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David Fisher

Chief Executive Officer at Enova International
Board
Since January 29, 2013
Age
55 years
Education
Holds a Bachelor of Science degree in Finance from the University of Illinois and a law degree from Northwestern University School of Law.
Tenure
Joined ENVA as Chief Executive Officer on January 29, 2013, later being appointed Director on February 11, 2013 and promoted to Chairman on October 14, 2014.

Also at Enova International

KC
Kirk Chartier
Chief Strategy Officer
SC
Steven Cunningham
Chief Financial Officer

About

David Fisher, born in 1969 and 55 years old as of December 31, 2024 , has a strong academic background, holding a Bachelor of Science degree in Finance from the University of Illinois and a law degree from Northwestern University School of Law.

Prior to joining ENVA, he built an extensive career in the financial sector, serving in key roles at optionsXpress, Potbelly Sandwich Works, and Prism Financial Corporation, where he held positions such as Chief Executive Officer, President, and Chief Financial Officer.

Since January 29, 2013, he has led ENVA as Chief Executive Officer, later adding responsibilities as Director on February 11, 2013 and as Chairman on October 14, 2014, demonstrating a sustained commitment to strategic leadership and corporate governance.

His professional journey combines operational expertise with financial acumen, establishing a foundation of leadership that supports both his role at ENVA and contributions to the broader business community.

$ENVA Performance Under David Fisher

Past Roles

OrganizationRoleDate RangeDetails
OptionsXpress Holdings, Inc. President March 2007 – October 2007; Post acquisition until March 2012 Held the role in two phases with a gap due to acquisition
OptionsXpress Holdings, Inc. CEO October 2007 – September 2011 Role concluded upon acquisition by The Charles Schwab Corporation
OptionsXpress Holdings, Inc. CFO August 2004 – March 2007 N/A
Potbelly Sandwich Works CFO February 2001 – July 2004 N/A
Prism Financial Corporation CFO and General Counsel Before February 2001 N/A
CBOE Holdings, Inc. Board of Directors N/A Previously served on the board
InnerWorkings, Inc. Board of Directors N/A Previously served on the board
GrubHub, Inc. Board of Directors N/A Previously served on the board
Just Eat Takeaway.com N.V. Board of Directors N/A Previously served on the board

External Roles

OrganizationRoleDate RangeDetails
GoHealth, Inc. Board of Directors May 2022 – Present N/A
Fathom Digital Manufacturing Corporation Board of Directors December 2021 – Present N/A
Meridian International Board of Directors N/A – Present N/A
Friss fraudebestrijding Board of Directors N/A – Present N/A

Fixed Compensation

Data from  FY 2023
Component NameAmount ($)Payment ScheduleAdditional Details
Salary956,651 2023Base salary; includes deferred portions under Enova 401(k)/NQSP
Bonus295,541 Earned FY 2023, paid FY 2024Under 2023 STI Discretionary Bonus Plan
All Other Compensation330,483 2023Includes Nonqualified Savings ($50,296 ), Enova SERP Contributions ($226,921 ), Supplemental Health Care ($15,574 ), Perquisites and Other ($37,692 )
Deferred Compensation - Enova NQSP (Executive)100,592 Deferred in 2023Deferred by Fisher; included in Salary & NQSP amounts
Deferred Compensation - Enova NQSP (Registrant)50,296 Contributed in 2023Reflected as part of All Other Compensation
Deferred Compensation - Enova SERP (Registrant)226,921 Contributed in 2023Supplemental Executive Retirement Plan contributions

Performance Compensation

Data from  FY 2023

Stock Awards (RSUs & Stock Options)

RSUs:

  • Grant Date: February 8, 2023
  • Number of RSUs: 78,868
  • Grant Date Fair Value: $4,133,472
  • Grant Date Stock Price: $52.41
  • Vesting: One-quarter on each anniversary of the grant date

Stock Options:

Grant DateNumber of OptionsExercise Price ($)Grant Date Fair Value ($)Vesting ScheduleExpiration Period
February 8, 202338,431 52.41 1,036,484 One-third annually7 years
May 10, 202335,473 42.63 772,957 One-third annually7 years
August 2, 202329,679 55.22 847,929 One-third annually7 years
November 2, 202332,417 41.49 705,070 One-third annually7 years

Overall Stock Options: Total Options = 136,000 , Total Grant Date Fair Value = $3,362,440 .

Non-Equity Incentive Plan Compensation

This component is structured under the Senior Executive Bonus Plan and the Discretionary Bonus Plan, both of which are cash-based awards earned on 2023 performance and paid in FY2024.

Performance Metrics (Senior Executive Bonus Plan):

MetricThresholdTargetMaximum
2023 Revenue$1,854.4 million $2,060.4 million $2,472.5 million
2023 Adjusted EBITDA$442.72 million $553.4 million $774.8 million
2023 Adjusted EPS$6.27 $7.84 $10.98

Achieved Performance & Payouts:

  • Revenue Actual: $2,117.6 million (118.1% of target)
  • Adjusted EBITDA Actual: $503.0 million (77.2% of target)
  • Adjusted EPS Actual: 6.85 (68.4% of target)
  • Senior Executive Bonus: Target $933,287, Earned $820,359
  • Discretionary Bonus: Target $311,096, Payment $295,541

Other Details:

  • Awards under Non-Equity Incentive Plan are cash-based with no vesting schedule or grant date fair value, and are designed to align executive compensation with company performance and shareholder value.