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    David Fisher

    Chief Executive Officer at Enova International Inc
    Board
    Since January 29, 2013
    Age
    55 years
    Education
    Holds a Bachelor of Science degree in Finance from the University of Illinois and a law degree from Northwestern University School of Law.
    Tenure
    Joined ENVA as Chief Executive Officer on January 29, 2013, later being appointed Director on February 11, 2013 and promoted to Chairman on October 14, 2014.

    Also at Enova International Inc

    KC
    Kirk Chartier
    Chief Strategy Officer
    SC
    Steven Cunningham
    Chief Financial Officer

    About

    David Fisher, born in 1969 and 55 years old as of December 31, 2024 , has a strong academic background, holding a Bachelor of Science degree in Finance from the University of Illinois and a law degree from Northwestern University School of Law.

    Prior to joining ENVA, he built an extensive career in the financial sector, serving in key roles at optionsXpress, Potbelly Sandwich Works, and Prism Financial Corporation, where he held positions such as Chief Executive Officer, President, and Chief Financial Officer.

    Since January 29, 2013, he has led ENVA as Chief Executive Officer, later adding responsibilities as Director on February 11, 2013 and as Chairman on October 14, 2014, demonstrating a sustained commitment to strategic leadership and corporate governance.

    His professional journey combines operational expertise with financial acumen, establishing a foundation of leadership that supports both his role at ENVA and contributions to the broader business community.

    $ENVA Performance Under David Fisher

    Past Roles

    OrganizationRoleDate RangeDetails
    OptionsXpress Holdings, Inc. President March 2007 – October 2007; Post acquisition until March 2012 Held the role in two phases with a gap due to acquisition
    OptionsXpress Holdings, Inc. CEO October 2007 – September 2011 Role concluded upon acquisition by The Charles Schwab Corporation
    OptionsXpress Holdings, Inc. CFO August 2004 – March 2007 N/A
    Potbelly Sandwich Works CFO February 2001 – July 2004 N/A
    Prism Financial Corporation CFO and General Counsel Before February 2001 N/A
    CBOE Holdings, Inc. Board of Directors N/A Previously served on the board
    InnerWorkings, Inc. Board of Directors N/A Previously served on the board
    GrubHub, Inc. Board of Directors N/A Previously served on the board
    Just Eat Takeaway.com N.V. Board of Directors N/A Previously served on the board

    External Roles

    OrganizationRoleDate RangeDetails
    GoHealth, Inc. Board of Directors May 2022 – Present N/A
    Fathom Digital Manufacturing Corporation Board of Directors December 2021 – Present N/A
    Meridian International Board of Directors N/A – Present N/A
    Friss fraudebestrijding Board of Directors N/A – Present N/A

    Fixed Compensation

    Data from  FY 2023
    Component NameAmount ($)Payment ScheduleAdditional Details
    Salary956,651 2023Base salary; includes deferred portions under Enova 401(k)/NQSP
    Bonus295,541 Earned FY 2023, paid FY 2024Under 2023 STI Discretionary Bonus Plan
    All Other Compensation330,483 2023Includes Nonqualified Savings ($50,296 ), Enova SERP Contributions ($226,921 ), Supplemental Health Care ($15,574 ), Perquisites and Other ($37,692 )
    Deferred Compensation - Enova NQSP (Executive)100,592 Deferred in 2023Deferred by Fisher; included in Salary & NQSP amounts
    Deferred Compensation - Enova NQSP (Registrant)50,296 Contributed in 2023Reflected as part of All Other Compensation
    Deferred Compensation - Enova SERP (Registrant)226,921 Contributed in 2023Supplemental Executive Retirement Plan contributions

    Performance Compensation

    Data from  FY 2023

    Stock Awards (RSUs & Stock Options)

    RSUs:

    • Grant Date: February 8, 2023
    • Number of RSUs: 78,868
    • Grant Date Fair Value: $4,133,472
    • Grant Date Stock Price: $52.41
    • Vesting: One-quarter on each anniversary of the grant date

    Stock Options:

    Grant DateNumber of OptionsExercise Price ($)Grant Date Fair Value ($)Vesting ScheduleExpiration Period
    February 8, 202338,431 52.41 1,036,484 One-third annually7 years
    May 10, 202335,473 42.63 772,957 One-third annually7 years
    August 2, 202329,679 55.22 847,929 One-third annually7 years
    November 2, 202332,417 41.49 705,070 One-third annually7 years

    Overall Stock Options: Total Options = 136,000 , Total Grant Date Fair Value = $3,362,440 .

    Non-Equity Incentive Plan Compensation

    This component is structured under the Senior Executive Bonus Plan and the Discretionary Bonus Plan, both of which are cash-based awards earned on 2023 performance and paid in FY2024.

    Performance Metrics (Senior Executive Bonus Plan):

    MetricThresholdTargetMaximum
    2023 Revenue$1,854.4 million $2,060.4 million $2,472.5 million
    2023 Adjusted EBITDA$442.72 million $553.4 million $774.8 million
    2023 Adjusted EPS$6.27 $7.84 $10.98

    Achieved Performance & Payouts:

    • Revenue Actual: $2,117.6 million (118.1% of target)
    • Adjusted EBITDA Actual: $503.0 million (77.2% of target)
    • Adjusted EPS Actual: 6.85 (68.4% of target)
    • Senior Executive Bonus: Target $933,287, Earned $820,359
    • Discretionary Bonus: Target $311,096, Payment $295,541

    Other Details:

    • Awards under Non-Equity Incentive Plan are cash-based with no vesting schedule or grant date fair value, and are designed to align executive compensation with company performance and shareholder value.