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David J. Dalrymple

Chair of the Board at CHEMUNG FINANCIAL
Board

About David J. Dalrymple

David J. Dalrymple, age 71, has served on CHMG’s Board since 1993 and is the current Chairman of the Boards of both the Corporation and the Bank, with over three decades of experience in business ownership, financial planning, and managerial leadership; he is also the brother of fellow director Robert H. Dalrymple . He has been President of Dalrymple Gravel & Contracting since 2014 and previously served as President of Dalrymple Holding Corporation from 1993 to 2014, bringing operational and financial expertise from construction materials and highway construction businesses to CHMG’s boardroom .

Past Roles

OrganizationRoleTenureCommittees/Impact
Dalrymple Gravel & ContractingPresident2014–PresentOperational leadership in construction materials relevant to regional economic and credit perspectives
Dalrymple Holding CorporationPresident1993–2014Business ownership, managerial and financial planning experience applied to governance oversight

External Roles

OrganizationRoleTenureNotes
Dalrymple Gravel & ContractingPresident2014–PresentPrivate company; sector experience informs risk and lending context
Dalrymple Holding CorporationFormer President1993–2014Private company leadership (construction/highway)

Board Governance

  • Chair of the Board: Serves as Chairman; CHMG separates CEO and Chairman roles to enhance independent oversight; Chairman presides over executive sessions, facilitating independent director dialogue and guidance to the CEO .
  • Independence: Board determined all directors except the CEO (Mr. Tomson) meet NASDAQ independence standards; Audit and Compensation Committees meet stricter SEC/NASDAQ requirements with Dalrymple qualifying for service on both .
  • Attendance and Engagement: In 2024 the Corporation and Bank Boards held 12 meetings each; all directors met at least 75% attendance; independent directors held two executive sessions chaired by the Chairman .
  • Committee Memberships (current):
    • Audit Committee – Member
    • Nominating & Governance Committee – Member
    • Compensation & Personnel Committee – Member
CommitteeRoleChair?2024 Meeting CountNotes
AuditMemberNo5Chair: David M. Buicko; audit oversight and auditor appointment (Crowe LLP)
Nominating & GovernanceMemberNo2Chair: Thomas R. Tyrrell; independence and board evaluation oversight
Compensation & PersonnelMemberNo6Chair: Stephen M. Lounsberry III; NEO comp and incentive oversight

Fixed Compensation

ComponentAmountBasis/Notes
Fees Earned or Paid in Cash (2024)$48,250Director cash fees, inclusive of Board Chair supplemental/meeting fees
All Other Compensation (2024)$1,064Dividends on restricted stock; minor perquisites (mileage/advisory fees generally noted for certain directors)
2024 Total Compensation$90,111Sum of cash and equity grant-date fair value
2024 Cash Fee ScheduleAmountNotes
Basic Annual Retainer$11,500Non-employee director retainer
Chair of the Board Supplemental Retainer$7,750Additional annual retainer for Board Chair
Chair of the Board Fees$3,500Chair-specific fees
Meeting Fees (Board/Committees/Chairs)$500Per meeting for directors and committee chairs
Audit Committee Chair Supplemental$2,875Not applicable to Dalrymple (member, not chair)
Other Committee Chair Fees$250–$3,000Range by committee; Dalrymple not a chair

Performance Compensation

Equity Award (Director)Grant DateUnvested Shares at 12/31/2024Grant-Date Fair ValueVesting
Restricted Stock (RSU-like)Jan 17, 2024848$40,797Fully vests on first anniversary of grant date (Jan 17, 2025)
  • Stock Option Policy: CHMG has not historically granted stock options and did not grant any in 2024; options will not be timed around material nonpublic information; restrictions do not apply to restricted stock awards (which are used for director equity) .

Other Directorships & Interlocks

EntityRelationship to David J. DalrympleStake/OwnershipNotes/Interlock Considerations
Dalrymple Family Limited PartnershipDavid’s sons are general partners; David no longer has shared powers/voting rights339,242 shares (7.08%)Significant family ownership; governance note that David does not share powers
RD Wood LLCManaged by brother Robert H. Dalrymple and spouse248,951 shares (5.20%)Brother is also a CHMG director; potential perceived family influence
  • No other public company directorships for David J. Dalrymple are disclosed in the proxy .

Expertise & Qualifications

  • Over 30 years of business ownership with financial planning and managerial skills; background in construction materials and highway construction operations .
  • Governance leadership as Chairman supporting independent oversight and strategic review while maintaining separation from the CEO role .

Equity Ownership

Ownership MeasureAmountDetails
Beneficially Owned Shares (as of Apr 7, 2025)46,649Includes 25,065 held solely and 21,584 held in trust with voting/dispositive power
Ownership % of Outstanding Shares<1%Based on 4,789,963 outstanding; “less than 1%” per proxy
Unvested Director Restricted Shares (as of Apr 7, 2025)867Unvested stock held for annual director compensation
  • Anti-Hedging/Pledging: Directors are prohibited from hedging and pledging CHMG stock; short sales and derivative hedging transactions are disallowed under Insider Trading Policy .

Governance Assessment

  • Strengths:

    • Independent Chairman led two executive sessions in 2024; robust committee engagement across Audit, Compensation, and Nominating & Governance by David J. Dalrymple .
    • Independence confirmed for all directors except CEO; Dalrymple meets stricter Audit/Comp Committee independence requirements, reinforcing oversight quality .
    • Transparent director compensation structure with modest cash retainers and time-based restricted stock (no options), reducing risk of grant timing concerns .
  • Potential Risks/RED FLAGS:

    • Family ties: Brother Robert H. Dalrymple is a director and co-manager of a 5% shareholder (RD Wood LLC); family partnership holds 7.08% though David no longer has shared powers—still a perceived influence risk requiring continued independence scrutiny and recusal protocols where appropriate .
    • Related party lending: Aggregate loans to directors/executives/related parties totaled $25.4M at 12/31/2024, though made at market terms and compliant with banking regulations; ongoing monitoring remains prudent for optics and risk .
  • Shareholder Support Signals:

    • 2025 Say-on-Pay approved with strong support (vote counts below), indicating constructive investor sentiment toward compensation governance .

2025 Shareholder Vote Counts (Selected)

ProposalVotes ForVotes AgainstAbstainBroker Non-Votes
Say-on-Pay (NEOs)3,252,181119,31027,917706,645

Director Election Outcomes (for context)

NomineeVotes ForVotes WithheldBroker Non-Votes
Robert H. Dalrymple3,055,954343,454706,645
Ronald M. Bentley2,809,369590,039706,645
David M. Buicko3,359,45139,957706,645
Jeffrey B. Streeter3,360,08739,321706,645

Overall, David J. Dalrymple’s broad committee participation, independence status, and Chair role support board effectiveness; key monitoring points remain family-related ownership and related-party lending optics, mitigated by formal independence determinations, anti-hedging/pledging policies, and committee-level oversight structures .