Earnings summaries and quarterly performance for COMMUNITY TRUST BANCORP INC /KY/.
Executive leadership at COMMUNITY TRUST BANCORP INC /KY/.
Mark Gooch
Detailed
President and Chief Executive Officer
CEO
AJ
Andrew Jones
Detailed
Executive Vice President
AW
Andy Waters
Detailed
Executive Vice President
BD
Billie Dollins
Detailed
Executive Vice President
DT
David Tackett
Detailed
Executive Vice President
KS
Kevin Stumbo
Detailed
Executive Vice President, Chief Financial Officer and Treasurer
MS
Mark Smith
Detailed
Executive Vice President
RN
Richard Newsom
Detailed
Executive Vice President
RS
Ricky Sparkman
Detailed
Executive Vice President
TM
Thomas McCoy
Detailed
Executive Vice President
WH
Wayne Hancock
Detailed
Executive Vice President and Secretary
Board of directors at COMMUNITY TRUST BANCORP INC /KY/.
AS
Anthony St. Charles
Detailed
Director
CS
Chad Street
Detailed
Director
CL
Crit Luallen
Detailed
Vice Chair of the Board and Lead Independent Director
DB
David Baird
Detailed
Director
FF
Franklin Farris Jr
Detailed
Director
FM
Franky Minnifield
Detailed
Director
IM
Ina Michelle Matthews
Detailed
Director
JM
James McGhee II
Detailed
Director
JS
Jefferson Sandlin
Detailed
Director
KW
Kay Webb
Detailed
Director
Research analysts covering COMMUNITY TRUST BANCORP INC /KY/.
Recent press releases and 8-K filings for CTBI.
Community Trust Bancorp, Inc. Presents 2025 Financial Results and 2026 Goals
CTBI
Earnings
Guidance Update
Dividends
- Community Trust Bancorp, Inc. (CTBI) reported total assets of $6.7 billion and a market capitalization of $1.0 billion as of December 31, 2025.
- For the year ended December 31, 2025, EPS increased 18.0% to $5.44 and net income increased 18.4%.
- The company provided 2026 goals, targeting EPS of $5.78 to $6.02 per share, net income of $105.1 to $109.3 million, and total assets of $6.80 to $7.23 billion.
- CTBI has a history of 45 years of consecutive increases in cash dividends, with a cash dividend yield of 3.75% as of December 31, 2025.
3 days ago
Community Trust Bancorp, Inc. Reports Record Q4 and Full Year 2025 Earnings
CTBI
Earnings
Dividends
- Community Trust Bancorp, Inc. reported record earnings for the fourth quarter 2025 of $27.3 million, or $1.51 per basic share, and for the full year 2025 of $98.1 million, or $5.44 per basic share.
- For Q4 2025, the company achieved a return on average assets of 1.63%, a return on average equity of 12.71%, and an efficiency ratio of 48.70%.
- The loan portfolio increased to $4.9 billion at December 31, 2025, up 9.1% from the prior year, and deposits reached $5.7 billion, a 7.3% increase from the prior year.
- Total nonperforming loans at December 31, 2025, were $19.2 million, representing a decrease of $7.5 million from the prior year.
- Dividends declared per share for Q4 2025 were $0.53, contributing to a total of $2.00 for the full year 2025.
Jan 21, 2026, 1:22 PM
Community Trust Bancorp, Inc. Reports Record Earnings for Q4 and Year 2025
CTBI
Earnings
Dividends
- Community Trust Bancorp, Inc. achieved record net income of $27.3 million for the fourth quarter of 2025 and $98.1 million for the full year 2025, with diluted earnings per share of $1.51 and $5.43, respectively.
- The company demonstrated strong financial performance in Q4 2025, with a return on average assets of 1.63%, a return on average equity of 12.71%, and an improved efficiency ratio of 48.70%.
- As of December 31, 2025, loans outstanding increased to $4.9 billion and deposits to $5.7 billion. Total nonperforming loans decreased by $5.5 million from the prior quarter to $19.2 million, and reserve coverage (allowance for credit losses to nonperforming loans) improved to 314.0%.
Jan 21, 2026, 1:15 PM
Community Trust Bancorp, Inc. Highlights Strong YTD Q3 2025 Performance and Dividend Growth
CTBI
Earnings
Dividends
Revenue Acceleration/Inflection
- Community Trust Bancorp, Inc. (CTBI) reported strong financial performance for the nine months ended September 30, 2025, with Earnings Per Share (EPS) increasing 17.0% and net income rising 17.3% compared to the same period in 2024.
- For the nine months ended September 30, 2025, total assets grew by an annualized 9.6% to $6.6 billion, loans by 9.2%, and deposits by 9.1% from December 31, 2024. The net interest margin increased by 27 basis points, contributing to a 17.9% rise in net interest revenue year-over-year.
- CTBI increased its quarterly cash dividend to $0.53 per share effective October 1, 2025, representing a 12.8% increase and continuing a 45-year history of consecutive dividend increases.
- As of September 30, 2025, the company's key metrics include a market capitalization of $1.0 billion, a cash dividend yield of 3.79%, and a P/E ratio of 10.7x.
Nov 10, 2025, 9:50 PM
Community Trust Bancorp, Inc. Reports Q3 2025 Earnings
CTBI
Earnings
Dividends
- Community Trust Bancorp, Inc. reported net income of $23.9 million and basic earnings per share of $1.33 for the third quarter of 2025, compared to $24.9 million and $1.38, respectively, in Q2 2025, and $22.1 million and $1.23 in Q3 2024.
- Net interest income increased by 2.8% to $55.6 million compared to the prior quarter, and noninterest income decreased by 1.4% to $15.9 million in Q3 2025.
- Noninterest expense rose by 3.0% to $36.7 million, and the provision for credit losses increased by $1.8 million to $3.9 million from the prior quarter.
- The loan portfolio grew to $4.8 billion, an increase of $92.1 million (annualized 7.8%) from June 30, 2025, while deposits, including repurchase agreements, reached $5.7 billion, up $212.2 million (annualized 15.4%) from the prior quarter.
- Shareholders' equity increased to $831.4 million, up $24.5 million (annualized 12.0%) during the quarter. The company declared dividends of $0.53 per share for Q3 2025.
Oct 15, 2025, 12:21 PM
Community Trust Bancorp Reports Q3 2025 Earnings
CTBI
Earnings
Revenue Acceleration/Inflection
- Community Trust Bancorp, Inc. reported net income of $23.9 million, or $1.33 per basic share, for the third quarter 2025.
- Total revenue for the quarter was $1.3 million above prior quarter and $8.7 million above prior year same quarter.
- The loan portfolio increased to $4.8 billion, up $92.1 million (annualized 7.8%) from June 30, 2025.
- Deposits grew to $5.7 billion, an increase of $212.2 million (annualized 15.4%) from June 30, 2025.
- Key profitability metrics included a Return on average assets of 1.46% and a Return on average equity of 11.53% for the quarter.
Oct 15, 2025, 12:15 PM
Community Trust Bancorp, Inc. Reports Strong Mid-Year 2025 Financial Performance and Dividend Increase
CTBI
Earnings
Dividends
Revenue Acceleration/Inflection
- Community Trust Bancorp, Inc. (CTBI) reported strong financial results for the six months ended June 30, 2025, with Earnings Per Share (EPS) up 22.1% and Net Income up 22.8% year-over-year.
- As of June 30, 2025, Total Assets reached $6.4 billion, reflecting an annualized 6.4% increase from December 31, 2024, driven by annualized loan growth of 9.7% and deposit growth of 5.6%.
- CTBI is positioned as the 3rd largest Kentucky domiciled bank holding company and the 7th largest bank in Kentucky by deposit market share, with a Tangible Common Equity Ratio of 11.72% and a Cash Dividend Yield of 3.55% as of June 30, 2025.
- The company has a history of 45 consecutive years of cash dividend increases and announced a quarterly cash dividend increase to $0.53 per share effective October 1, 2025, a 12.8% rise.
Sep 3, 2025, 3:22 PM
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