Damon Del Monte

Andrew Liesch

Brian Martin

Jeff Rulis

David Long

Ryan Pan

- For Q2 2025, Enterprise Financial Services Corp reported **$16.1 billion** in total assets, **$13.3 billion** in total deposits, and **$11.4 billion** in total loans.  **[1025835_0001025835-25-000175_efscinvestorpresentation.htm:3]**  The company achieved an Adjusted Return on Average Tangible Common Equity (ROATCE) year-to-date of **14.0%** and a CET1 Ratio of **11.9%**.  **[1025835_0001025835-25-000175_efscinvestorpresentation.htm:3]** **[1025835_0001025835-25-000175_efscinvestorpresentation.htm:6]** 
- The company announced the acquisition of **12 branches** in Arizona and Kansas, holding **$739.618 million** in deposits and **$199.642 million** in loans as of March 31, 2025.  **[1025835_0001025835-25-000175_efscinvestorpresentation.htm:4]**  This transaction is expected to close by **early fourth quarter of 2025** and is anticipated to be mid to high single digit full year EPS accretive.  **[1025835_0001025835-25-000175_efscinvestorpresentation.htm:4]** 
- EFSC maintains a strong capital foundation with a Tangible Common Equity (TCE) Ratio of **9.42%** and **$6.6 billion** in available liquidity as of Q2 2025.  **[1025835_0001025835-25-000175_efscinvestorpresentation.htm:3]** **[1025835_0001025835-25-000175_efscinvestorpresentation.htm:6]** 
- The company's loan portfolio is diversified with **43%** in Commercial & Industrial (C&I) loans, and its deposit base includes significant verticals like Community Associations (**$1.5 billion**) and Property Management (**$1.3 billion**).  **[1025835_0001025835-25-000175_efscinvestorpresentation.htm:3]** **[1025835_0001025835-25-000175_efscinvestorpresentation.htm:5]**

ENTERPRISE FINANCIAL SERVICES (EFSC)