleration/Inflection
  • City Holding Company reported record quarterly net income of $35.2 million and diluted earnings of $2.41 per share for the quarter ended September 30, 2025.
  • Net interest income increased 3.7% to $61.1 million in Q3 2025 from $58.9 million in Q2 2025, with the net interest margin rising from 3.95% to 4.04%.
  • The company maintained stable credit quality, with the ratio of nonperforming assets to total loans and other real estate owned at 0.32% at September 30, 2025, and recorded a recovery of credit losses of $0.5 million in Q3 2025.
  • Gross loans increased $73.6 million (1.7%) to $4.41 billion at September 30, 2025.
  • The Board of Directors approved a quarterly cash dividend of $0.87 per share, representing a 10.0% increase from the previous quarter's dividend.
Oct 22, 2025, 11:30 AM
City Holding Company Increases Quarterly Dividend
CHCO
Dividends
  • City Holding Company declared a quarterly cash dividend of 87 cents per common share, representing a 10% increase from the 79 cents per share paid in the second quarter of 2025.
  • The dividend is payable on October 31, 2025, to shareholders of record as of October 15, 2025.
  • This increase brings the annualized dividend to $3.48.
  • Management attributed the dividend increase to the company's strong capital and liquidity position, financial performance during 2025, and confidence in sustaining this performance.
Sep 24, 2025, 8:30 PM