Earnings summaries and quarterly performance for CITIZENS HOLDING CO /MS/.
Research analysts covering CITIZENS HOLDING CO /MS/.
Recent press releases and 8-K filings for CIZN.
Citizens Holding Company Reports Corrected Q3 and Nine-Month 2025 Earnings
CIZN
Earnings
Revenue Acceleration/Inflection
Dividends
- Citizens Holding Company reported net income of $2,357 thousand ($0.42 per share) for the three months ended September 30, 2025.
- For the nine months ended September 30, 2025, net income was $6,057 thousand, or $1.08 per share, correcting a previous report.
- The Net Interest Margin (NIM) expanded to 3.20% for the three months ended September 30, 2025, up from 3.08% in the prior quarter and 2.50% year-over-year.
- Total loans held for investment (LHFI) grew to $831,202 thousand as of September 30, 2025, representing a 16.8% increase from September 30, 2024.
- Tangible book value per common share increased to $7.96 as of September 30, 2025, up from $6.67 at June 30, 2025.
Oct 28, 2025, 12:00 PM
Citizens Holding Company Reports Q3 2025 Earnings
CIZN
Earnings
Revenue Acceleration/Inflection
- For the three months ended September 30, 2025, Citizens Holding Company reported net income of $2,357 thousand, or $0.42 per share, representing a 27.6% linked-quarter increase and a 641.23% increase from the same quarter in 2024. Net income for the nine months ended September 30, 2025, was $6,057 thousand, or $0.66 per share, an increase of 1773.7% from the same period in 2024.
- Net interest margin (NIM) increased to 3.20% for the three months ended September 30, 2025, up from 3.08% in the prior quarter and 2.50% in the same period a year ago. Total loans held for investment (LHFI) grew to $831,202 thousand as of September 30, 2025, an increase of 16.8% compared to September 30, 2024.
- Credit quality remained strong, with non-performing assets (NPA) to loans at 0.85% at September 30, 2025, and the allowance for credit losses (ACL) to loans increasing to 1.04%. Tangible book value per common share was $7.96 as of September 30, 2025, an increase of $1.29 from June 30, 2025.
- Noninterest income increased by 15.2% quarter-over-quarter, primarily driven by a 46.3% rise in service charges on deposit accounts. Noninterest expense saw a 2.3% increase quarter-over-quarter.
Oct 28, 2025, 12:00 PM
Citizens Holding Company Suspends Quarterly Cash Dividend
CIZN
Dividends
Guidance Update
- Citizens Holding Company (CIZN) announced the suspension of its quarterly cash dividend on common stock.
- The company is suspending the dividend as it is diligently engaged in raising capital to support recent growth.
- CEO Stacy Brantley stated that these efforts, combined with expanding profitability, are expected to enhance the balance sheet and position the company for profitable growth and long-term shareholder value.
- Citizens Holding Company remains committed to a strong dividend policy and intends to resume dividend payments in the future.
Sep 29, 2025, 10:00 PM
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