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David Baird

About David L. Baird

Appointed as a non-employee director of Community Trust Bancorp, Inc. on June 25, 2025; expected assignment to the Board’s Risk and Compliance Committee . An attorney and shareholder at Baird & Baird, P.S.C. (Pikeville, KY), with a B.S. from Miami University (OH) and J.D. from Salmon P. Chase College of Law (NKU); practice concentrations include mineral/environmental law, real property, contract litigation, business transactions, and creditor-side bankruptcy . No family relationships with CTBI directors or executive officers disclosed .

Past Roles

OrganizationRoleTenureCommittees/Impact
Baird & Baird, P.S.C.Attorney; ShareholderOngoingLegal practice in mineral/environmental, real property, contracts; admitted to KY courts, E.D./W.D. Ky and Sixth Circuit
Southeast Kentucky Chamber of CommerceDirector; ChairDirector 2014–2019; Chair 2018Regional business leadership and community engagement
Kentucky/Pike County Bar AssociationsMemberOngoingProfessional credentials and legal community participation

External Roles

OrganizationRoleTypeNotes
Pikeville Medical Center, Inc.DirectorHealthcare (non-profit/private)Board oversight for regional hospital
The Elliott CompanyDirectorPrivate companyBoard role; details not disclosed
Hocker Developments, Inc.DirectorPrivate companyBoard role; details not disclosed
Pike County Regional Airport BoardDirectorPublic boardRegional infrastructure oversight
Sandy Valley Habitat for HumanityBoard/SupportNon-profitCommunity development engagement
Rotary Club of PikevilleMember/SupportCivicCommunity service network
CEDAR (Community Economic Development and Revitalization)Board/SupportRegional initiativeEconomic development support

Board Governance

  • Committee assignments: expected to join Risk and Compliance Committee; chair roles not disclosed .
  • Independence and leadership: Listed as non-employee; Board independence determinations follow Nasdaq rules; as of March 21, 2025, nine of ten directors were deemed independent (pre-appointment) and a Lead Independent Director was in place . Board held eight meetings in 2024; all directors met at least 75% attendance (pre-appointment) .
  • Director retirement policy: mandatory retirement at age 75 for voting directors .

Fixed Compensation

2025 director compensation structure (effective subject to shareholder-approved plan):

ComponentAmountNotes
Annual cash retainer$55,000Non-employee directors, increased in 2025
Annual equity (stock award)$20,000Subject to Amended & Restated 2025 Plan approval
Lead Independent Director fee$20,000Annual
Audit & Asset Quality Committee Chair$12,500Annual
Compensation Committee Chair$8,500Annual
Risk & Compliance Committee Chair$7,500Annual
Nominating & Corporate Governance Chair$7,500Annual
Corporate Retirement & Employee Benefit Chair$5,000Annual
Audit & Asset Quality Committee meeting fee$750Per meeting
Risk & Compliance Committee meeting fee$750Per meeting
Compensation Committee meeting fee$500Per meeting
Nominating & Corporate Governance meeting fee$500Per meeting
Corporate Retirement & Employee Benefit meeting fee$500Per meeting
Compensation policy for new directorStandard non-employee policy applies to Mr. Baird

Performance Compensation

CTBI’s Amended & Restated 2025 Stock Ownership Incentive Plan (approved April 22, 2025) enables stock awards to directors and sets governance guardrails:

Plan FeatureDetail
Authorized shares550,000 shares; stock awards to directors permitted post-restatement
Award limitsStock awards capped at 5% of total authorized shares; restricted stock up to 550,000 shares plan-wide
Minimum vestingOne-year minimum for options/SARs/restricted stock; performance units ≥1 year
RepricingProhibited without shareholder approval
Change-in-controlDouble trigger for acceleration (termination within 24 months post-CIC)
Recoupment/clawbackSubject to CTBI policy and exchange rules; policy adopted Dec 1, 2023

No director-specific performance metrics (e.g., TSR or EPS hurdles) are disclosed for director equity awards; equity grants function as annual board compensation and alignment rather than performance-vested pay .

Other Directorships & Interlocks

RelationshipDescriptionConflict Assessment
Vendor relationshipMr. Baird is a shareholder of Baird & Baird, P.S.C., which provided legal services to CTBI and subsidiaries; $0.5M fees + $0.1M expenses paid in 2024; firm retained in 2025 Related-party exposure; oversight by Compensation Committee per CTBI policy
Shared local boardsPikeville Medical Center, regional boardsNo CTBI-related transactions disclosed; monitor for potential overlaps

Expertise & Qualifications

  • Legal/regulatory: Deep experience in mineral/environmental matters, complex contracts, and creditor-side bankruptcy, relevant to bank risk oversight (especially for the Risk & Compliance Committee) .
  • Community/region: Extensive civic and economic development leadership in CTBI’s core markets supports stakeholder engagement and regional insight .

Equity Ownership

  • CTBI share ownership for Mr. Baird was not disclosed at appointment; no Form 4 transactions were referenced in company filings reviewed . As of the 2025 record date, director ownership tables predate his appointment and do not include him .

Governance Assessment

  • Positive signals

    • Legal and risk expertise aligned with expected Risk & Compliance Committee service .
    • Refresh adds local market and infrastructure perspective, enhancing board effectiveness .
    • Adoption of director equity ($20k) improves alignment versus prior practice of no director equity awards; shareholders approved the plan and say-on-pay with strong support (Stock Plan: 11.42M for; SOP: 11.54M for) .
  • Concerns / RED FLAGS

    • Related-party exposure: Baird & Baird’s ongoing engagement and prior payments ($0.6M in 2024) present a conflict risk; Board policy places review/approval with the Compensation Committee, but independence perceptions require rigorous recusal and disclosure .
    • Independence determination not yet disclosed post-appointment; non-employee status helps, but vendor ties require careful application of Nasdaq independence criteria .
  • Actionable considerations for investors

    • Monitor Board disclosures for Mr. Baird’s final committee assignments, independence determination, and any voting recusals regarding legal engagements .
    • Track director equity grant timing and vesting under the 2025 Plan to confirm alignment and adherence to anti-repricing and clawback provisions .
    • Review future proxies and Item 5.07 8-Ks for any shareholder feedback shifts around director-related conflicts and board effectiveness metrics .