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Willis Lefever

Director at ENB Financial
Board

About Willis R. Lefever

Willis R. Lefever, age 70, has served on ENB Financial Corp’s Board since 2004; he owns Lefever Construction (home building/land development) and Lefever Auto Sales near Ephrata, PA, and is classified as an independent director under SEC/Nasdaq standards . He chairs the Building and Expansion Committee and serves on the Nominating and Governance Committee; the Board’s Chair role is combined with the CEO and there is no Lead Independent Director position .

Past Roles

OrganizationRoleTenureCommittees/Impact
Lefever Construction (home building/land development)Owner>40 years of small business management experience Provides domain expertise to Building & Expansion oversight
Lefever Auto Sales, LLCOwner>40 years of small business management experience Local market knowledge and community economic insight

External Roles

No public-company directorships disclosed in the past five years; ENBP’s biographies are structured to list such roles, and none are listed for Mr. Lefever .

Board Governance

  • Independence: The Board determined Mr. Lefever meets SEC/Nasdaq independence standards; 10 of 11 directors are independent .
  • Committee assignments: Chair, Building & Expansion Committee; Member, Nominating & Governance Committee .
  • Committee activity: Building & Expansion met 5 times in 2024; Nominating & Governance met 5 times in 2024 .
  • Attendance and engagement: Each director attended at least 75% of Board and committee meetings in 2024; all ten sitting directors attended the 2024 Annual Meeting .
  • Board leadership: Chairman role is held by the President/CEO; no Lead Independent Director designated .
  • Anti-hedging/pledging: Directors are prohibited from hedging or pledging ENBP securities .
  • Related-party transactions oversight: Loans/deposits/trusts with directors occur on market terms and are reviewed by the Board outside the involved director’s presence; aggregate loans to directors/executives/families/10% entities were $940,211 at 12/31/2024 (0.72% of equity) and $824,645 as of 3/11/2025 .

Fixed Compensation

Item2024
Annual retainer (paid in advance, covers July 1, 2024–June 30, 2025)$20,000
Board meeting fee (per meeting)$1,000
Committee meeting fee (per meeting)$400
Strategic Planning Meeting fee$1,000
Committee chair premium$0 (chairs receive no extra compensation)
Willis R. Lefever – Fees earned/paid in cash (Total)$40,600

Performance Compensation

Component2024
Director equity awards (RSUs/PSUs)Not disclosed; compensation presented as cash fees for directors
Director option awardsNot disclosed; no options for directors in compensation tables
Performance bonus metrics (TSR, revenue/EBITDA, ESG)Not applicable to director compensation; directors may elect to purchase stock at market price via the 2020 Non-Employee Directors’ Stock Plan (100,000 shares registered)

ENBP’s 2020 Non-Employee Directors’ Stock Plan allows non-employee directors to use all or part of their director compensation to purchase ENBP shares at market price, without discount .

Other Directorships & Interlocks

CompanyRoleTypePotential Interlock/Conflict Note
None disclosed (public companies)No public-company boards listed for Mr. Lefever
Lefever Construction; Lefever Auto Sales, LLCOwnerPrivate businessesOverlap with Building & Expansion oversight; monitor for vendor/real-estate conflicts and ensure recusal/Board review (Board reviews related-party transactions outside the director’s presence)

Expertise & Qualifications

  • Long-tenured small business operator (>40 years) in construction/land development, providing facility and real-estate expertise relevant to ENBP’s footprint .
  • Deep understanding of social and economic aspects of Lancaster County communities served by ENBP .

Equity Ownership

MetricAmount
Direct shares2,082
Roth IRA300
Joint with spouse10,000
Total beneficial ownership12,382
% of shares outstanding (5,655,270 shares outstanding at 3/11/2025)~0.22% (12,382 ÷ 5,655,270)
Hedging/pledgingProhibited by Board policy

Governance Assessment

  • Positives: Independent status; strong domain expertise aligned with Building & Expansion; high engagement (≥75% attendance and Annual Meeting attendance); non-employee director ownership aligns incentives; anti-hedging/pledging policy enhances alignment .
  • Watch items / RED FLAGS:
    • Combined Chair/CEO with no Lead Independent Director—reduced independent counterbalance to management .
    • Potential conflicts from chairing Building & Expansion while owning construction/land-development businesses; ensure strict vendor selection controls and recusal for any related matters (Board cites outside-presence review and ordinary-course terms for related transactions) .
  • Compensation structure: Director pay is primarily cash fees with no disclosed director equity grants or performance-linked metrics; optional stock purchase via the Directors’ Stock Plan provides a voluntary path to ownership alignment without discounted awards .