Earnings summaries and quarterly performance for ENTERPRISE FINANCIAL SERVICES.
Executive leadership at ENTERPRISE FINANCIAL SERVICES.
James Lally
Detailed
President and Chief Executive Officer
CEO
BH
Bridget Huffman
Detailed
Senior Executive Vice President and Chief Risk Officer
DB
Doug Bauche
Detailed
Senior Executive Vice President and Chief Banking Officer
KT
Keene Turner
Detailed
Senior Executive Vice President, Chief Financial Officer and Chief Operating Officer
KH
Kevin Handley
Detailed
Chief Credit Officer
MP
Mark Ponder
Detailed
Senior Executive Vice President and Chief Administrative Officer
NI
Nicole Iannacone
Detailed
Senior Executive Vice President, Chief Legal Officer and Corporate Secretary
Board of directors at ENTERPRISE FINANCIAL SERVICES.
LA
Lars Anderson
Detailed
Director
LY
Lina Young
Detailed
Director
LA
Lyne Andrich
Detailed
Director
MM
Marcela Manjarrez
Detailed
Director
MD
Michael DeCola
Detailed
Chair of the Board
MF
Michael Finn
Detailed
Director
MH
Michael Holmes
Detailed
Director
NK
Nevada Kent IV
Detailed
Director
RS
Richard Sanborn
Detailed
Director
SV
Sandra Van Trease
Detailed
Director
SM
Stephen Marsh
Detailed
Director
Research analysts who have asked questions during ENTERPRISE FINANCIAL SERVICES earnings calls.
DD
Damon Del Monte
Keefe, Bruyette & Woods
5 questions for EFSC
Also covers: ALRS, BY, CAC +15 more
BM
Brian Martin
Janney Montgomery Scott
4 questions for EFSC
Also covers: BFIN, BY, FBIZ +10 more
Jeff Rulis
D.A. Davidson & Co.
4 questions for EFSC
Also covers: ALRS, BANR, BMRC +15 more
Andrew Liesch
Piper Sandler
3 questions for EFSC
Also covers: AX, BANR, BOH +13 more
David Long
Raymond James Financial, Inc.
2 questions for EFSC
Also covers: ALRS, BY, FCNCA +10 more
NR
Nathan Race
Piper Sandler & Co.
1 question for EFSC
Also covers: ALRS, BSVN, BWB +17 more
RP
Ryan Pan
D.A. Davidson & Co.
1 question for EFSC
Also covers: QCRH
Recent press releases and 8-K filings for EFSC.
EFSC Presents Q3 2025 Investor Update
EFSC
M&A
Earnings
New Projects/Investments
- Enterprise Financial Services Corp (EFSC) reported $16.4 billion in Total Assets, $13.6 billion in Total Deposits, and $11.6 billion in Total Loans as of Q3 2025.
- The company completed the acquisition of 12 branches in Arizona and Kansas on October 10, 2025, a transaction that required no capital raise or share issuance and is anticipated to be mid to high single digit full year EPS accretive.
- Key financial metrics for Q3 2025 include a Tangible Common Equity (TCE) Ratio of 9.60%, a CET1 Ratio of 12.0% (11.2% adjusted for unrealized losses), and $6.8 billion in available liquidity.
- EFSC's strategic focus includes differentiated deposit verticals, a balanced loan portfolio, and a Net Interest Margin (NIM) of 3.41% for Q3 2025.
Oct 29, 2025, 8:06 PM
EFSC Reports Q3 2025 Earnings with Loan and Deposit Growth, Completes Branch Acquisition
EFSC
Earnings
M&A
Dividends
- Enterprise Financial Services Corp reported diluted earnings per share of $1.19 for Q3 2025, with net interest income improving by $5.5 million and net interest margin expanding by two basis points to 4.23%.
- The company achieved an annualized loan growth of 6% and deposit growth of $240 million (net of brokered CDs) in Q3 2025.
- EFSC completed the acquisition of 12 branches (10 in Arizona and two in Kansas City), which garnered approximately $650 million of deposits and $300 million in loans.
- Non-performing assets increased by $22 million to 83 basis points, primarily due to specific loans, but management expects them to return to historical levels. The company's capital position remains strong, with a tangible common equity ratio of 9.6% and a CET1 ratio of 12%. The quarterly dividend was increased by $0.01 to $0.32 per share for Q4 2025.
Oct 28, 2025, 3:00 PM
EFSC Reports Q3 2025 Earnings, Loan and Deposit Growth, and Acquisition Impact
EFSC
Earnings
M&A
Guidance Update
- EFSC reported $1.19 per diluted share for Q3 2025, with net interest income improving by $5.5 million and net interest margin expanding by two basis points to 4.23%.
- The company achieved an annualized loan growth of 6% and client deposit growth of $241 million in the linked quarter. A recent acquisition of 12 branches added approximately $650 million in deposits and $300 million in loans, and is projected to be five basis points accretive to net interest margin in Q4.
- Non-performing assets increased by $22 million to 83 basis points of total assets, largely due to a $12 million life insurance premium finance loan and $68.4 million in commercial real estate loans, which management expects to fully collect. The quarter's results also included a $24 million recapture of solar tax credits, offset by an anticipated $30 million insurance recovery.
- Capital metrics remained strong, with the tangible common equity ratio at 9.6% and the CET1 ratio at a historical high of 12%. The quarterly dividend was increased by $0.01 to $0.32 per share for Q4 2025.
Oct 28, 2025, 3:00 PM
Enterprise Financial Services Corp Reports Third Quarter 2025 Results
EFSC
Earnings
Dividends
M&A
- Enterprise Financial Services Corp reported net income of $45.2 million and diluted earnings per common share of $1.19 for the third quarter of 2025.
- Net interest income increased to $158.3 million, a $5.5 million increase from the linked quarter, with a Net Interest Margin (NIM) of 4.23%.
- The company reported solid growth in its portfolio, with total loans reaching $11.6 billion (a $174.3 million quarterly increase) and total deposits growing to $13.6 billion (a $250.6 million quarterly increase).
- Third quarter results included $30.1 million in anticipated insurance proceeds from a pending claim related to a solar tax credit recapture event, which impacted noninterest income and income tax expense.
- The Board of Directors approved an increase in the quarterly common stock dividend by $0.01 to $0.32 per share for the fourth quarter of 2025.
Oct 27, 2025, 8:06 PM
EFSC Completes Branch Acquisition from First Interstate Bank
EFSC
M&A
New Projects/Investments
- Enterprise Financial Services Corp (EFSC) announced the completion of its subsidiary Enterprise Bank & Trust's acquisition of twelve branches from First Interstate Bank on October 14, 2025.
- The acquisition includes ten branches in Arizona and two branches in Kansas, expanding EFSC's presence in these markets.
- The transaction added approximately $300 million in loans and $645 million in deposits.
- Following the acquisition, Enterprise Financial Services Corp will have approximately $17 billion in total assets.
Oct 14, 2025, 2:00 PM
ENTERPRISE FINANCIAL SERVICES CORP Announces Management Appointments and Compensation Changes
EFSC
Management Change
Executive Compensation
Hiring
- Effective October 1, 2025, Scott Goodman transitioned to a part-time, non-management role as Vice-Chairman of Enterprise Bank & Trust.
- Doug Bauche was promoted to Chief Banking Officer with an annual base salary of $500,000 and a target incentive of 50% of his salary.
- Keene Turner was promoted to Chief Operating Officer in addition to his Chief Financial Officer role.
- Kevin Handley was promoted to Chief Credit Officer, and Troy Dumlao was promoted to Chief Financial Officer of Enterprise Bank & Trust.
Oct 2, 2025, 8:06 PM
Enterprise Financial Services Corp Reports Q2 2025 Financials and Announces Branch Acquisition
EFSC
Earnings
M&A
Guidance Update
- For Q2 2025, Enterprise Financial Services Corp reported $16.1 billion in total assets, $13.3 billion in total deposits, and $11.4 billion in total loans. The company achieved an Adjusted Return on Average Tangible Common Equity (ROATCE) year-to-date of 14.0% and a CET1 Ratio of 11.9%.
- The company announced the acquisition of 12 branches in Arizona and Kansas, holding $739.618 million in deposits and $199.642 million in loans as of March 31, 2025. This transaction is expected to close by early fourth quarter of 2025 and is anticipated to be mid to high single digit full year EPS accretive.
- EFSC maintains a strong capital foundation with a Tangible Common Equity (TCE) Ratio of 9.42% and $6.6 billion in available liquidity as of Q2 2025.
- The company's loan portfolio is diversified with 43% in Commercial & Industrial (C&I) loans, and its deposit base includes significant verticals like Community Associations ($1.5 billion) and Property Management ($1.3 billion).
Aug 27, 2025, 12:00 AM
Quarterly earnings call transcripts for ENTERPRISE FINANCIAL SERVICES.
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