- ENB Financial Corp reported **net income of $5,919,000** for the third quarter of 2025, a **77.4% increase** over the third quarter of 2024, and year-to-date net income of **$16,045,000**, up **38.4%** from the same period in 2024.  **[1437479_0001174947-25-001278_ex99.htm:0]** 
- **Basic and diluted earnings per share** were **$1.04** for Q3 2025 and **$2.83** year-to-date 2025, compared to $0.59 and $2.05 for the respective periods in 2024.  **[1437479_0001174947-25-001278_ex99.htm:0]** 
- **Net interest income** increased by **24.0%** for the three months ended September 30, 2025, and **22.2%** for the nine months ended September 30, 2025, compared to the same periods in the prior year.  **[1437479_0001174947-25-001278_ex99.htm:0]** 
- As of September 30, 2025, **total assets** reached **$2.22 billion** (up 6.2%), **total loans** were **$1.48 billion** (up 5.1%), and **total stockholders' equity** was **$152.0 million** (up 12.5%) compared to September 30, 2024.  **[1437479_0001174947-25-001278_ex99.htm:2]** **[1437479_0001174947-25-001278_ex99.htm:3]** 
- The company's **annualized return on average assets (ROA)** for Q3 2025 increased to **1.06%** from 0.65% in Q3 2024, and **return on average stockholders' equity (ROE)** rose to **16.60%** from 10.17% over the same period.  **[1437479_0001174947-25-001278_ex99.htm:2]** **[1437479_0001174947-25-001278_ex99.htm:3]**

ENB Financial (ENBP)